Ohio State Bank

Overview / Commentary

www.bankatosb.com

614-697-1000

2106 E. Main St.
Bexley, OH 43209

Ohio State Bank is headquartered in Bexley and is the 86^th largest bank in the state of Ohio. It is also the 2,836^th largest bank in the nation. It was established in 2019 and as of June of 2021, it had grown to 20 employees at 1 location. Ohio State Bank has an A+ health rating.

Ohio State Bank Adds Limited-Time 18-Month CD Special - 9/10/2021

Ohio State Bank (Columbus area) has added a new limited-time 18-month CD Special to its product line. Minimum deposit is $500. Also available as an IRA CD Special.

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Health

A+

Data as of Q2 2021

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Health Grade Components

Overall
FDIC Certificate #	59144
Year Established	2019
Employees	20
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0%
Return on Equity - YTD	0.02%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q2 2021vs Q2 2020	$241.0MM$139.7MM
Loans	Q2 2021vs Q2 2020	$213.3MM$97.3MM
Deposits	Q2 2021vs Q2 2020	$198.3MM$97.2MM
Equity Capital	Q2 2021vs Q2 2020	$42.3MM$42.2MM
Loan Loss Allowance	Q2 2021vs Q2 2020	$2.7MM$1.2MM
Unbacked Noncurrent Loans	Q2 2021vs Q2 2020	$0$0
Real Estate Owned	Q2 2021vs Q2 2020	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohio State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$10k^*	-	Business Ohio State Bank Statement Savings Account
OTHER TIERS: 0.01% → Up to $1k \| 0.02% → $1k - $10k
0.05%^*	$10k^*	-	Ohio State Bank Statement Savings Account
OTHER TIERS: 0.01% → Up to $1k \| 0.02% → $1k - $10k

Ohio State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*	$100k^*	-	Business Ohio State Bank Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k \| 0.05% → $25k - $100k
0.40%^*	$100k^*	-	Ohio State Bank Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k \| 0.05% → $25k - $100k

Ohio State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$25k^*	-	Business Ohio State Bank Interest Checking Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k
0.05%^*	$25k^*	-	Ohio State Bank Interest Checking Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k

Ohio State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	60 Month CD
1.00%	-	-	Business 60 Month CD
1.00%	$500	-	18 Month CD Special
1.00%	-	-	Business 18 Month CD Special
0.85%	-	-	48 Month CD
0.85%	-	-	Business 48 Month CD
0.75%	-	-	36 Month CD
0.75%	-	-	Business 36 Month CD
0.50%	-	-	24 Month CD
0.50%	-	-	Business 24 Month CD
0.50%	-	-	12 Month CD Special
0.50%	-	-	Business 12 Month CD Special

Ohio State Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	60 Month IRA
1.00%	-	-	Business 60 Month IRA
1.00%	$500	-	18 Month IRA Special
1.00%	-	-	Business 18 Month IRA Special
0.85%	-	-	48 Month IRA
0.85%	-	-	Business 48 Month IRA
0.75%	-	-	36 Month IRA
0.75%	-	-	Business 36 Month IRA
0.50%	-	-	24 Month IRA
0.50%	-	-	Business 24 Month IRA
0.50%	-	-	12 Month IRA Special
0.50%	-	-	Business 12 Month IRA Special

Locations

Ohio State Bank Locations
Ohio State Bank	2106 East Main Street	Bexley, OH 43209
Ohio State Bank-Arlington Office Bra	1776 W. Lane Avenue	Upper Arlington, OH 43221

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