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Overview / Commentary
1525 Pointer Ridge Place
Bowie, MD 20716

Old Line Bank is headquartered in Bowie and is the 4th largest bank in the state of Maryland. It is also the 402nd largest bank in the nation. It was established in 1989 and as of December of 2017, it had grown to 266 employees at 28 locations. Old Line Bank's CD rates are 11% higher than the national average, and it boasts an A+ health rating.

Reviews (2)

Old Line Bank serving Southern Maryland.

I have had a checking and savings account at Old Line Bank for many years. I love the fact that they are local. When I visit my nearest branch, the tellers know me. The customer service is outstanding. There has been more than one time I arrived a minute or two past the closing time. I was waited on with a smile even though I'm sure the teller wanted to go home. I would highly recommend Old Line to anyone in the area.

Old Line Bank

My beloved bank, Washington Savings bank was taken over by Old Line Bank some time ago. Yesterday I was unable to logon to my mobile acct. They locked me out. No problem I would just call Saturday and get back in. I get an answering machine with the hours of the bank and for internet banking I am to email them. Washington had had 24-7 phone support. Not Old Line. What kind of hokey bank is this? I have never seen a bank not have 24-7 phone support for online services.


Health Grade Components

FDIC Certificate #27599
Year Established1989
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD10.09%
Annual Interest Income$73.7MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$2.11B$1.70B
LoansQ4 2017vs Q4 2016$1.70B$1.37B
DepositsQ4 2017vs Q4 2016$1.66B$1.33B
Equity CapitalQ4 2017vs Q4 2016$238.1MM$178.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$5.9MM$6.2MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$1.9MM$7.3MM
Real Estate OwnedQ4 2017vs Q4 2016$2.0MM$2.7MM
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Line Bank Savings Account Rates

0.15%*$10k*-Rate Advantage Savings
OTHER TIERS: 0.05% Up to $10k
0.05%$50-Statement Savings

Old Line Bank Money Market Rates

0.20%*$25k*-Business Money Market
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k
0.20%*$25k*-Personal Money Market
OTHER TIERS: 0.10% Up to $5k | 0.15% $5k - $25k

Old Line Bank Checking Account Rates

OTHER TIERS: 0.05% $50 - $2,500
0.10%*$2,500*-Business NOW
OTHER TIERS: 0.05% $50 - $2,500

Old Line Bank CD Rates

1.75%$500-4 Year CD
1.75%$500-5 Year CD
1.50%$500-3 Year CD
1.25%$500-2 Year CD
1.10%$500-18 Month CD
1.00%$500-12 Month CD
0.80%$500-6 Month CD
0.25%$500-3 Month CD

Old Line Bank IRA Rates

1.75%$500-60 Month Fixed IRA
1.30%$500-30 Month Fixed IRA
1.10%$500-18 Month Fixed IRA
1.10%$500-18 Month Variable IRA
1.00%$500-12 Month Fixed IRA
1.00%$100-12 Month Add On-Fixed IRA
1.00%$100-12 Month Add On-Variable IRA