Old Second Bank

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.75%	5-year CD	60 Month CD 2.25% - Bank of Internet USA 60 Month CD
0.10%	1-year CD	12 Month CD 1.50% - Ally Bank No Penalty 11-Month CD
0.05%	Savings	Regular Savings Plus 1.20% - Ally Bank Online Savings Account

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Overview / Commentary

www.oldsecond.com

877-866-0202

37-39 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 17^th largest bank in the state of Illinois. It is also the 371^st largest bank in the nation. It was established in 1887 and as of June of 2017, it had grown to 458 employees at 24 locations. Old Second Bank has an A health rating.

Old Second Bank CD special: Interest Advantage CD 1.50% APY $1,000 minimum $250,000 per household maximum Requires customer to open a new checking account Bump-up option: Any time after the initial 12 months of the original term, there is a one-time only option to bump the interest rate on the CD account to the rate then in effect on the fixed-rate 24-month CD. http://www.oldsecond.com/resources-services/interest-advantage-cd/

$75 Checking Account Bonus At Old Second Bank - Illinois - 3/12/2017

Looks like an easy bonus Get $75 when you add a debit card and free online banking to your new checking account Only fee to watch out for on the Money Connection Checking is if you want paper statements ($3.95 monthly fee unless you’re at least 65). eStatements are free. Most of their branches are in Chicago’s suburbs, but they have an online application for Illinois residents. http://www.oldsecond.com/personal-banking/75-cash-bonus/

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Health

A

Data as of Q2 2017

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Health Grade Components

Overall
FDIC Certificate #	3603
Year Established	1887
Employees	458
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.11%
Return on Equity - YTD	10.79%
Annual Interest Income	$42.8MM

Assets and Liabilities
Assets	Q2 2017vs Q2 2016	$2.32B$2.14B
Loans	Q2 2017vs Q2 2016	$1.53B$1.15B
Deposits	Q2 2017vs Q2 2016	$1.93B$1.81B
Equity Capital	Q2 2017vs Q2 2016	$246.0MM$219.1MM
Loan Loss Allowance	Q2 2017vs Q2 2016	$15.8MM$15.8MM
Unbacked Noncurrent Loans	Q2 2017vs Q2 2016	$14.5MM$18.3MM
Real Estate Owned	Q2 2017vs Q2 2016	$11.7MM$16.3MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$25k^*	-	Health Savings Checking
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k
0.08%^*	$25k^*	-	Money Builder Savings
OTHER TIERS: 0.05% → $1k - $25k
0.05%	-	-	Regular Savings Plus

Old Second Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$100k^*	-	Money Manager Money Market
OTHER TIERS: 0.08% → $5k - $100k

Old Second Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.12%^*	$25k^*	-	Premier Plus Checking
OTHER TIERS: 0.05% → $5k - $10k \| 0.10% → $10k - $25k
0.05%	$500	-	Prime Time Club Checking

Old Second Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$1k	-	60 Month CD
1.71%	$1k	-	48 Month CD
1.51%	$1k	-	30 Month Rising Rate CD Special
0.55%	$1k	-	36 Month CD
0.45%	$1k	-	30 Month CD
0.40%	$1k	-	24 Month CD
0.30%	$1k	-	18 Month CD
0.10%	$1k	-	12 Month CD
0.05%	$1k	-	6 Month CD
0.05%	$1k	-	3 Month CD

Locations

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Chicago Area

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