Old Second Bank

Overview / Commentary

www.oldsecond.com

877-866-0202

37 S. River Street
Aurora, IL 60506-4172

Old Second Bank is headquartered in Aurora and is the 10^th largest bank in the state of Illinois. It is also the 227^th largest bank in the nation. It was established in 1887 and as of December of 2021, it had grown to 891 employees at 69 locations. Old Second Bank has an A health rating.

View all posts from:

2017

3/18 - 1.50% APY 24-Month CD Special At Old Second Bank - Illinois
3/12 - $75 Checking Account Bonus At Old Second Bank - Illinois

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Health

Data as of Q4 2021

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Health Grade Components

Overall
FDIC Certificate #	3603
Year Established	1887
Employees	891
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.78%
Return on Equity - YTD	7.07%
Annual Interest Income	$105.2MM

Assets and Liabilities
Assets	Q4 2021vs Q4 2020	$6.21B$3.05B
Loans	Q4 2021vs Q4 2020	$3.38B$2.01B
Deposits	Q4 2021vs Q4 2020	$5.49B$2.58B
Equity Capital	Q4 2021vs Q4 2020	$625.5MM$352.9MM
Loan Loss Allowance	Q4 2021vs Q4 2020	$44.3MM$33.9MM
Unbacked Noncurrent Loans	Q4 2021vs Q4 2020	$44.6MM$22.7MM
Real Estate Owned	Q4 2021vs Q4 2020	$2.4MM$2.5MM

Rates

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Savings
Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$50k^*	-	O2 Money Builder Savings
OTHER TIERS: 0.02% → $1k - $50k
0.02%	-	-	Regular Savings

Old Second Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%^*	$50k^*	-	O2 Money Manager Money Market
OTHER TIERS: 0.02% → $5k - $50k

Old Second Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%^*	$50k^*	-	Premier Plus Checking
OTHER TIERS: 0.02% → $5k - $50k
0.02%	$500	-	Prime Time Club Checking

Old Second Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$1k	-	60 Month CD
0.20%	$1k	-	36 Month CD
0.20%	$1k	-	48 Month CD
0.15%	$1k	-	30 Month CD
0.10%	$1k	-	12 Month CD
0.10%	$1k	-	18 Month CD
0.10%	$1k	-	24 Month CD
0.05%	$1k	-	6 Month CD
0.05%	$1k	-	3 Month CD

Locations

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Chicago Area

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