Old Second Bank

Overview / Commentary
37-39 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 18th largest bank in the state of Illinois. It is also the 348th largest bank in the nation. It was established in 1887 and as of September of 2019, it had grown to 532 employees at 28 locations. Old Second Bank has an A health rating.

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Health Grade Components

FDIC Certificate #3603
Year Established1887
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.79%
Return on Equity - YTD14.08%
Annual Interest Income$87.8MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$2.61B$2.60B
LoansQ3 2019vs Q3 2018$1.89B$1.82B
DepositsQ3 2019vs Q3 2018$2.09B$2.14B
Equity CapitalQ3 2019vs Q3 2018$357.6MM$299.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$19.7MM$19.3MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$13.7MM$12.4MM
Real Estate OwnedQ3 2019vs Q3 2018$4.7MM$7.0MM
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Always verify rates and promotions with the bank or credit union. We are not Old Second Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

0.17%*$50k*-Money Builder Savings
OTHER TIERS: 0.10% $1k - $25k | 0.14% $25k - $50k
0.05%-$1kHealth Savings Checking
0.05%--Regular Savings

Old Second Bank Money Market Rates

0.20%*$250k*-Money Manager Money Market
OTHER TIERS: 0.13% $5k - $25k | 0.15% $25k - $50k | 0.16% $50k - $100k | 0.19% $100k - $250k

Old Second Bank Checking Account Rates

0.12%*$25k*-Premier Plus Checking
OTHER TIERS: 0.05% $5k - $10k | 0.10% $10k - $25k
0.05%$500-Prime Time Club Checking

Old Second Bank CD Rates

1.76%$1k$1m11 Month CD Special
1.26%$1k$1m7 Month CD Special
1.00%$1k-60 Month CD
0.60%$1k-48 Month CD
0.55%$1k-36 Month CD
0.35%$1k-30 Month CD
0.30%$1k-18 Month CD
0.30%$1k-24 Month CD
0.10%$1k-12 Month CD
0.05%$1k-6 Month CD
0.05%$1k-3 Month CD


Chicago Area

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