I have both a checking and savings account with Old Plank Trail Community Bank. There fees are comparable to other other institutions. Checking is free. Savings is free if I maintain minimum balance and don't transfer more than six times a month. The staff is really friendly, when I go inside everyone immediately says hello. My only complaint is with the online banking. A few times my phone number has been dropped from the security layer of the login. This causes my husband to have to go in and reset things. A little inconvenient. Other than that the online banking is easy to use and seems to be secure. Overall I like this bank and even though we have had some issues with the the online banking, I would still recommend them because I value their commitment to customer service.
No rate info. as their website directs you to your local WIntrust Community banks - https://www.oldplanktrailbank.com/personal/banking-and-borrowing/savings.html.
I called instead and the rep. told me their savings and MM rates are only 0.5%?
atm stole my 170 and only got credited 100 because the atm only detected 100. screw banks bunch of scammers
Overall | |
---|---|
FDIC Certificate # | 33935 |
Year Established | 1994 |
Employees | 580 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.38% |
Return on Equity - YTD | 14.06% |
Annual Interest Income | $130.9MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2022vs Q2 2021 | $9.05B$8.65B |
Loans | Q2 2022vs Q2 2021 | $7.50B$6.79B |
Deposits | Q2 2022vs Q2 2021 | $7.88B$7.58B |
Equity Capital | Q2 2022vs Q2 2021 | $941.2MM$819.5MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $67.0MM$75.0MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $14.6MM$16.1MM |
Real Estate Owned | Q2 2022vs Q2 2021 | $318.00K$3.2MM |
Always verify rates and promotions with the bank or credit union. We are not Old Plank Trail Community Bank, N. A.; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
3.25% | - | - | Statement Savings Promotion | |
0.15% | - | - | Statement Savings | |
0.15% | - | - | Junior Savers Statement Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $100k* | - | Money Market | ||
OTHER TIERS: 0.10% → Up to $10k | 0.15% → $10k - $100k | |||||
0.20%* | $1m* | - | MAXSAFE Money Market | ||
OTHER TIERS: 0.10% → Up to $150k | 0.15% → $150k - $1m |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $100k* | - | Premier Checking | ||
OTHER TIERS: 0.01% → Up to $50k | 0.03% → $50k - $100k | |||||
0.01% | - | - | Access Plus Checking | ||
0.01% | - | - | Platinum Preferred Checking (50+) |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.25% | - | - | 23 Month CD | |
4.00% | $1k | - | 11 Month CD | |
4.00% | $1k | - | 17 Month CD | |
3.50% | $1k | - | 26 Month CD | |
3.50% | $1k | - | 33 Month CD | |
0.50% | $100k | - | 12 Month MAXSAFE CD | |
0.50% | $100k | - | 18 Month MAXSAFE CD |