Old Plank Trail Community Bank, N. A.

Deposits held and insured by Wintrust Bank

Overview / Commentary
280 Veterans Parkway
New Lenox, IL 60451
Deposits held and insured by Wintrust Bank
Reviews (3)

Reliable, local bank

I have both a checking and savings account with Old Plank Trail Community Bank. There fees are comparable to other other institutions. Checking is free. Savings is free if I maintain minimum balance and don't transfer more than six times a month. The staff is really friendly, when I go inside everyone immediately says hello. My only complaint is with the online banking. A few times my phone number has been dropped from the security layer of the login. This causes my husband to have to go in and reset things. A little inconvenient. Other than that the online banking is easy to use and seems to be secure. Overall I like this bank and even though we have had some issues with the the online banking, I would still recommend them because I value their commitment to customer service.

No Such Rate!

Posted by: |

No rate info. as their website directs you to your local WIntrust Community banks - https://www.oldplanktrailbank.com/personal/banking-and-borrowing/savings.html.

I called instead and the rep. told me their savings and MM rates are only 0.5%?

Garbage Bank

Posted by: |

atm stole my 170 and only got credited 100 because the atm only detected 100. screw banks bunch of scammers


Data as of Q1 2023

Data displayed below is for insuring bank: Wintrust Bank
Learn why bank health matters

Health Grade Components

FDIC Certificate #33935
Year Established1994
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD2.27%
Return on Equity - YTD20.62%
Annual Interest Income$122.8MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$9.23B$9.54B
LoansQ1 2023vs Q1 2022$7.60B$7.26B
DepositsQ1 2023vs Q1 2022$7.86B$8.38B
Equity CapitalQ1 2023vs Q1 2022$1.07B$921.8MM
Loan Loss AllowanceQ1 2023vs Q1 2022$70.0MM$65.0MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$11.9MM$6.9MM
Real Estate OwnedQ1 2023vs Q1 2022$549.00K$318.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Plank Trail Community Bank, N. A. Savings Account Rates

4.00%--Statement Savings Promotion
0.20%*$100k*-IRA Savings
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $100k
0.15%--Statement Savings
0.15%--Junior Savers Statement Savings
0.01%--Health Savings Account

Old Plank Trail Community Bank, N. A. Money Market Rates

4.00%$50k-Max Safe Money Market Special
0.20%*$100k*-Money Market
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $100k
0.20%*$1m*-MAXSAFE Money Market
OTHER TIERS: 0.10% Up to $150k | 0.15% $150k - $1m
0.20%*$100k*-Private Client Money Market Accouny
OTHER TIERS: 0.10% Up to $10k | 0.15% $10k - $100k

Old Plank Trail Community Bank, N. A. Checking Account Rates

0.05%*$100k*-Premier Checking
OTHER TIERS: 0.01% Up to $50k | 0.03% $50k - $100k
0.01%--Access Plus Checking
0.01%--Platinum Preferred Checking (50+)

Old Plank Trail Community Bank, N. A. CD Rates

5.35%$1k-11 Month CD-New Money
4.75%$1k-7 Month CD-New Money
4.25%$1k-17 Month CD-New Money
4.25%$1k-23 Month CD
3.50%$1k-26 Month CD
3.50%$1k-33 Month CD
0.50%$100k-12 Month MAXSAFE CD
0.50%$100k-18 Month MAXSAFE CD


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