Overview / Commentary
37-39 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 16th largest bank in the state of Illinois. It is also the 345th largest bank in the nation. It was established in 1887 and as of June of 2018, it had grown to 528 employees at 29 locations. Old Second Bank has an A health rating.

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Health Grade Components

FDIC Certificate #3603
Year Established1887
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.55%
Return on Equity - YTD13.94%
Annual Interest Income$50.4MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$2.63B$2.32B
LoansQ2 2018vs Q2 2017$1.84B$1.53B
DepositsQ2 2018vs Q2 2017$2.17B$1.93B
Equity CapitalQ2 2018vs Q2 2017$290.4MM$246.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$19.3MM$15.8MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$15.5MM$14.5MM
Real Estate OwnedQ2 2018vs Q2 2017$8.9MM$11.7MM
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Always verify rates and promotions with the bank or credit union. We are not Old Second Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

1.50%$10k-Money Builder Savings Special - 6 Month Intro Rate
0.83%*$50k*-Money Builder Savings Special (New Money)
OTHER TIERS: 0.10% $1k - $10k | 0.80% $10k - $25k | 0.82% $25k - $50k
0.17%*$50k*-Money Builder Savings
OTHER TIERS: 0.10% $1k - $25k | 0.14% $25k - $50k
0.15%*$25k*-Health Savings Checking
OTHER TIERS: 0.05% Up to $10k | 0.10% $10k - $25k
0.05%--Regular Savings

Old Second Bank Money Market Rates

0.20%*$250k*-Money Manager Money Market
OTHER TIERS: 0.13% $5k - $25k | 0.15% $25k - $50k | 0.16% $50k - $100k | 0.19% $100k - $250k

Old Second Bank Checking Account Rates

0.12%*$25k*-Premier Plus Checking
OTHER TIERS: 0.05% $5k - $10k | 0.10% $10k - $25k
0.05%$500-Prime Time Club Checking

Old Second Bank CD Rates

1.50%$1k-60 Month CD
1.50%$1k$1m7 Month CD Special
1.46%$1k-48 Month CD
0.55%$1k-36 Month CD
0.45%$1k-30 Month CD
0.40%$1k-24 Month CD
0.30%$1k-18 Month CD
0.10%$1k-12 Month CD
0.05%$1k-6 Month CD
0.05%$1k-3 Month CD


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