Old South Federal Credit Union

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1.35% APY

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1.15% APY

Overview / Commentary

www.oldsouthfcu.com

601-442-4382

148 N Shields Ln
Natchez, MS 39120

Old South Federal Credit Union is headquartered in NATCHEZ and is the 27^th largest credit union in the state of Mississippi. It is also the 3,528^th largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 8 employees and 3,167 members at 1 location. Old South Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend church in Adams County, Mississippi or in Concordia Parish, Louisiana.
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Health

B

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old South Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	8840
Year Chartered	1953
Employees	8
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.44%
Return on Equity - YTD	-13.45%
Annual Interest Income	$139.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$18.8MM$18.9MM
Loans	Q1 2017vs Q1 2016	$5.9MM$5.7MM
Deposits	Q1 2017vs Q1 2016	$16.7MM$16.4MM
Equity Capital	Q1 2017vs Q1 2016	$2.0MM$2.3MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$112.00K$68.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$153.00K$99.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old South Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%	-	-	All IRAs Account
0.35%^*	$10k^*	-	Christmas Club Account
OTHER TIERS: 0.10% → $500 - $3,500 \| 0.15% → $3,500 - $6,500 \| 0.25% → $6,500 - $10k

Locations

Old South Federal Credit Union Locations
Branch Office	148 N SHIELDS LN	NATCHEZ, MS 39120-4195