Old Ocean Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

oofcu.org

979-316-4833

County Road 359 Fm 524
Old Ocean, TX 77463

Old Ocean Federal Credit Union is headquartered in Sweeny and is the 201^st largest credit union in the state of Texas. It is also the 2,573^rd largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 10 employees and 3,086 members at 1 location. Old Ocean Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Old Ocean Federal Credit Union is open to individuals who live, worship, or live in Brazoria County, Texas
See current membership details

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Ocean Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	6175
Year Chartered	1949
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	1.9%
Return on Equity - YTD	9.93%
Annual Interest Income	$503K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$42.7MM$41.3MM
Loans	Q1 2025vs Q1 2024	$15.4MM$16.1MM
Deposits	Q1 2025vs Q1 2024	$34.1MM$34.2MM
Equity Capital	Q1 2025vs Q1 2024	$7.9MM$7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$15K$25K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$34K$58K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Old Ocean Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Old Ocean Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.15%	$25	-	Share Savings Account

Old Ocean Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Regular Share Draft Account
0.05%	$50	-	Rising Star Share Draft Account
0.05%	$50	-	Silver Star Share Draft Account

Old Ocean Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	$1k	-	36 Month CD
0.40%	$1k	-	24 Month CD
0.35%	$1k	-	6 Month CD
0.35%	$1k	-	12 Month CD
0.35%	$1k	-	13 Month CD
0.30%	$1k	-	3 Month CD

Old Ocean Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$1k	-	12 Month IRA

Locations

Old Ocean Federal Credit Union Locations
Branch Office	PO Box 867	Sweeny, TX 77480

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.