Old Plank Trail Community Bank, N. A.
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Reliable, local bank
I have both a checking and savings account with Old Plank Trail Community Bank. There fees are comparable to other other institutions. Checking is free. Savings is free if I maintain minimum balance and don't transfer more than six times a month. The staff is really friendly, when I go inside everyone immediately says hello. My only complaint is with the online banking. A few times my phone number has been dropped from the security layer of the login. This causes my husband to have to go in and reset things. A little inconvenient. Other than that the online banking is easy to use and seems to be secure. Overall I like this bank and even though we have had some issues with the the online banking, I would still recommend them because I value their commitment to customer service.
No Such Rate!
No rate info. as their website directs you to your local WIntrust Community banks - https://www.oldplanktrailbank.com/personal/banking-and-borrowing/savings.html.
I called instead and the rep. told me their savings and MM rates are only 0.5%?
Garbage Bank
atm stole my 170 and only got credited 100 because the atm only detected 100. screw banks bunch of scammers
Data as of Q2 2022
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 33935 |
| Year Established | 1994 |
| Employees | 580 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.38% |
| Return on Equity - YTD | 14.06% |
| Annual Interest Income | $130.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $9.05B$8.65B |
| Loans | Q2 2022vs Q2 2021 | $7.50B$6.79B |
| Deposits | Q2 2022vs Q2 2021 | $7.88B$7.58B |
| Equity Capital | Q2 2022vs Q2 2021 | $941.2MM$819.5MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $67.0MM$75.0MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $14.6MM$16.1MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $318.00K$3.2MM |
