Old Second Bank


Overview / Commentary
877-866-0202
37 S. River Street
Aurora, IL 60506-4172

Old Second Bank is headquartered in Aurora and is the 10th largest bank in the state of Illinois. It is also the 237th largest bank in the nation. It was established in 1887 and as of June of 2022, it had grown to 830 employees at 54 locations. Old Second Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #3603
Year Established1887
Employees830
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD9.42%
Annual Interest Income$90.7MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$6.00B$3.26B
LoansQ2 2022vs Q2 2021$3.58B$1.88B
DepositsQ2 2022vs Q2 2021$5.35B$2.77B
Equity CapitalQ2 2022vs Q2 2021$576.0MM$374.9MM
Loan Loss AllowanceQ2 2022vs Q2 2021$45.4MM$28.6MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$41.0MM$22.9MM
Real Estate OwnedQ2 2022vs Q2 2021$1.6MM$1.9MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Old Second Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-O2 Money Builder Savings
OTHER TIERS: 0.02% $1k - $50k
0.02%--Regular Savings

Old Second Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-O2 Money Manager Money Market
OTHER TIERS: 0.02% $5k - $50k

Old Second Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-Premier Plus Checking
OTHER TIERS: 0.02% $5k - $50k
0.02%$500-Prime Time Club Checking

Old Second Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-13 Month CD Special - New Money
0.50%$1k-8 Month CD Special - New Money
0.25%$1k-60 Month CD
0.20%$1k-36 Month CD
0.20%$1k-48 Month CD
0.15%$1k-30 Month CD
0.10%$1k-12 Month CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month CD
0.05%$1k-6 Month CD
0.05%$1k-3 Month CD
Locations

Availability



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