OE Federal Credit Union

Overview / Commentary
250 N Canyons Pkwy
Livermore, CA 94551

OE Federal Credit Union is headquartered in Livermore and is the 44th largest credit union in the state of California. It is also the 313th largest credit union in the nation. It was established in 1963 and as of June of 2022, it had grown to 190 employees and 89,819 members at 24 locations. OE Federal Credit Union's CD rates are 94% higher than the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

OE Federal Credit Union is open to (1) employees, miners, and public employees of Operating Engineers Local #3; (2) members of Operating Engineers Local Union #9, Operating Engineers Local Union #428, Napa Solano Building Trades Council, Laborers' Local 294, Iron Workers Local Union #27, and over 100 other trade unions; (2) employees of American Diversified Pharmacies, Inc, United Workers for Local Government, Consolidated Engineering Laboratories, and over 50 Signatory or Affiliated Groups.
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Health Grade Components

NCUA #24235
Year Chartered1963
Primary Regulator
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD9.43%
Annual Interest Income$20.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.43B$1.39B
LoansQ2 2022vs Q2 2021$833.1MM$779.5MM
DepositsQ2 2022vs Q2 2021$1.25B$1.16B
Equity CapitalQ2 2022vs Q2 2021$169.7MM$194.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$6.1MM$10.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$6.8MM$2.6MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
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Always verify rates and promotions with the bank or credit union. We are not OE Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OE Federal Credit Union Savings Account Rates

0.12%*$50k*-IRA Share Account
OTHER TIERS: 0.08% $100 - $5k | 0.09% $5k - $20k | 0.10% $20k - $50k
0.07%*$50k*-Regular Share Savings
OTHER TIERS: 0.03% $5 - $5k | 0.04% $5k - $20k | 0.05% $20k - $50k
0.07%*$50k*-CESA Share Account
OTHER TIERS: 0.03% $50 - $5k | 0.04% $5k - $20k | 0.05% $20k - $50k

OE Federal Credit Union Money Market Rates

0.45%*$250k*-Money Market
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $50k | 0.35% $50k - $100k | 0.40% $100k - $250k

OE Federal Credit Union Checking Account Rates

OTHER TIERS: 0.03% $2.5k - $10k
0.05%$2.5k-Business Checking

OE Federal Credit Union CD Rates

3.12%$1k$250k13 Month Promotional CD
2.50%$1k-60 Month CD
2.40%$1k-48 Month CD
2.25%$1k-36 Month CD
2.00%$1k-24 Month CD
1.90%$1k-18 Month CD
1.75%$1k-12 Month Tax Deferred CD
1.75%$1k-12 Month CD
0.95%$1k-6 Month CD
0.60%$1k-3 Month CD

OE Federal Credit Union IRA Rates

2.50%$1k-60 Month IRA
2.50%$1k-60 Month CESA IRA
2.40%$1k-48 Month IRA
2.40%$1k-48 Month CESA IRA
2.25%$1k-36 Month IRA
2.25%$1k-36 Month CESA IRA
2.00%$1k-24 Month IRA
2.00%$1k-24 Month CESA IRA
1.90%$1k-18 Month IRA
1.90%$1k-18 Month CESA IRA
1.75%$1k-12 Month IRA
1.75%$1k-12 Month CESA IRA
0.95%$1k-6 Month IRA
0.95%$1k-6 Month CESA IRA
0.60%$1k-3 Month IRA
0.60%$1k-3 Month CESA IRA


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