Old Second Bank

Overview / Commentary
37-39 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 17th largest bank in the state of Illinois. It is also the 350th largest bank in the nation. It was established in 1887 and as of December of 2018, it had grown to 518 employees at 28 locations. Old Second Bank has an A health rating.

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Health Grade Components

FDIC Certificate #3603
Year Established1887
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD14.41%
Annual Interest Income$107.5MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$2.66B$2.37B
LoansQ4 2018vs Q4 2017$1.88B$1.60B
DepositsQ4 2018vs Q4 2017$2.13B$1.95B
Equity CapitalQ4 2018vs Q4 2017$313.5MM$261.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$19.0MM$17.5MM
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$16.9MM$14.6MM
Real Estate OwnedQ4 2018vs Q4 2017$7.2MM$8.4MM

Rates for Old Second Bank are currently being reviewed.



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