Old Second Bank is headquartered in AURORA and is the 11th largest bank in the state of Illinois. It is also the 247th largest bank in the nation. It was established in 1887 and as of March of 2023, it had grown to 823 employees at 52 locations. Old Second Bank has a B health rating.
Overall | |
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FDIC Certificate # | 3603 |
Year Established | 1887 |
Employees | 823 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | 1.75% |
Return on Equity - YTD | 18.01% |
Annual Interest Income | $70.1MM |
Assets and Liabilities | ||
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Assets | Q1 2023vs Q1 2022 | $5.92B$6.22B |
Loans | Q1 2023vs Q1 2022 | $3.95B$3.37B |
Deposits | Q1 2023vs Q1 2022 | $4.92B$5.56B |
Equity Capital | Q1 2023vs Q1 2022 | $594.9MM$591.4MM |
Loan Loss Allowance | Q1 2023vs Q1 2022 | $53.4MM$44.3MM |
Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $64.5MM$36.7MM |
Real Estate Owned | Q1 2023vs Q1 2022 | $1.3MM$2.4MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $50k* | - | O2 Money Builder Savings | ||
OTHER TIERS: 0.02% → $1k - $50k | |||||
0.02% | - | - | Regular Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $100k* | - | O2 Money Manager Money Market | ||
OTHER TIERS: 0.10% → $5k - $25k | 0.20% → $25k - $100k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.05%* | $50k* | - | Premier Plus Checking | ||
OTHER TIERS: 0.02% → $5k - $50k | |||||
0.02% | $500 | - | Prime Time Club Checking |