Old Plank Trail Community Bank, N. A.
Old Plank Trail Community Bank, N. A. is headquartered in NEW LENOX and is the 23rd largest bank in the state of Illinois. It is also the 412th largest bank in the nation. It was established in 2006 and as of March of 2025, it had grown to 150 employees at 15 locations. Old Plank Trail Community Bank, N. A. has an A health rating.
No Such Rate!
No rate info. as their website directs you to your local WIntrust Community banks - https://www.oldplanktrailbank.com/personal/banking-and-borrowing/savings.html.
I called instead and the rep. told me their savings and MM rates are only 0.5%?
Safer Keeping Money Under Your Mattress
As a new resident of Illinois, I had so many options when it came to finding a new local bank. What finally sold me on Old Plank, aside from being next door to my apartment, was the word community in their title. Couldn’t have been further from the truth.
Walking into an Old Plank Trail Community Bank feels like being sent back in time; The lobby reeks of cigarettes, dated architecture, cheap furniture, and archaic account policies.
The rumor is that this bank is on the verge of failure and about to be taken over by the FDIC. Banking here will make an ardent atheist pray that this is true. You can even see it in the eyes of the employees. As friendly as they are, you can tell that nobody wants to be here.
I’d give it two stars for the fact I wasn’t robbed, unless being fee’d to death counts. Still, I give it one-star. Because who reads a two-star review? It's just business.
Garbage Bank
atm stole my 170 and only got credited 100 because the atm only detected 100. screw banks bunch of scammers
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58314 |
| Year Established | 2006 |
| Employees | 150 |
| Primary Regulator | OCC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.39% |
| Return on Equity - YTD | 16.52% |
| Annual Interest Income | $39.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $3.03B$2.79B |
| Loans | Q1 2025vs Q1 2024 | $2.2B$1.95B |
| Deposits | Q1 2025vs Q1 2024 | $2.68B$2.43B |
| Equity Capital | Q1 2025vs Q1 2024 | $256.7MM$222.2MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $13.6MM$11.7MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $10.3MM$7.9MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $615K$777K |
