Overview / Commentary
148 N Shields Ln
Natchez, MS 39120

Old South Federal Credit Union is headquartered in NATCHEZ and is the 29th largest credit union in the state of Mississippi. It is also the 3,534th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 8 employees and 2,905 members at 1 location. Old South Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

To be granted membership to Old South Federal Credit Union you must either work, live, attend school or worship In Concordia Parish, LA or Adams County, MS. Employees of Select Employee Groups may also be eligible.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old South Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8840
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD7.58%
Annual Interest Income$650.00K
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$16.8MM$17.2MM
LoansQ4 2018vs Q4 2017$6.0MM$6.1MM
DepositsQ4 2018vs Q4 2017$14.7MM$15.2MM
Equity CapitalQ4 2018vs Q4 2017$2.1MM$2.0MM
Loan Loss AllowanceQ4 2018vs Q4 2017$77.00K$124.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$224.00K$212.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
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Old South Federal Credit Union Savings Account Rates

0.50%--All IRAs Account
0.40%*$10k*-Christmas Club Account
OTHER TIERS: 0.15% $500 - $3.5k | 0.20% $3.5k - $6.5k | 0.30% $6.5k - $10k

Old South Federal Credit Union Locations
Branch Office148 N SHIELDS LNNATCHEZ, MS 39120-4195

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