OE Federal Credit Union

Overview / Commentary
250 N Canyons Pkwy
Livermore, CA 94551

OE Federal Credit Union is headquartered in Livermore and is the 47th largest credit union in the state of California. It is also the 322nd largest credit union in the nation. It was established in 1963 and as of March of 2024, it had grown to 198 employees and 108,387 members at 25 locations. OE Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

OE Federal Credit Union is open to (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9, Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.
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Health Grade Components

NCUA #24235
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD0.41%
Return on Equity - YTD3.35%
Annual Interest Income$15.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.48B$1.44B
LoansQ1 2024vs Q1 2023$870.4MM$886.2MM
DepositsQ1 2024vs Q1 2023$1.28B$1.27B
Equity CapitalQ1 2024vs Q1 2023$180.2MM$166.9MM
Loan Loss AllowanceQ1 2024vs Q1 2023$10.4MM$8.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$4.4MM$4.8MM
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not OE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OE Federal Credit Union Savings Account Rates

0.12%*$50k*-IRA Share Account
OTHER TIERS: 0.08% $100 - $5k | 0.09% $5k - $20k | 0.10% $20k - $50k
0.12%*$50k*-CESA Share Account
OTHER TIERS: 0.08% $100 - $5k | 0.09% $5k - $20k | 0.10% $20k - $50k
0.07%*$50k*-Regular Share Savings
OTHER TIERS: 0.03% $5 - $5k | 0.04% $5k - $20k | 0.05% $20k - $50k

OE Federal Credit Union Money Market Rates

0.80%*$250k*-Money Market
OTHER TIERS: 0.60% $1k - $10k | 0.65% $10k - $50k | 0.70% $50k - $100k | 0.75% $100k - $250k

OE Federal Credit Union Checking Account Rates

OTHER TIERS: 0.03% $100 - $2.5k
0.05%$2.5k-Business Checking

OE Federal Credit Union CD Rates

4.75%$1k-9 Month CD Special
3.15%$1k-18 Month CD
3.15%$1k-60 Month CD
3.00%$1k-48 Month CD
2.90%$1k-12 Month Tax Deferred CD
2.90%$1k-12 Month CD
2.90%$1k-24 Month CD
2.90%$1k-36 Month CD
2.50%$1k-6 Month CD
2.40%$1k-3 Month CD

OE Federal Credit Union IRA Rates

4.75%$1k-9 Month IRA Special
4.75%$1k-9 Month CESA IRA Special
3.15%$1k-18 Month IRA
3.15%$1k-60 Month IRA
3.15%$1k-18 Month CESA IRA
3.15%$1k-60 Month CESA IRA
3.00%$1k-48 Month IRA
3.00%$1k-48 Month CESA IRA
2.90%$1k-12 Month IRA
2.90%$1k-24 Month IRA
2.90%$1k-36 Month IRA
2.90%$1k-12 Month CESA IRA
2.90%$1k-24 Month CESA IRA
2.90%$1k-36 Month CESA IRA
2.50%$1k-6 Month IRA
2.50%$1k-6 Month CESA IRA
2.40%$1k-3 Month IRA
2.40%$1k-3 Month CESA IRA


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