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Overview / Commentary
4956 S Peoria Ave
Tulsa, OK 74105

Oklahoma Central Credit Union is headquartered in Tulsa and is the 8th largest credit union in the state of Oklahoma. It is also the 505th largest credit union in the nation. It was established in 1941 and as of September of 2017, it had grown to 118 employees and 44,329 members at 10 locations. Oklahoma Central Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Oklahoma Central Credit Union is open to anyone who belongs to any other credit union, and employees and retirees of over 1,100 companies.
See current membership details

Reviews (3)

Great Credit Union

Posted by: Jazzyguy | Aug 18, 2016

I had the pleasure of starting my first bank account with OCCU and staying with them for nearly ten years. I never looked into money market accounts or IRA's, however, in working with them for almost ten years, I feel I had plenty of time to evaluate their services. Their customer service is, by far, this credit union's strongest feature. Every employee would always go out of their way to make sure I had everything I needed. Because this credit union provided me with my first account, I had many questions early on and they did not hesitate to answer them. As I became a more regular customer, they welcomed me by name every time I entered the building with a smile on their faces. The customer service was fantastic not just at this location, but at every location I went to (which was 3-4 different locations). Their web and mobile experience was simple and easy to navigate, while their fees were very reasonable and fair. I rated their competitive products a 3 simply because I didn't venture much into other accounts at the back other than a checking and savings.

Oh How Helpful

Posted by: Anonymous | Oct 4, 2011

I was in the process of buying something via the Internet, from a company I have dealt with before and I needed my routing and account number to close the transaction. No problem, I said. I'll just call my friendly Credit Union and I may have to answer a few questions, but I can get the numbers.Well, ten minutes and two people later, I still had NO numbers. They offered all kinds of reasons, security, etc., but bottom line is that I will have to get in my car, drive down to the credit union, show them ID, etc. and get the numbers. It is easier to cancel my account and move everything over to BOK, which is just across the street.

All in the name of security.

What ever happened to customer service?

I'll move my account within the week.

Oklahoma Central Credit Union Is Bad Business.

Posted by: joe | Apr 16, 2011

This place is horrible.  If something out of your control happens to any account you have with Oklahoma Central Credit Union and somehow your account goes negative, be ready to start racking up the fees.  This is where they get you.  If this happens to you, expect OCCU to go into nonresponsive mode.  nonresponsive includes: IDing the person making payment for fees and wont accept even if its a spouse, rufusal of  payment, long wait times that end with poor customer service, confusing payment totals, as well as threatening conversations with their 41st street office.  The final result will end with a court date even if total amount owed is paid in full.  Oklahoma Central Credit Union is a shady establishment.  Avoid if possible.


Health Grade Components

NCUA #62322
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD0.6%
Return on Equity - YTD4.55%
Annual Interest Income$15.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$539.5MM$530.0MM
LoansQ3 2017vs Q3 2016$373.0MM$313.6MM
DepositsQ3 2017vs Q3 2016$463.5MM$456.1MM
Equity CapitalQ3 2017vs Q3 2016$71.7MM$70.8MM
Loan Loss AllowanceQ3 2017vs Q3 2016$3.4MM$2.5MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.3MM$1.9MM
Real Estate OwnedQ3 2017vs Q3 2016$0$35.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma Central Credit Union Savings Account Rates

0.60%*$50k*-Traditional IRA
OTHER TIERS: 0.40% $200 - $20k | 0.50% $20k - $50k
0.60%*$50k*-Roth IRA
OTHER TIERS: 0.40% $200 - $20k | 0.50% $20k - $50k
0.50%$250-Coverdell Education IRA

Oklahoma Central Credit Union Money Market Rates

0.90%$50k-Investor Money Market Account
0.75%*$50k*-Money Market Account
OTHER TIERS: 0.45% $2k - $30k | 0.65% $30k - $50k

Oklahoma Central Credit Union CD Rates

2.00%$50k-36 Month Jumbo CD
1.95%$1k-60 Month CD
1.90%$1k-48 Month CD
1.75%$1k-36 Month CD
1.75%$1k-15 Month CD
1.65%$1k-24 Month CD
1.50%$1k-18 Month CD
1.35%$1k-12 Month CD
1.10%$1k-6 Month CD

Cities: Broken Arrow, Catoosa, Tulsa

Broken Arrow Branches
Branch Office2211 S Aspen AveBroken Arrow, OK 74012

Catoosa Branches
Branch Office5220 N Highway 167Catoosa, OK 74015

Tulsa Branches
Branch Office3856 Southwest BlvdTulsa, OK 74107-5524
Branch Office8075 S Olympia AveTulsa, OK 74132-1861
Branch Office140 One Williams CtrTulsa, OK 74172
Branch Office4132 E 51st StTulsa, OK 74135
Branch Office515 S Peoria AveTulsa, OK 74120
Branch Office11335 E 41st StTulsa, OK 74146
Branch Office4956 S Peoria AveTulsa, OK 74105
Branch Office6728 E 81st StTulsa, OK 74133