Old Second Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.50%	5-year CD	60 Month CD 3.00% - American Express National Bank 60 Month CD
0.10%	1-year CD	12 Month CD 2.45% - Synchrony Bank 12 Month CD
0.05%	Savings	Regular Savings 1.80% - American Express National Bank High Yield Savings Account

View all Old Second Bank rates »

Overview / Commentary

www.oldsecond.com

877-866-0202

37-39 South River Street
Aurora, IL 60506

Old Second Bank is headquartered in Aurora and is the 16^th largest bank in the state of Illinois. It is also the 345^th largest bank in the nation. It was established in 1887 and as of June of 2018, it had grown to 528 employees at 29 locations. Old Second Bank has an A health rating.

Overall
FDIC Certificate #	3603
Year Established	1887
Employees	528
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	1.55%
Return on Equity - YTD	13.94%
Annual Interest Income	$50.4MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$2.63B$2.32B
Loans	Q2 2018vs Q2 2017	$1.84B$1.53B
Deposits	Q2 2018vs Q2 2017	$2.17B$1.93B
Equity Capital	Q2 2018vs Q2 2017	$290.4MM$246.0MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$19.3MM$15.8MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$15.5MM$14.5MM
Real Estate Owned	Q2 2018vs Q2 2017	$8.9MM$11.7MM

Rates

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Money Market
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$10k	-	Money Builder Savings Special - 6 Month Intro Rate
0.83%^*	$50k^*	-	Money Builder Savings Special (New Money)
OTHER TIERS: 0.10% → $1k - $10k \| 0.80% → $10k - $25k \| 0.82% → $25k - $50k
0.17%^*	$50k^*	-	Money Builder Savings
OTHER TIERS: 0.10% → $1k - $25k \| 0.14% → $25k - $50k
0.15%^*	$25k^*	-	Health Savings Checking
OTHER TIERS: 0.05% → Up to $10k \| 0.10% → $10k - $25k
0.05%	-	-	Regular Savings

Old Second Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.20%^*	$250k^*	-	Money Manager Money Market
OTHER TIERS: 0.13% → $5k - $25k \| 0.15% → $25k - $50k \| 0.16% → $50k - $100k \| 0.19% → $100k - $250k

Old Second Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.12%^*	$25k^*	-	Premier Plus Checking
OTHER TIERS: 0.05% → $5k - $10k \| 0.10% → $10k - $25k
0.05%	$500	-	Prime Time Club Checking

Old Second Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month CD
1.50%	$1k	$1m	7 Month CD Special
1.46%	$1k	-	48 Month CD
0.55%	$1k	-	36 Month CD
0.45%	$1k	-	30 Month CD
0.40%	$1k	-	24 Month CD
0.30%	$1k	-	18 Month CD
0.10%	$1k	-	12 Month CD
0.05%	$1k	-	6 Month CD
0.05%	$1k	-	3 Month CD

Locations

Availability

Chicago Area

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