Old Second Bank

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LOCATIONS

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.75%	5-year CD	60 Month CD 1.85% - Synchrony Bank 60 Month CD
0.10%	1-year CD	12 Month CD 1.05% - Ally Bank High Yield 12-Month CD
0.05%	Savings	Regular Savings Plus 1.00% - Ally Bank Online Savings Account

View all Old Second Bank rates »

Overview / Commentary

www.oldsecond.com

877-866-0202

37-39 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 19^th largest bank in the state of Illinois. It is also the 376^th largest bank in the nation. It was established in 1887 and as of June of 2016, it had grown to 449 employees at 24 locations. Old Second Bank has a B+ health rating.

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Health

B+

Data as of Q2 2016

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Health Grade Components

Overall
FDIC Certificate #	3603
Year Established	1887
Employees	449
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.89%
Return on Equity - YTD	8.94%
Annual Interest Income	$35.3MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$2.14B$2.04B
Loans	Q2 2016vs Q2 2015	$1.15B$1.15B
Deposits	Q2 2016vs Q2 2015	$1.81B$1.72B
Equity Capital	Q2 2016vs Q2 2015	$219.1MM$259.8MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$15.8MM$18.3MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$18.3MM$19.0MM
Real Estate Owned	Q2 2016vs Q2 2015	$16.3MM$32.0MM

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$25k^*	-	Health Savings Checking
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k
0.05%	-	-	Regular Savings Plus

Old Second Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%^*	$100k^*	-	Money Manager Money Market
OTHER TIERS: 0.08% → $5k - $100k

Old Second Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.12%^*	$25k^*	-	Premier Plus Checking
OTHER TIERS: 0.05% → $5k - $10k \| 0.10% → $10k - $25k
0.05%	$500	-	Interest Plus Checking
0.05%	$500	-	Prime Time Club Checking

Old Second Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.75%	$1k	-	60 Month CD
1.00%	$1k	-	48 Month CD
0.55%	$1k	-	36 Month CD
0.45%	$1k	-	30 Month CD
0.40%	$1k	-	24 Month CD
0.30%	$1k	-	18 Month CD
0.10%	$1k	-	12 Month CD
0.05%	$1k	-	6 Month CD
0.05%	$1k	-	3 Month CD

Locations

Old Second Bank has 24 locations. Click to view all Old Second Bank locations.