OE Federal Credit Union


Overview / Commentary
866-233-9473
250 N Canyons Pkwy
Livermore, CA 94551

OE Federal Credit Union is headquartered in Livermore and is the 46th largest credit union in the state of California. It is also the 317th largest credit union in the nation. It was established in 1963 and as of September of 2023, it had grown to 193 employees and 105,092 members at 25 locations. OE Federal Credit Union's CD rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

OE Federal Credit Union is open to (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9, Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health

Health Grade Components

Overall
NCUA #24235
Year Chartered1963
Employees193
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.91%
Annual Interest Income$40.4MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.45B$1.43B
LoansQ3 2023vs Q3 2022$896.9MM$852.2MM
DepositsQ3 2023vs Q3 2022$1.27B$1.26B
Equity CapitalQ3 2023vs Q3 2022$167.2MM$154.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$9.8MM$7.2MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$8.4MM$5.9MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not OE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OE Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$50k*-IRA Share Account
OTHER TIERS: 0.08% $100 - $5k | 0.09% $5k - $20k | 0.10% $20k - $50k
0.12%*$50k*-CESA Share Account
OTHER TIERS: 0.08% $100 - $5k | 0.09% $5k - $20k | 0.10% $20k - $50k
0.07%*$50k*-Regular Share Savings
OTHER TIERS: 0.03% $5 - $5k | 0.04% $5k - $20k | 0.05% $20k - $50k

OE Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$250k*-Money Market
OTHER TIERS: 0.60% $1k - $10k | 0.65% $10k - $50k | 0.70% $50k - $100k | 0.75% $100k - $250k

OE Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$2.5k*-Checking
OTHER TIERS: 0.03% $100 - $2.5k
0.05%$2.5k-Business Checking

OE Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-9 Month CD Special
3.15%$1k-18 Month CD
3.15%$1k-60 Month CD
3.00%$1k-48 Month CD
2.90%$1k-12 Month Tax Deferred CD
2.90%$1k-12 Month CD
2.90%$1k-24 Month CD
2.90%$1k-36 Month CD
2.50%$1k-6 Month CD
2.40%$1k-3 Month CD

OE Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-9 Month IRA Special
4.75%$1k-9 Month CESA IRA Special
3.15%$1k-18 Month IRA
3.15%$1k-60 Month IRA
3.15%$1k-18 Month CESA IRA
3.15%$1k-60 Month CESA IRA
3.00%$1k-48 Month IRA
3.00%$1k-48 Month CESA IRA
2.90%$1k-12 Month IRA
2.90%$1k-24 Month IRA
2.90%$1k-36 Month IRA
2.90%$1k-12 Month CESA IRA
2.90%$1k-24 Month CESA IRA
2.90%$1k-36 Month CESA IRA
2.50%$1k-6 Month IRA
2.50%$1k-6 Month CESA IRA
2.40%$1k-3 Month IRA
2.40%$1k-3 Month CESA IRA
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.