Old Second Bank


Overview / Commentary
877-866-0202
37 S. River Street
Aurora, IL 60506-4172

Old Second Bank is headquartered in Aurora and is the 9th largest bank in the state of Illinois. It is also the 228th largest bank in the nation. It was established in 1887 and as of March of 2022, it had grown to 863 employees at 69 locations. Old Second Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #3603
Year Established1887
Employees863
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.9%
Return on Equity - YTD9.17%
Annual Interest Income$43.3MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$6.22B$3.17B
LoansQ1 2022vs Q1 2021$3.37B$1.94B
DepositsQ1 2022vs Q1 2021$5.56B$2.70B
Equity CapitalQ1 2022vs Q1 2021$591.4MM$362.0MM
Loan Loss AllowanceQ1 2022vs Q1 2021$44.3MM$31.0MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$36.7MM$20.9MM
Real Estate OwnedQ1 2022vs Q1 2021$2.4MM$2.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Old Second Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old Second Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-O2 Money Builder Savings
OTHER TIERS: 0.02% $1k - $50k
0.02%--Regular Savings

Old Second Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-O2 Money Manager Money Market
OTHER TIERS: 0.02% $5k - $50k

Old Second Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%*$50k*-Premier Plus Checking
OTHER TIERS: 0.02% $5k - $50k
0.02%$500-Prime Time Club Checking

Old Second Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$1k-13 Month CD Special - New Money
0.50%$1k-8 Month CD Special - New Money
0.25%$1k-60 Month CD
0.20%$1k-36 Month CD
0.20%$1k-48 Month CD
0.15%$1k-30 Month CD
0.10%$1k-12 Month CD
0.10%$1k-18 Month CD
0.10%$1k-24 Month CD
0.05%$1k-6 Month CD
0.05%$1k-3 Month CD
Locations

Availability



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