Old Second Bank


Overview / Commentary
877-866-0202
37 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 19th largest bank in the state of Illinois. It is also the 348th largest bank in the nation. It was established in 1887 and as of June of 2020, it had grown to 537 employees at 28 locations. Old Second Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #3603
Year Established1887
Employees537
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD7.99%
Annual Interest Income$53.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$2.93B$2.62B
LoansQ2 2020vs Q2 2019$2.03B$1.89B
DepositsQ2 2020vs Q2 2019$2.49B$2.09B
Equity CapitalQ2 2020vs Q2 2019$336.2MM$341.8MM
Loan Loss AllowanceQ2 2020vs Q2 2019$31.3MM$19.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$19.2MM$14.4MM
Real Estate OwnedQ2 2020vs Q2 2019$5.1MM$5.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Old Second Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$50k*-O2 Money Builder Savings
OTHER TIERS: 0.05% $1k - $50k
0.05%--Regular Savings

Old Second Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-O2 Money Manager Money Market
OTHER TIERS: 0.05% $5k - $25k

Old Second Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$500-Prime Time Club Checking
0.05%$5k-Premier Plus Checking

Old Second Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-60 Month CD
0.60%$1k-48 Month CD
0.55%$1k-36 Month CD
0.35%$1k-30 Month CD
0.35%$1k-9 Month CD Special
0.30%$1k-18 Month CD
0.30%$1k-24 Month CD
0.10%$1k-12 Month CD
0.05%$1k-6 Month CD
0.05%$1k-3 Month CD
Locations

Availability



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