Ohio Catholic Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.30%	5-year CD	60 Month One-Time Bump CD Special 3.00% - Barclays 60 Month Online CD
1.35%	1-year CD	12-17 Month Certificate 0.96% - National Average
0.10%	Savings	Share Savings Account 1.75% - American Express National Bank High Yield Savings Account

View all Ohio Catholic Federal Credit Union rates »

Overview / Commentary

www.ohiocatholicfcu.com

216-663-6800

13623 Rockside Rd
Garfield Hts, OH 44125

Ohio Catholic Federal Credit Union is headquartered in Garfield Hts and is the 37^th largest credit union in the state of Ohio. It is also the 1,174^th largest credit union in the nation. It was established in 1954 and as of March of 2018, it had grown to 55 employees and 13,684 members at 4 locations. Ohio Catholic Federal Credit Union's CD rates are 50% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Ohio Catholic Federal Credit Union membership is open to employees, students and members of any Catholic Diocese - including schools, parishes, ministries, organizations, services or entities - within Ohio State. Also eligible for membership are immediate family and household members, employees & retirees or volunteers of Ohio Catholic FCU, or employees and members of the Clark-Metro Development Corporation of Cleveland and employees of M and M Foods, who are paid from Cleveland, OH. (A complete list of requirements are listed on the credit union's website)
See current membership details

Reviews (2)

Write a Review

Featured Account Options	SPONSORED LISTINGS

Great bank until you actually need help or have a dispute

Posted by: shelliglass1 | Aug 19, 2017

I have been with the bank since I opened my first savings account as a child. I attended the Catholic grade school associated with the institution and my parents were members since enrolling my in kindergarten. My banking experience with Ohio Catholic was always enjoyable, as I grew up and opening a checking account with them as well for automatic deposits as I began working in high school. It was nice having a small bank where people recognized you and knew you by name. A lot of parents whose children I attended school with also worked there and were always excited to see me. It was a personal experience, which I enjoyed. The real issue began when I moved away for college. It wasn't easy to access my money since they are a same bank and had limited free ATMs in the Columbus area. Then, one day my landlord cashed my rental check extremely late without my knowledge. The same day, a Saturday, I went shopping at the mall and made six different purchases using my debit card with Ohio Catholic. While I had nearly $10,000+ in my savings (for school), my checking was drained by the rental check and all six purchases at the mall caused Ohio Catholic to charge me SIX overdraft fees. SIX! Totaling $180 in fees. For under $100 in purchases. I was furious, especially since I thought I had my debit card set to get declined when I was out of money. And, all they had to do was transfer money from my savings to checking. It wasn't like I didn't have the money. If anything, it should have been a one-time fee for $30, not six separate charges. The worst part is- NO ONE at this "small, family, religious-oriented" bank bothered to call me on Monday to let me know I over withdrew my account... Luckily I check my banking online regularly and saw it myself. In fact, no one contacted me all week. So, I would've kept racking up overdraft charges. When I went home to Cleveland and sat down to talk with a banking representative high up in the company, a parent I knew since I was five years old, I was told there was nothing they could do to reverse the fees. I had been with them for 15+ years, had loans for school through them, my parents have been with them for 25+ years and financed school tuition, a mortgage, three cars, a camper, and a boat through them. And there was nothing they could do- not even refund me for a couple of the six charges at $30 a piece. I was furious! Here is a bank I stick with thinking it is all about caring for their clients and a loyal one, a college student, can't even get their help. On top of that, apparently I had to "sign off" on canceling their "overdraft protection" in order to get my card declined instead... a notice I never received. The overdraft protect, i.e. money maker for them, is automatically applied to your account. While I still have accounts open with them for the convenience now that I am back in Cleveland, I certainly will never take out any loans or credit cards through them and look forward to opening new accounts with a new bank soon.

Comment

1

Charged Me 60.00 For Being Short 14Cents

Posted by: Cathy Longo | Sep 26, 2017

You should be a shame to call yourself a Catholic credit union You stink! Can't wait to get away from!

Comment

1

Health

A

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9208
Year Chartered	1954
Employees	55
Primary Regulator

Profit Margin
Return on Assets - YTD	1.04%
Return on Equity - YTD	8.15%
Annual Interest Income	$1.6MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$168.0MM$163.8MM
Loans	Q1 2018vs Q1 2017	$115.9MM$117.8MM
Deposits	Q1 2018vs Q1 2017	$142.0MM$141.6MM
Equity Capital	Q1 2018vs Q1 2017	$21.4MM$19.3MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$1.0MM$900.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$263.00K$279.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$64.00K

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Ohio Catholic Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohio Catholic Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$25k^*	-	Share Savings Account
OTHER TIERS: 0.05% → $100 - $25k
0.10%	$100	-	Vacation Club Account
0.10%	$100	-	Christmas Club Account
0.10%	$100	-	IRA Savings Account

Ohio Catholic Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$75k^*	-	Money Market Accounts
OTHER TIERS: 0.05% → $1k - $25k \| 0.20% → $25k - $75k

Ohio Catholic Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$500	-	Share Draft Account

Ohio Catholic Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$100k^*	-	84 Month Certificate
OTHER TIERS: 2.75% → $500 - $25k \| 2.85% → $25k - $100k
2.85%^*	$100k^*	-	72 Month Certificate
OTHER TIERS: 2.65% → $500 - $25k \| 2.75% → $25k - $100k
2.75%^*	$100k^*	-	60-71 Month Certificate
OTHER TIERS: 2.50% → $500 - $25k \| 2.65% → $25k - $100k
2.75%^*	$100k^*	-	84 Month Bump Certificate
OTHER TIERS: 2.65% → $25k - $100k
2.50%^*	$100k^*	-	60 Month Bump Certifcate
OTHER TIERS: 2.45% → $25k - $100k
2.50%	$25k	-	84 Month One-Time Bump CD Special
2.30%	$25k	-	60 Month One-Time Bump CD Special
2.25%^*	$100k^*	-	36-47 Month Certificate
OTHER TIERS: 1.85% → $500 - $25k \| 1.95% → $25k - $100k
2.25%^*	$100k^*	-	48-59 Month Certificate
OTHER TIERS: 1.85% → $500 - $25k \| 2.00% → $25k - $100k
2.00%^*	$100k^*	-	36 Month Bump Certificate
OTHER TIERS: 1.75% → $25k - $100k
1.75%^*	$100k^*	-	24-35 Month Certificate
OTHER TIERS: 1.50% → $500 - $25k \| 1.65% → $25k - $100k
1.50%^*	$100k^*	-	18-23 Month Certificate
OTHER TIERS: 1.15% → $500 - $25k \| 1.35% → $25k - $100k
1.50%	$25k	-	36 Month One-Time Bump CD Special
1.35%^*	$100k^*	-	12-17 Month Certificate
OTHER TIERS: 1.00% → $500 - $25k \| 1.25% → $25k - $100k
0.40%^*	$100k^*	-	6-11 Month Share Certificate
OTHER TIERS: 0.20% → $500 - $25k \| 0.35% → $25k - $100k
0.30%^*	$100k^*	-	3-5 Month Share Certificate
OTHER TIERS: 0.20% → $500 - $25k \| 0.25% → $25k - $100k

Ohio Catholic Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.00%^*	$100k^*	-	84 Month IRA Certificate
OTHER TIERS: 2.75% → $500 - $25k \| 2.85% → $25k - $100k
2.85%^*	$100k^*	-	72 Month IRA Certificate
OTHER TIERS: 2.65% → $500 - $25k \| 2.75% → $25k - $100k
2.75%^*	$100k^*	-	60-71 Month IRA Certificate
OTHER TIERS: 2.50% → $500 - $25k \| 2.65% → $25k - $100k
2.75%^*	$100k^*	-	84 Month Bump IRA Certificate
OTHER TIERS: 2.65% → $25k - $100k
2.50%^*	$100k^*	-	60 Month Bump IRA Certificate
OTHER TIERS: 2.45% → $25k - $100k
2.25%^*	$100k^*	-	36-47 Month IRA Certificate
OTHER TIERS: 1.85% → $500 - $25k \| 1.95% → $25k - $100k
2.25%^*	$100k^*	-	48-59 Month IRA Certificate
OTHER TIERS: 1.85% → $500 - $25k \| 2.00% → $25k - $100k
2.00%^*	$100k^*	-	36 Month Bump IRA Certificate
OTHER TIERS: 1.75% → $25k - $100k
1.75%^*	$100k^*	-	24-35 Month IRA Certificate
OTHER TIERS: 1.50% → $500 - $25k \| 1.65% → $25k - $100k
1.50%^*	$100k^*	-	18-23 Month IRA Certificate
OTHER TIERS: 1.15% → $500 - $25k \| 1.35% → $25k - $100k
1.35%^*	$100k^*	-	12-17 Month IRA Certificate
OTHER TIERS: 1.00% → $500 - $25k \| 1.25% → $25k - $100k

Locations

Ohio Catholic Federal Credit Union Locations
Branch Office	8600 Alexandria Dr	Macedonia, OH 44056
Branch Office	13623 Rockside Rd	Garfield Hts, OH 44125-5173
Branch Office	5600 Wallings Rd	North Royalton, OH 44133
Branch Office	1762 Brown St	Akron, OH 44301-3145

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.