Ohio's First Class Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.90% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.25% | Savings | 0.26% - National Average |
Ohio's First Class Credit Union is headquartered in Cleveland and is the 103rd largest credit union in the state of Ohio. It is also the 2,422nd largest credit union in the nation. It was established in 1932 and as of December of 2018, it had grown to 22 employees and 10,260 members at 2 locations. Ohio's First Class Credit Union's CD rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Cuyahoga County in Ohio. Membership is also open to employees of the U.S. Postal Service in the northern district of Ohio, federal employees in Lorain County, Cuyahoga County Government , Cleveland MetroParks, Northeast Ohio Regional Sewer District , Cleveland Thermal Energy, City of Lakewood, City of Bay Village, City of Fairview Park, Metro General Hospital, Greyhound Lines, Lakewood Hospital, Lossman Motors, Chicago Title, Surety Title.
See current membership details
Member Since 1989
Ive been around since this credit union was the county cu,,ive noticed how ive been discriminated against, now why would i say that,,simply because ,i was told by a worker if your having a problem just call,,well i had to make that call,,mz ramonia told me flat out ,,we wont do it for you!!
I have over 100 overdraft fees because my deposit will hit but if i have transactions pending they will send them all into return statue, charging me 30 per item, ive been totally humiliated,for the laat time ,,,all these years i hate to say good by,but enough already,,im on a fixed income,you kickied me literally while i was down,battling cancer,,the unnecessary stress encountered by the CU,has me opposed,,the audacity,of you Ramonia
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 96682 |
| Year Chartered | 1932 |
| Employees | 22 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.24% |
| Return on Equity - YTD | 1.65% |
| Annual Interest Income | $2.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $45.3MM$42.0MM |
| Loans | Q4 2018vs Q4 2017 | $32.9MM$32.2MM |
| Deposits | Q4 2018vs Q4 2017 | $38.4MM$35.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $6.5MM$6.5MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $382.00K$271.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $613.00K$726.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ohio's First Class Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Ohio's First Class Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $300 | - | Regular Savings | |
| 0.25% | $300 | - | “J” Second Savings |
Ohio's First Class Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.65%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.40% → $5k - $25k | 0.50% → $25k - $50k | |||||
Ohio's First Class Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month CD | |
| 2.65% | $500 | - | 48 Month CD | |
| 2.40% | $500 | - | 36 Month CD | |
| 2.15% | $500 | - | 24 Month CD | |
| 1.90% | $500 | - | 12 Month CD |
| Ohio's First Class Credit Union Locations | ||
|---|---|---|
| Branch Office | 345 E Bridge St | Elyria, OH 44035 |
| Branch Office | 1800 Carnegie Ave | Cleveland, OH 44115 |