Overview / Commentary
1000 Industrial Dr
Old Hickory, TN 37138-3695

Old Hickory Credit Union is headquartered in Old Hickory and is the 21st largest credit union in the state of Tennessee. It is also the 960th largest credit union in the nation. It was established in 1934 and as of September of 2018, it had grown to 77 employees and 20,333 members at 6 locations. Old Hickory Credit Union's CD rates are 69% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, worship or work in Wilson, Davidson, Sumner, or Robertson counties or in the communities of La Vergne or Smyrna in Tennessee.
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Reviews (2)

Old Hickory Credit Union

Posted by: Ahouchens | Jul 30, 2014

I have had nothing but great service out of Old Hickory Credit Union. I signed up through a promotion at my place of employment, and it has been one of the best business decisions ever. I always get great customer service, be it over the phone, or in my neighborhood branch. I highly recommend them.

Longtime Member Leaving

Posted by: JM37115 | Oct 5, 2015

I've been a member of Old Hickory Credit Union for almost 50 years, and my father was the chairman of its board of directors. I've known its longtime president and CEO almost all my life. My loyalty to OHCU has been fierce, and it remained my primary bank even though I moved far away from Middle Tennessee more than 30 years ago. But its treatment of its members has deteriorated badly in just the past few years, and I'm finally--and very reluctantly--starting to move my accounts to where I live now.

OHCU's only priority now seems to be thriving as a corporation--building senseless new branches in the middle of nowhere; switching online-banking from a very competent provider to one that's appallingly unfriendly, insecure, and hard to use, because its service costs the credit union less; hopping from one credit card provider to another whenever they see a better deal for the credit union, while leaving their MEMBERS stuck with the horrible old provider.

They switched online banking providers a few years ago, and it's been a nightmare ever since. Right now, they're switching credit card providers, leaving us their longtime members in bondage to the terrible provider while OHCU merrily skates off into freedom. That's the last straw.

Several years ago it must have looked like a good deal to sell their credit card business to First National Bank of Omaha, doing business as First Bankcard, so all OHCU credit cards automatically became First Bankcard credit cards. That has been TERRIBLE for OHCU customers. First Bankcard treats us with contempt, dunning us with threats to lower our credit limits if they think we're not using our cards enough, and other money-grubbing attacks.

Now OHCU has decided that the credit union is better off issuing its own credit cards again--as it did for many years before selling out to First Bankcard. But this time they're NOT going to convert all of our cards automatically. OHCU is breaking free, but they're leaving their customers behind at First Bankcard, and if we want OHCU cards we have to apply for them.

Now I have a First Bankcard card I HATE, but I have to use it to avoid the threatening letters, and I can't get rid of it without jeopardizing my excellent credit rating--and the ONLY reason I have that card is that OHCU converted their own cards automatically when they sold out to First National Bank of Omaha. Now they're skating off and leaving me at First Bankcard... and telling me they're doing it "to better serve our membership" and what "exciting news" it is. Well, it may better serve their "membership", in some impersonal, corporate sense, but it's screwing their MEMBERS.

I'm furious.


Health Grade Components

NCUA #67982
Year Chartered1934
Primary Regulator
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD4.76%
Annual Interest Income$5.7MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$231.3MM$229.3MM
LoansQ3 2018vs Q3 2017$150.2MM$140.7MM
DepositsQ3 2018vs Q3 2017$207.1MM$206.3MM
Equity CapitalQ3 2018vs Q3 2017$21.8MM$20.9MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.7MM$1.7MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$1.4MM$1.4MM
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Old Hickory Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Hickory Credit Union Savings Account Rates

0.49%$100-Retirement Plan Share
0.25%$5-Health Savings
0.24%*$100k*- Savings Shares
OTHER TIERS: 0.21% Up to $15k | 0.22% $15k - $50k | 0.23% $50k - $100k
0.21%$100-Christmas Club
0.21%$100-Teacher Summer Savings Club
0.21%$100-Vacation Club

Old Hickory Credit Union Money Market Rates

0.56%*$200k*-Money Market Shares
OTHER TIERS: 0.49% Up to $50k | 0.51% $50k - $100k | 0.54% $100k - $200k

Old Hickory Credit Union Checking Account Rates

0.79%*-$10kPremier Dividend Checking - Qualifyiing
OTHER TIERS: 0.21% $10k+
0.10%--My Way Senior Checking

Old Hickory Credit Union CD Rates

2.36%$1k-60 Month CD
2.11%$1k-48 Month CD
1.92%$1k-36 Month CD
1.78%$1k-24 Month CD
1.65%$2k-18 Month CD
1.52%$2k-12 Month CD
0.91%$2k-6 Month CD

Old Hickory Credit Union IRA Rates

2.36%$1k-60 Month IRA
2.36%$1k-84 Month IRA
2.11%$1k-48 Month IRA
1.92%$1k-36 Month IRA
1.78%$1k-24 Month IRA
1.52%$2k-12 Month IRA

Old Hickory Credit Union Locations
Branch Office708 Rivergate PkwyGoodlettsville, TN 37072
Branch Office1000 Industrial DrOld Hickory, TN 37138-3695
Branch Office2338 Highway 41 SGreenbrier, TN 37073
Branch Office543 E Main StHendersonville, TN 37075
Branch Office1401 W Main StLebanon, TN 37087
Branch Office103 Kirby DrPortland, TN 37148-2072

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