Oklahoma's Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.okcu.org

405-606-6528

3001 N Lincoln Blvd
Oklahoma City, OK 73105

Oklahoma's Credit Union is headquartered in Oklahoma City and is the 7^th largest credit union in the state of Oklahoma. It is also the 523^rd largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 134 employees and 54,261 members at 5 locations. Oklahoma's Credit Union's money market rates are 11X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Oklahoma’s Credit Union is open to individuals who live, work, worship, or attend school in the Oklahoma counties of Cleveland, Canadian, Oklahoma, Grady, Logan, Lincoln, McClain or Pottawatomie. Employees of any Oklahoma state agency that does not have its own credit union are also eligible to join. There are also nearly 300 Employee Partners that offer membership as an employee benefit. (A complete list of eligible groups can be found on the credit union's website)
See current membership details

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Health

A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	24953
Year Chartered	1954
Employees	134
Primary Regulator

Profit Margin
Return on Assets - YTD	0.75%
Return on Equity - YTD	6.81%
Annual Interest Income	$43.8MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$824.3MM$796MM
Loans	Q4 2024vs Q4 2023	$592.4MM$584.9MM
Deposits	Q4 2024vs Q4 2023	$654.5MM$623.9MM
Equity Capital	Q4 2024vs Q4 2023	$90.2MM$84.9MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$5.9MM$5.8MM
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$1.2MM$802K
Real Estate Owned	Q4 2024vs Q4 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.54%

Our Rating

4.2 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.70%

Our Rating

4.3 / 5

American Express®

High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oklahoma's Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^*	$500k^*	-	Business Share Account
OTHER TIERS: 0.15% → $101 - $25k \| 0.25% → $25k - $100k \| 0.55% → $100k - $250k \| 0.65% → $250k - $500k
0.65%^*	$250k^*	-	Share Account
OTHER TIERS: 0.15% → $101 - $25k \| 0.25% → $25k - $100k \| 0.55% → $100k - $250k
0.65%^*	$250k^*	-	Homebuyer Savings Account
OTHER TIERS: 0.15% → $101 - $25k \| 0.25% → $25k - $100k \| 0.55% → $100k - $250k
0.55%^*	$0	$2.5k	High-Yield Savings
OTHER TIERS: 0.10% → $2.5k+

Oklahoma's Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
4.75%^*	$1.5m^*	-	Money Market Savings
OTHER TIERS: 0.75% → $5k - $25k \| 1.25% → $25k - $50k \| 1.75% → $50k - $100k \| 2.25% → $100k - $250k \| 3.25% → $250k - $500k \| 3.75% → $500k - $1.5m
4.75%^*	$1.5m^*	-	Business Money Market Savings
OTHER TIERS: 0.75% → $5k - $25k \| 1.25% → $25k - $50k \| 1.75% → $50k - $100k \| 2.25% → $100k - $250k \| 3.25% → $250k - $500k \| 3.75% → $500k - $1.5m
2.50%^*	$250k^*	-	Money Market Checking
OTHER TIERS: 0.50% → $2.5k - $100k \| 0.75% → $100k - $250k

Oklahoma's Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%^*	$250k^*	-	Nonprofit Checking Account
OTHER TIERS: 1.25% → $10k - $50k \| 1.35% → $50k - $250k
3.00%^*	$250k^*	-	Business Checking
OTHER TIERS: 1.15% → $10k - $50k \| 1.25% → $50k - $250k
0.10%	$0	-	Rewards+ Checking

Oklahoma's Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$5k	-	22 Month CD Special - New Money
4.25%	$5k	-	Business 22 Month CD Special
3.60%	$2.5k	-	6 Month Share Certificate
3.60%	$2.5k	-	Business 6 Month Share Certificate
3.50%	$500	-	12 Month Share Certificate
3.50%	$500	-	Business 12 Month Share Certificate
3.30%	$500	-	60 Month Share Certificate
3.30%	$500	-	Business 60 Month Share Certificate
3.16%	$500	-	48 Month Share Certificate
3.16%	$500	-	Business 48 Month Share Certificate
3.15%	$500	-	18 Month Share Certificate
3.15%	$500	-	24 Month Share Certificate
3.15%	$500	-	Business 18 Month Share Certificate
3.15%	$500	-	Business 24 Month Share Certificate
3.10%	$500	-	30 Month Share Certificate
3.10%	$500	-	36 Month Share Certificate
3.10%	$500	-	Business 30 Month Share Certificate
3.10%	$500	-	Business 36 Month Share Certificate

Oklahoma's Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
4.25%	$500	-	22 Month IRA Special
3.60%	$2.5k	-	6 Month IRA
3.50%	$500	-	12 Month IRA
3.30%	$500	-	60 Month IRA
3.16%	$500	-	48 Month IRA
3.15%	$500	-	18 Month IRA
3.15%	$500	-	24 Month IRA
3.10%	$500	-	30 Month IRA
3.10%	$500	-	36 Month IRA
3.00%^*	$500k^*	-	IRA Accumulation Account
OTHER TIERS: 0.75% → $101 - $25k \| 1.00% → $25k - $100k \| 1.25% → $100k - $250k \| 2.50% → $250k - $500k

Locations

Oklahoma's Credit Union Locations
Branch Office	200 NE 21st St	Oklahoma City, OK 73105
Branch Office	530 SW 119th St	Oklahoma City, OK 73170-6034
Branch Office	7230 NW Expressway	Oklahoma City, OK 73132-1543
Branch Office	15100 N May Ave	Edmond, OK 73013-8803
Branch Office	3001 N Lincoln Blvd	Oklahoma City, OK 73105

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