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County Road 359 Fm 524
Old Ocean, TX 77463

Old Ocean Federal Credit Union is headquartered in Old Ocean and is the 210th largest credit union in the state of Texas. It is also the 2,689th largest credit union in the nation. It was established in 1949 and as of December of 2017, it had grown to 10 employees and 3,058 members at 1 location. Old Ocean Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work or worship in Brazoria County.
See current membership details

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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Ocean Federal Credit Union has a low asset base.

Health Grade Components

NCUA #6175
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD10.79%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$35.2MM$31.5MM
LoansQ4 2017vs Q4 2016$13.7MM$13.7MM
DepositsQ4 2017vs Q4 2016$31.4MM$28.2MM
Equity CapitalQ4 2017vs Q4 2016$3.1MM$2.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$57.00K$57.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$68.00K$111.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Old Ocean Federal Credit Union Savings Account Rates

0.15%$25-Share Savings Account

Old Ocean Federal Credit Union Checking Account Rates

0.05%$100-Regular Share Draft Account
0.05%$50-Rising Star Share Draft Account
0.05%$50-Silver Star Share Draft Account

Old Ocean Federal Credit Union CD Rates

0.45%$1k-36 Month CD
0.40%$1k-24 Month CD
0.35%$1k-6 Month CD
0.35%$1k-12 Month CD
0.35%$1k-13 Month CD
0.30%$1k-3 Month CD

Old Ocean Federal Credit Union IRA Rates

0.35%$1k-12 Month IRA

Old Ocean Federal Credit Union Locations
Branch OfficePO Box 527Old Ocean, TX 77463-0527

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