Oklahoma Central Credit Union

Overview / Commentary
4956 South Peoria Ave
Tulsa, OK 74105

Oklahoma Central Credit Union is headquartered in Tulsa and is the 9th largest credit union in the state of Oklahoma. It is also the 605th largest credit union in the nation. It was established in 1941 and as of March of 2024, it had grown to 129 employees and 43,311 members at 9 locations. Oklahoma Central Credit Union's money market rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Oklahoma Central Credit Union is open to anyone who belongs to any other credit union, and employees and retirees of over 1,100 companies. Family of current Oklahoma Central members
See current membership details

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Reviews (4)

Great Credit Union

Posted by: |

I had the pleasure of starting my first bank account with OCCU and staying with them for nearly ten years. I never looked into money market accounts or IRA's, however, in working with them for almost ten years, I feel I had plenty of time to evaluate their services. Their customer service is, by far, this credit union's strongest feature. Every employee would always go out of their way to make sure I had everything I needed. Because this credit union provided me with my first account, I had many questions early on and they did not hesitate to answer them. As I became a more regular customer, they welcomed me by name every time I entered the building with a smile on their faces. The customer service was fantastic not just at this location, but at every location I went to (which was 3-4 different locations). Their web and mobile experience was simple and easy to navigate, while their fees were very reasonable and fair. I rated their competitive products a 3 simply because I didn't venture much into other accounts at the back other than a checking and savings.

Don't Trust With Your Money

Posted by: |

Absolute worst bank in Tulsa community. It takes a week or more for purchases or transactions to show up on bank account activity.At BOK it is INSTANT and you get a text every time your card is used. Tellers at the 91st and Aspen location are rude and I have had bad experiences so has my dad with them. They gave ME a hard time on the phone about my debit card getting stolen and I wish I would have gotten the customer service representative's name on the phone. I didn't know over $600 dollars was stolen out of my account until 15 days after all of the theft transactions took place.This is definitely not the first time this has happened in my banking history and I never received all my money back. Even now I still do not have all my money back like for the transfer fees when the thief charged more than I had in my checkings so I had to pay for the transfer fees that I did not commit. My mom, dad, sister, and I have been with this ridiculous bank since 2002. If my car loan and life insurance was not through this credit union I would move banks in a heart beat. Oh and their overdraft fee is $35 dollars unlike normal banks or credit unions that are $25. DO NOT USE THIS COMPANY unless you like your money transactions being up in the air and you might know how much money you have when your bills are due, if you are lucky enough.

Oh How Helpful

Posted by: |

I was in the process of buying something via the Internet, from a company I have dealt with before and I needed my routing and account number to close the transaction. No problem, I said. I'll just call my friendly Credit Union and I may have to answer a few questions, but I can get the numbers.Well, ten minutes and two people later, I still had NO numbers. They offered all kinds of reasons, security, etc., but bottom line is that I will have to get in my car, drive down to the credit union, show them ID, etc. and get the numbers. It is easier to cancel my account and move everything over to BOK, which is just across the street.

All in the name of security.

What ever happened to customer service?

I'll move my account within the week.

Oklahoma Central Credit Union Is Bad Business.

Posted by: |

This place is horrible.  If something out of your control happens to any account you have with Oklahoma Central Credit Union and somehow your account goes negative, be ready to start racking up the fees.  This is where they get you.  If this happens to you, expect OCCU to go into nonresponsive mode.  nonresponsive includes: IDing the person making payment for fees and wont accept even if its a spouse, rufusal of  payment, long wait times that end with poor customer service, confusing payment totals, as well as threatening conversations with their 41st street office.  The final result will end with a court date even if total amount owed is paid in full.  Oklahoma Central Credit Union is a shady establishment.  Avoid if possible.


Health Grade Components

NCUA #62322
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.86%
Return on Equity - YTD7.72%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$685.8MM$700.5MM
LoansQ1 2024vs Q1 2023$330.4MM$363.7MM
DepositsQ1 2024vs Q1 2023$607.6MM$629.5MM
Equity CapitalQ1 2024vs Q1 2023$75.8MM$68.2MM
Loan Loss AllowanceQ1 2024vs Q1 2023$2MM$3.3MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$1MM$697K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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Always verify rates and promotions with the bank or credit union. We are not Oklahoma Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma Central Credit Union Savings Account Rates

0.65%*$40k*-Traditional IRA
OTHER TIERS: 0.40% $200 - $20k | 0.50% $20k - $40k
0.65%*$40k*-Roth IRA
OTHER TIERS: 0.40% $200 - $20k | 0.50% $20k - $40k
0.40%$250-Coverdell Education IRA

Oklahoma Central Credit Union Money Market Rates

2.10%$50k-Investor Money Market Account
1.95%*$50k*-Money Market Account
OTHER TIERS: 1.80% $2k - $30k | 1.85% $30k - $50k

Oklahoma Central Credit Union Checking Account Rates

6.00%*$0$10kMomentum Checking with Rewards
OTHER TIERS: 3.00% $10k - $50k

Oklahoma Central Credit Union CD Rates

4.45%$1k-6 Month CD
4.25%$1k-12 Month CD
3.65%$1k-18 Month CD
3.65%$1k-24 Month CD
3.35%$1k-36 Month CD
3.30%$1k-48 Month CD
3.20%$1k-60 Month CD

Oklahoma Central Credit Union Locations
Branch Office2211 S Aspen AveBroken Arrow, OK 74012
Branch Office12901 East 116th Street NorthCollinsville, OK 74021
Branch Office8075 S Olympia AveTulsa, OK 74132-1861
Branch Office5220 N Highway 167Catoosa, OK 74015
Branch Office515 S Peoria AveTulsa, OK 74120
Branch Office11335 E 41st StTulsa, OK 74146
Branch Office4956 S Peoria AveTulsa, OK 74105
Branch Office6728 E 81st StTulsa, OK 74133
Branch Office1105 E Albany StBroken Arrow, OK 74012

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