OE Federal Credit Union is headquartered in Livermore and is the 45th largest credit union in the state of California. It is also the 312th largest credit union in the nation. It was established in 1963 and as of December of 2022, it had grown to 181 employees and 99,867 members at 24 locations. OE Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
OE Federal Credit Union is open to (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9, Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.
See current membership details
Overall | |
---|---|
NCUA # | 24235 |
Year Chartered | 1963 |
Employees | 181 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.8% |
Return on Equity - YTD | 7.25% |
Annual Interest Income | $43.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $1.44B$1.44B |
Loans | Q4 2022vs Q4 2021 | $870.3MM$779.9MM |
Deposits | Q4 2022vs Q4 2021 | $1.26B$1.23B |
Equity Capital | Q4 2022vs Q4 2021 | $158.8MM$194.3MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $7.8MM$10.6MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $5.8MM$4.4MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not OE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.55%* | $250k* | - | Money Market | ||
OTHER TIERS: 0.35% → $1k - $10k | 0.40% → $10k - $50k | 0.45% → $50k - $100k | 0.50% → $100k - $250k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $2.5k* | - | Checking | ||
OTHER TIERS: 0.03% → $100 - $2.5k | |||||
0.05% | $2.5k | - | Business Checking |