Featured Savings Rates
Featured Accounts

Ohio Educational Credit Union

Popular Accounts at this Credit Union

1.50%5-year CD60 Month Standard CD
0.15%1-year CD12-17 Month Standard CD
0.03%SavingsSpecial Savings

Overview / Commentary
2554 E 22nd St
Cleveland, OH 44115

Ohio Educational Credit Union is headquartered in Seven Hills and is the 53rd largest credit union in the state of Ohio. It is also the 1,354th largest credit union in the nation. It was established in 1900 and as of September of 2017, it had grown to 46 employees and 17,351 members at 5 locations. Ohio Educational Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to all employees, students, and alumni of any public or private educational institutions in Ohio. Membership is also open to employees of Allen Memorial Hospital, Cleveland State University, Council for Economic Opportunity, and 400 Ohio-based companies.
See current membership details


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Health Grade Components

NCUA #95107
Year Chartered1900
Primary Regulator
Profit Margin
Return on Assets - YTD0.74%
Return on Equity - YTD9.62%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$131.6MM$131.3MM
LoansQ3 2017vs Q3 2016$100.3MM$85.7MM
DepositsQ3 2017vs Q3 2016$119.5MM$120.2MM
Equity CapitalQ3 2017vs Q3 2016$10.2MM$9.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$840.00K$905.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$1.0MM$1.0MM
Real Estate OwnedQ3 2017vs Q3 2016$37.00K$28.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohio Educational Credit Union Savings Account Rates

0.04%--IRA Share Savings
0.03%*$25k*-Regular Share Savings
OTHER TIERS: 0.01% $1k - $5k | 0.02% $5k - $25k
0.03%*$25k*-Special Savings
OTHER TIERS: 0.01% $1k - $5k | 0.02% $5k - $25k
0.03%*$25k*-Summer Reserve
OTHER TIERS: 0.01% $1k - $5k | 0.02% $5k - $25k
0.03%*$25k*-Holiday Club
OTHER TIERS: 0.01% $1k - $5k | 0.02% $5k - $25k
0.03%*$25k*-Vacation Club
OTHER TIERS: 0.01% $1k - $5k | 0.02% $5k - $25k

Ohio Educational Credit Union Money Market Rates

0.08%*$25k*-Money Market
OTHER TIERS: 0.02% $1k - $5k | 0.03% $5k - $10k | 0.06% $10k - $25k

Ohio Educational Credit Union Checking Account Rates

0.02%*$25k*-Checking Account
OTHER TIERS: 0.01% $1k - $25k

Ohio Educational Credit Union CD Rates

1.55%$500-60 Month Gold CD
1.52%$500-60 Month Silver CD
1.50%$500-60 Month Standard CD
1.05%$500-48-59 Month Gold CD
1.02%$500-48-59 Month Silver CD
1.00%$500-48-59 Month Standard CD
0.75%$500-36-47 Month Gold CD
0.72%$500-36-47 Month Silver CD
0.70%$500-36-47 Month Standard CD
0.45%$500-24-35 Month Gold CD
0.42%$500-24-35 Month Silver CD
0.40%$500-24-35 Month Standard CD
0.40%$500-18 Month Step-Up Gold CD
0.37%$500-18 Month Step-Up Silver CD
0.35%$500-18 Month Step-Up Standard CD
0.25%$500-18-23 Month Gold CD
0.22%$500-18-23 Month Silver CD
0.20%$500-18-23 Month Standard CD
0.20%$500-12-17 Month Gold CD
0.17%$500-12-17 Month Silver CD
0.15%$500-12-17 Month Standard CD
0.15%$500-6-11 Month Gold CD
0.12%$500-6-11 Month Silver CD
0.10%$500-6-11 Month Standard CD
0.10%$500-3-5 Month Gold CD
0.07%$500-3-5 Month Silver CD
0.05%$500-3-5 Month Standard CD

Ohio Educational Credit Union IRA Rates

1.55%$500-60 Month Gold IRA
1.52%$500-60 Month Silver IRA
1.50%$500-60 Month Standard IRA
1.05%$500-48-59 Month Gold IRA
1.02%$500-48-59 Month Silver IRA
1.00%$500-48-59 Month Standard IRA
0.75%$500-36-47 Month Gold IRA
0.72%$500-36-47 Month Silver IRA
0.70%$500-36-47 Month Standard IRA
0.45%$500-24-35 Month Gold IRA
0.42%$500-24-35 Month Silver IRA
0.40%$500-18 Month Step-Up Gold IRA
0.40%$500-24-35 Month Standard IRA
0.37%$500-18 Month Step-Up Silver IRA
0.35%$500-18 Month Step-Up Standard IRA
0.25%$500-18-23 Month Gold IRA
0.22%$500-18-23 Month Silver IRA
0.20%$500-12-17 Month Gold IRA
0.20%$500-18-23 Month Standard IRA
0.17%$500-12-17 Month Silver IRA
0.15%$500-6-11 Month Gold IRA
0.15%$500-12-17 Month Standard IRA
0.12%$500-6-11 Month Silver IRA
0.10%$500-3-5 Month Gold IRA
0.10%$500-6-11 Month Standard IRA
0.07%$500-3-5 Month Silver IRA
0.05%$500-3-5 Month Standard IRA

Ohio Educational Credit Union Locations
Branch Office55 E College St Unit 2Oberlin, OH 44074
Branch Office2554 E 22nd StCleveland, OH 44115
Branch Office1075 Linden AveZanesville, OH 43701
Branch Office17526 Madison AveLakewood, OH 44107
Branch Office2030 Euclid AveCleveland, OH 44115