Old Second Bank

Overview / Commentary

www.oldsecond.com

877-866-0202

37 S. River Street
Aurora, IL 60506-4172

Old Second Bank is headquartered in Aurora and is the 10^th largest bank in the state of Illinois. It is also the 237^th largest bank in the nation. It was established in 1887 and as of June of 2022, it had grown to 830 employees at 54 locations. Old Second Bank has an A health rating.

View all posts from:

2017

3/18 - 1.50% APY 24-Month CD Special At Old Second Bank - Illinois
3/12 - $75 Checking Account Bonus At Old Second Bank - Illinois

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Health

Data as of Q2 2022

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Health Grade Components

Overall
FDIC Certificate #	3603
Year Established	1887
Employees	830
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.92%
Return on Equity - YTD	9.42%
Annual Interest Income	$90.7MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$6.00B$3.26B
Loans	Q2 2022vs Q2 2021	$3.58B$1.88B
Deposits	Q2 2022vs Q2 2021	$5.35B$2.77B
Equity Capital	Q2 2022vs Q2 2021	$576.0MM$374.9MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$45.4MM$28.6MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$41.0MM$22.9MM
Real Estate Owned	Q2 2022vs Q2 2021	$1.6MM$1.9MM

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$50k^*	-	O2 Money Builder Savings
OTHER TIERS: 0.02% → $1k - $50k
0.02%	-	-	Regular Savings

Old Second Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$100k^*	-	O2 Money Manager Money Market
OTHER TIERS: 0.05% → $5k - $25k \| 0.10% → $25k - $50k \| 0.15% → $50k - $100k

Old Second Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$50k^*	-	Premier Plus Checking
OTHER TIERS: 0.02% → $5k - $50k
0.02%	$500	-	Prime Time Club Checking

Old Second Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.78%	$1k	-	13 Month CD Special - New Money
1.51%	$1k	-	8 Month CD Special - New Money
0.25%	$1k	-	60 Month CD
0.20%	$1k	-	36 Month CD
0.20%	$1k	-	48 Month CD
0.15%	$1k	-	30 Month CD
0.10%	$1k	-	12 Month CD
0.10%	$1k	-	18 Month CD
0.10%	$1k	-	24 Month CD
0.05%	$1k	-	6 Month CD
0.05%	$1k	-	3 Month CD

Locations

Availability

Chicago Area

Chicago Area bank & credit union details

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