Ohio's First Class Credit Union is headquartered in Cleveland and is the 104th largest credit union in the state of Ohio. It is also the 2,400th largest credit union in the nation. It was established in 1932 and as of December of 2020, it had grown to 19 employees and 10,725 members at 2 locations. Ohio's First Class Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Cuyahoga County in Ohio. Membership is also open to employees of the U.S. Postal Service in the northern district of Ohio, federal employees in Lorain County, Cuyahoga County Government , Cleveland MetroParks, Northeast Ohio Regional Sewer District , Cleveland Thermal Energy, City of Lakewood, City of Bay Village, City of Fairview Park, Metro General Hospital, Greyhound Lines, Lakewood Hospital, Lossman Motors, Chicago Title, Surety Title.
See current membership details
Member Since 1989
Ive been around since this credit union was the county cu,,ive noticed how ive been discriminated against, now why would i say that,,simply because ,i was told by a worker if your having a problem just call,,well i had to make that call,,mz ramonia told me flat out ,,we wont do it for you!!
I have over 100 overdraft fees because my deposit will hit but if i have transactions pending they will send them all into return statue, charging me 30 per item, ive been totally humiliated,for the laat time ,,,all these years i hate to say good by,but enough already,,im on a fixed income,you kickied me literally while i was down,battling cancer,,the unnecessary stress encountered by the CU,has me opposed,,the audacity,of you Ramonia
Data as of Q4 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 96682 |
| Year Chartered | 1932 |
| Employees | 19 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.09% |
| Return on Equity - YTD | 0.66% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2020vs Q4 2019 | $52.9MM$45.2MM |
| Loans | Q4 2020vs Q4 2019 | $26.2MM$31.9MM |
| Deposits | Q4 2020vs Q4 2019 | $45.8MM$38.2MM |
| Equity Capital | Q4 2020vs Q4 2019 | $6.8MM$6.8MM |
| Loan Loss Allowance | Q4 2020vs Q4 2019 | $384.00K$442.00K |
| Unbacked Noncurrent Loans | Q4 2020vs Q4 2019 | $362.00K$576.00K |
| Real Estate Owned | Q4 2020vs Q4 2019 | $0$0 |