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Oklahoma Educators Credit Union


Overview / Commentary
oecu.com
405-722-2234
4001 NW Expressway
Oklahoma City, OK 73116

Oklahoma Educators Credit Union is headquartered in OKLAHOMA CITY and is the 14th largest credit union in the state of Oklahoma. It is also the 1,147th largest credit union in the nation. It was established in 1960 and as of September of 2020, it had grown to 84 employees and 13,978 members at 5 locations. Oklahoma Educators Credit Union has an A+ health rating.

Field of Membership Restrictions

Oklahoma Educators Credit Union is open to school employees and students, and Select Employee Groups in Oklahoma. Immediate family are also eligible.
See current membership details

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Reviews (3)

Wonderful Experience!

Posted by: |

This place was super helpful! The Branch Manager at Norman Zach was extremely helpful and knowledgeable. He helped me step by step through the loan process. He even gave me the info I needed to negotiate a great deal on my new car with the dealer. I highly recommend him. He takes care of business and offered me a great warranty on my new car. He helped me setup my new account at the credit union. Logged me into mobile banking with the app. He left no stone unturned. I Highly recommend.

1

2 Stars Too Much Maybe.

Posted by: |

Would not recommend.  Not member focused

2

Worst Credit Union EVER.

Posted by: |

Worse than most banks. Been banking for 36 years, never seen a bank OR a credit union with such horrid customer service, draconian fees, and so MUCH lost paperwork. Do yourself a huge favor and bury your money in a box in the backyard. It'd be safer than letting anyone with this credit union touch it!

Update:
This is the MOST draconian credit union EVER. I got 60 days past due on my car loan, then they repoed my car after I explained that Covid was taking its toll on my finances. Rather than be understanding, they proceeded to close my account as soon as my stimulus hit, thus also denying me federal stimulus aid in direct violation of federal law. Do NOT go here!

1


Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #61088
Year Chartered1960
Employees84
Primary Regulator
Profit Margin
Return on Assets - YTD1.04%
Return on Equity - YTD10.3%
Annual Interest Income$8.5MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$203.6MM$161.5MM
LoansQ3 2020vs Q3 2019$137.3MM$128.0MM
DepositsQ3 2020vs Q3 2019$172.8MM$136.3MM
Equity CapitalQ3 2020vs Q3 2019$20.1MM$17.1MM
Loan Loss AllowanceQ3 2020vs Q3 2019$5.4MM$3.9MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$586.00K$493.00K
Real Estate OwnedQ3 2020vs Q3 2019$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Oklahoma Educators Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma Educators Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$5-Savings Account
0.05%$25-Christmas Club

Oklahoma Educators Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$2k*-Money Market Savings
OTHER TIERS: 0.05% → Up to $2k

Oklahoma Educators Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%-$15kGo Green Rewards Checking
0.75%*$1.3m*-Elite Preferred Checking
OTHER TIERS: 0.30% → $500 - $300k | 0.35% → $300k - $500k | 0.45% → $500k - $750k | 0.55% → $750k - $1.3m
0.25%--Non-Profit Checking
0.05%$500-Classic Checking

Oklahoma Educators Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$225k*-60 Month CD
OTHER TIERS: 1.15% → $1k - $75k | 1.20% → $75k - $225k
1.20%*$225k*-48 Month CD
OTHER TIERS: 1.10% → $1k - $75k | 1.15% → $75k - $225k
1.15%*$225k*-36 Month CD
OTHER TIERS: 1.05% → $1k - $75k | 1.10% → $75k - $225k
1.05%*$75k*-30 Month CD
OTHER TIERS: 1.00% → $1k - $75k
0.95%*$75k*-24 Month CD
OTHER TIERS: 0.85% → $1k - $75k
0.85%*$75k*-18 Month CD
OTHER TIERS: 0.75% → $1k - $75k
0.75%*$75k*-12 Month CD
OTHER TIERS: 0.65% → $1k - $75k
0.65%*$75k*-6 Month CD
OTHER TIERS: 0.50% → $1k - $75k

Oklahoma Educators Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*$225k*-60 Month IRA
OTHER TIERS: 1.15% → $1k - $75k | 1.20% → $75k - $225k
1.20%*$225k*-48 Month IRA
OTHER TIERS: 1.10% → $1k - $75k | 1.15% → $75k - $225k
1.15%*$225k*-36 Month IRA
OTHER TIERS: 1.05% → $1k - $75k | 1.10% → $75k - $225k
1.05%*$75k*-30 Month IRA
OTHER TIERS: 1.00% → $1k - $75k
0.95%*$75k*-24 Month IRA
OTHER TIERS: 0.85% → $1k - $75k
0.85%*$75k*-18 Month IRA
OTHER TIERS: 0.75% → $1k - $75k
0.75%*$75k*-12 Month IRA
OTHER TIERS: 0.65% → $1k - $75k
0.65%*$75k*-6 Month IRA
OTHER TIERS: 0.50% → $1k - $75k
Locations


Oklahoma Educators Credit Union Locations
Branch Office1704 S AIR DEPOT BLVDMIDWEST CITY, OK 73110
Branch Office2120 RIVERWALK DRMOORE, OK 73160-2770
Branch Office4001 NW ExpresswayOKLAHOMA CITY, OK 73116-1686
Branch Office732 GARTH BROOKS BLVDYUKON, OK 73099
Branch Office1251 ALAMEDA STNORMAN, OK 73071

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