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Overview / Commentary
37-39 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 17th largest bank in the state of Illinois. It is also the 372nd largest bank in the nation. It was established in 1887 and as of March of 2018, it had grown to 462 employees at 25 locations. Old Second Bank has an A health rating.

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Health Grade Components

FDIC Certificate #3603
Year Established1887
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.81%
Return on Equity - YTD16.2%
Annual Interest Income$23.1MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$2.35B$2.33B
LoansQ1 2018vs Q1 2017$1.59B$1.48B
DepositsQ1 2018vs Q1 2017$1.98B$1.96B
Equity CapitalQ1 2018vs Q1 2017$266.0MM$235.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$18.2MM$15.7MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$11.5MM$11.5MM
Real Estate OwnedQ1 2018vs Q1 2017$7.1MM$13.5MM
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Always verify rates and promotions with the bank or credit union. We are not Old Second Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

0.15%*$25k*-Health Savings Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.12%*$50k*-Money Builder Savings
OTHER TIERS: 0.05% $1k - $25k | 0.09% $25k - $50k
0.05%--Regular Savings Plus

Old Second Bank Money Market Rates

0.15%*$250k*-Money Manager Money Market
OTHER TIERS: 0.08% $5k - $25k | 0.10% $25k - $50k | 0.11% $50k - $100k | 0.14% $100k - $250k

Old Second Bank Checking Account Rates

0.12%*$25k*-Premier Plus Checking
OTHER TIERS: 0.05% $5k - $10k | 0.10% $10k - $25k
0.05%$500-Prime Time Club Checking

Old Second Bank CD Rates

1.51%$1k-30 Month Rising Rate CD Special
1.50%$1k-60 Month CD
1.46%$1k-48 Month CD
1.00%$1k-7 Month CD Special
0.55%$1k-36 Month CD
0.45%$1k-30 Month CD
0.40%$1k-24 Month CD
0.30%$1k-18 Month CD
0.10%$1k-12 Month CD
0.05%$1k-6 Month CD
0.05%$1k-3 Month CD


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