Oklahoma Central Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.70% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.75% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 2.60% | 4-year CD | 2.85% - Barclays 48 Month Online CD |
Oklahoma Central Credit Union is headquartered in Tulsa and is the 8th largest credit union in the state of Oklahoma. It is also the 512th largest credit union in the nation. It was established in 1941 and as of June of 2018, it had grown to 132 employees and 45,273 members at 10 locations. Oklahoma Central Credit Union's money market rates are 3X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Oklahoma Central Credit Union is open to anyone who belongs to any other credit union, and
employees and retirees of over 1,100 companies. Family of current Oklahoma Central members
See current membership details
Great Credit Union
I had the pleasure of starting my first bank account with OCCU and staying with them for nearly ten years. I never looked into money market accounts or IRA's, however, in working with them for almost ten years, I feel I had plenty of time to evaluate their services. Their customer service is, by far, this credit union's strongest feature. Every employee would always go out of their way to make sure I had everything I needed. Because this credit union provided me with my first account, I had many questions early on and they did not hesitate to answer them. As I became a more regular customer, they welcomed me by name every time I entered the building with a smile on their faces. The customer service was fantastic not just at this location, but at every location I went to (which was 3-4 different locations). Their web and mobile experience was simple and easy to navigate, while their fees were very reasonable and fair. I rated their competitive products a 3 simply because I didn't venture much into other accounts at the back other than a checking and savings.
Oh How Helpful
I was in the process of buying something via the Internet, from a company I have dealt with before and I needed my routing and account number to close the transaction. No problem, I said. I'll just call my friendly Credit Union and I may have to answer a few questions, but I can get the numbers.Well, ten minutes and two people later, I still had NO numbers. They offered all kinds of reasons, security, etc., but bottom line is that I will have to get in my car, drive down to the credit union, show them ID, etc. and get the numbers. It is easier to cancel my account and move everything over to BOK, which is just across the street.
All in the name of security.
What ever happened to customer service?
I'll move my account within the week.
Oklahoma Central Credit Union Is Bad Business.
This place is horrible. If something out of your control happens to any account you have with Oklahoma Central Credit Union and somehow your account goes negative, be ready to start racking up the fees. This is where they get you. If this happens to you, expect OCCU to go into nonresponsive mode. nonresponsive includes: IDing the person making payment for fees and wont accept even if its a spouse, rufusal of payment, long wait times that end with poor customer service, confusing payment totals, as well as threatening conversations with their 41st street office. The final result will end with a court date even if total amount owed is paid in full. Oklahoma Central Credit Union is a shady establishment. Avoid if possible.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 62322 |
| Year Chartered | 1941 |
| Employees | 132 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.11% |
| Return on Equity - YTD | 0.87% |
| Annual Interest Income | $10.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $552.2MM$544.8MM |
| Loans | Q2 2018vs Q2 2017 | $364.9MM$353.1MM |
| Deposits | Q2 2018vs Q2 2017 | $477.6MM$469.3MM |
| Equity Capital | Q2 2018vs Q2 2017 | $70.9MM$71.1MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $4.3MM$3.1MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $4.6MM$3.4MM |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Oklahoma Central Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Oklahoma Central Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $50k* | - | Traditional IRA | ||
| OTHER TIERS: 0.40% → $200 - $20k | 0.50% → $20k - $50k | |||||
| 0.60%* | $50k* | - | Roth IRA | ||
| OTHER TIERS: 0.40% → $200 - $20k | 0.50% → $20k - $50k | |||||
| 0.50% | $250 | - | Coverdell Education IRA | ||
Oklahoma Central Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.25% | $50k | - | Investor Money Market Account | ||
| 1.10%* | $50k* | - | Money Market Account | ||
| OTHER TIERS: 0.80% → $2k - $30k | 1.00% → $30k - $50k | |||||
Oklahoma Central Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $1k | - | 20 Month CD Special | |
| 2.70% | $1k | - | 60 Month CD | |
| 2.60% | $1k | - | 48 Month CD | |
| 2.40% | $1k | - | 36 Month CD | |
| 1.95% | $1k | - | 24 Month CD | |
| 1.85% | $1k | - | 18 Month CD | |
| 1.75% | $1k | - | 12 Month CD | |
| 1.30% | $1k | - | 6 Month CD |
| Broken Arrow Branches | ||
|---|---|---|
| Branch Office | 2211 S Aspen Ave | Broken Arrow, OK 74012 |
| Catoosa Branches | ||
|---|---|---|
| Branch Office | 5220 N Highway 167 | Catoosa, OK 74015 |
| Collinsville Branches | ||
|---|---|---|
| Branch Office | 12901 East 116th Street North | Collinsville, OK 74021 |
| Tulsa Branches | ||
|---|---|---|
| Branch Office | 8075 S Olympia Ave | Tulsa, OK 74132-1861 |
| Branch Office | 140 One Williams Ctr | Tulsa, OK 74172 |
| Branch Office | 4132 E 51st St | Tulsa, OK 74135 |
| Branch Office | 515 S Peoria Ave | Tulsa, OK 74120 |
| Branch Office | 11335 E 41st St | Tulsa, OK 74146 |
| Branch Office | 4956 S Peoria Ave | Tulsa, OK 74105 |
| Branch Office | 6728 E 81st St | Tulsa, OK 74133 |