Ohio State Bank

Overview / Commentary

www.bankatosb.com

614-697-1000

2511 East Main Street
Bexley, OH 43209

Ohio State Bank is headquartered in Bexley and is the 115^th largest bank in the state of Ohio. It is also the 3,581^st largest bank in the nation. It was established in 2019 and as of June of 2020, it had grown to 14 employees at 1 location. Ohio State Bank's money market rates are 14% higher than the national average, and it boasts an A+ health rating.

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Health

A+

Data as of Q2 2020

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Health Grade Components

Overall
FDIC Certificate #	59144
Year Established	2019
Employees	14
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	-0.75%
Return on Equity - YTD	-2.26%
Annual Interest Income	$1.9MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$139.7MM$48.0MM
Loans	Q2 2020vs Q2 2019	$97.3MM$9.3MM
Deposits	Q2 2020vs Q2 2019	$97.2MM$4.9MM
Equity Capital	Q2 2020vs Q2 2019	$42.2MM$43.1MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$1.2MM$115.00K
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$0$0
Real Estate Owned	Q2 2020vs Q2 2019	$0$0

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Ohio State Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$10k^*	-	Business Ohio State Bank Statement Savings Account
OTHER TIERS: 0.01% → Up to $1k \| 0.02% → $1k - $10k
0.05%^*	$10k^*	-	Ohio State Bank Statement Savings Account
OTHER TIERS: 0.01% → Up to $1k \| 0.02% → $1k - $10k

Ohio State Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%^*	$100k^*	-	Business Ohio State Bank Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k \| 0.05% → $25k - $100k
0.50%^*	$100k^*	-	Ohio State Bank Money Market Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k \| 0.05% → $25k - $100k

Ohio State Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$25k^*	-	Business Ohio State Bank Interest Checking Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k
0.05%^*	$25k^*	-	Ohio State Bank Interest Checking Account
OTHER TIERS: 0.01% → $2.5k - $10k \| 0.02% → $10k - $25k

Ohio State Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	-	-	60 Month CD
1.00%	-	-	Business 60 Month CD
0.85%	-	-	48 Month CD
0.85%	-	-	Business 48 Month CD
0.75%	-	-	36 Month CD
0.75%	-	-	Business 36 Month CD
0.50%	-	-	24 Month CD
0.50%	-	-	Business 24 Month CD
0.25%	-	-	12 Month CD
0.25%	-	-	Business 12 Month CD

Locations

Ohio State Bank Locations
Ohio State Bank	2106 East Main Street	Bexley, OH 43209

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