Oklahoma's Credit Union


Overview / Commentary
405-606-6528
3001 N Lincoln Blvd
Oklahoma City, OK 73105

Oklahoma's Credit Union is headquartered in Oklahoma City and is the 7th largest credit union in the state of Oklahoma. It is also the 512th largest credit union in the nation. It was established in 1954 and as of March of 2025, it had grown to 136 employees and 54,919 members at 5 locations. Oklahoma's Credit Union's money market rates are 11X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Oklahoma’s Credit Union is open to individuals who live, work, worship, or attend school in the Oklahoma counties of Cleveland, Canadian, Oklahoma, Grady, Logan, Lincoln, McClain or Pottawatomie. Employees of any Oklahoma state agency that does not have its own credit union are also eligible to join. There are also nearly 300 Employee Partners that offer membership as an employee benefit. (A complete list of eligible groups can be found on the credit union's website)
See current membership details

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Health
A+

Health Grade Components

Overall
NCUA #24953
Year Chartered1954
Employees136
Primary Regulator
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.46%
Annual Interest Income$11.7MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$866.6MM$801.4MM
LoansQ1 2025vs Q1 2024$602.4MM$581.8MM
DepositsQ1 2025vs Q1 2024$700.4MM$633.3MM
Equity CapitalQ1 2025vs Q1 2024$96MM$85.3MM
Loan Loss AllowanceQ1 2025vs Q1 2024$5.8MM$5.8MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$707K$1.1MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Oklahoma's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma's Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$500k*-Business Share Account
OTHER TIERS: 0.15% $101 - $25k | 0.25% $25k - $100k | 0.55% $100k - $250k | 0.65% $250k - $500k
0.65%*$250k*-Share Account
OTHER TIERS: 0.15% $101 - $25k | 0.25% $25k - $100k | 0.55% $100k - $250k
0.65%*$250k*-Homebuyer Savings Account
OTHER TIERS: 0.15% $101 - $25k | 0.25% $25k - $100k | 0.55% $100k - $250k
0.10%$0-High-Yield Savings

Oklahoma's Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%*$1.5m*-Money Market Savings
OTHER TIERS: 0.75% $5k - $25k | 1.25% $25k - $50k | 1.75% $50k - $100k | 2.25% $100k - $250k | 3.25% $250k - $500k | 3.75% $500k - $1.5m
4.75%*$1.5m*-Business Money Market Savings
OTHER TIERS: 0.75% $5k - $25k | 1.25% $25k - $50k | 1.75% $50k - $100k | 2.25% $100k - $250k | 3.25% $250k - $500k | 3.75% $500k - $1.5m
2.50%*$250k*-Money Market Checking
OTHER TIERS: 0.50% $2.5k - $100k | 0.75% $100k - $250k

Oklahoma's Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.25%*$250k*-Nonprofit Checking Account
OTHER TIERS: 1.25% $10k - $50k | 1.35% $50k - $250k
3.00%*$250k*-Business Checking
OTHER TIERS: 1.15% $10k - $50k | 1.25% $50k - $250k
0.10%$0-Rewards+ Checking

Oklahoma's Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-9 Month Share Certificate Special
4.25%$500-Business 9 Month Share Certificate Special
4.00%$500-18 Month Share Certificate Special
4.00%$500-Business 18 Month Share Certificate Special
3.60%$2.5k-6 Month Share Certificate
3.60%$2.5k-Business 6 Month Share Certificate
3.50%$500-12 Month Share Certificate
3.50%$500-Business 12 Month Share Certificate
3.30%$500-60 Month Share Certificate
3.30%$500-Business 60 Month Share Certificate
3.16%$500-48 Month Share Certificate
3.16%$500-Business 48 Month Share Certificate
3.15%$500-18 Month Share Certificate
3.15%$500-24 Month Share Certificate
3.15%$500-Business 18 Month Share Certificate
3.15%$500-Business 24 Month Share Certificate
3.10%$500-30 Month Share Certificate
3.10%$500-36 Month Share Certificate
3.10%$500-Business 30 Month Share Certificate
3.10%$500-Business 36 Month Share Certificate

Oklahoma's Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.25%$500-9 Month IRA Special
4.00%$500-18 Month IRA Special
3.60%$2.5k-6 Month IRA
3.50%$500-12 Month IRA
3.30%$500-60 Month IRA
3.16%$500-48 Month IRA
3.15%$500-18 Month IRA
3.15%$500-24 Month IRA
3.10%$500-30 Month IRA
3.10%$500-36 Month IRA
3.00%*$500k*-IRA Accumulation Account
OTHER TIERS: 0.75% $101 - $25k | 1.00% $25k - $100k | 1.25% $100k - $250k | 2.50% $250k - $500k
Locations


Oklahoma's Credit Union Locations
Branch Office200 NE 21st StOklahoma City, OK 73105
Branch Office530 SW 119th StOklahoma City, OK 73170-6034
Branch Office7230 NW ExpresswayOklahoma City, OK 73132-1543
Branch Office15100 N May AveEdmond, OK 73013-8803
Branch Office3001 N Lincoln BlvdOklahoma City, OK 73105

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