I have both a checking and savings account with Old Plank Trail Community Bank. There fees are comparable to other other institutions. Checking is free. Savings is free if I maintain minimum balance and don't transfer more than six times a month. The staff is really friendly, when I go inside everyone immediately says hello. My only complaint is with the online banking. A few times my phone number has been dropped from the security layer of the login. This causes my husband to have to go in and reset things. A little inconvenient. Other than that the online banking is easy to use and seems to be secure. Overall I like this bank and even though we have had some issues with the the online banking, I would still recommend them because I value their commitment to customer service.
No rate info. as their website directs you to your local WIntrust Community banks - https://www.oldplanktrailbank.com/personal/banking-and-borrowing/savings.html.
I called instead and the rep. told me their savings and MM rates are only 0.5%?
atm stole my 170 and only got credited 100 because the atm only detected 100. screw banks bunch of scammers
Overall | |
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FDIC Certificate # | 33935 |
Year Established | 1994 |
Employees | 581 |
Primary Regulator | OCC |
Profit Margin | |
---|---|
Return on Assets - YTD | 2.27% |
Return on Equity - YTD | 20.62% |
Annual Interest Income | $122.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q1 2023vs Q1 2022 | $9.23B$9.54B |
Loans | Q1 2023vs Q1 2022 | $7.60B$7.26B |
Deposits | Q1 2023vs Q1 2022 | $7.86B$8.38B |
Equity Capital | Q1 2023vs Q1 2022 | $1.07B$921.8MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $70.0MM$65.0MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $11.9MM$6.9MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $549.00K$318.00K |
Always verify rates and promotions with the bank or credit union. We are not Old Plank Trail Community Bank, N. A.; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $100k* | - | Premier Checking | ||
OTHER TIERS: 0.01% → Up to $50k | 0.03% → $50k - $100k | |||||
0.01% | - | - | Access Plus Checking | ||
0.01% | - | - | Platinum Preferred Checking (50+) |