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Overview / Commentary
148 N Shields Ln
Natchez, MS 39120

Old South Federal Credit Union is headquartered in NATCHEZ and is the 26th largest credit union in the state of Mississippi. It is also the 3,533rd largest credit union in the nation. It was established in 1953 and as of June of 2016, it had grown to 8 employees and 3,433 members at 1 location. Old South Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend church in Adams County, Mississippi or in Concordia Parish, Louisiana.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old South Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8840
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD-0.77%
Return on Equity - YTD-7%
Annual Interest Income$277.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$18.6MM$19.2MM
LoansQ2 2016vs Q2 2015$5.7MM$6.0MM
DepositsQ2 2016vs Q2 2015$16.2MM$16.7MM
Equity CapitalQ2 2016vs Q2 2015$2.1MM$2.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$76.00K$86.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$75.00K$111.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old South Federal Credit Union Savings Account Rates

0.45%--All IRAs Account
0.35%*$10k*-Christmas Club Account
OTHER TIERS: 0.10% $500 - $3,500 | 0.15% $3,500 - $6,500 | 0.25% $6,500 - $10k

Old South Federal Credit Union Locations
Branch Office148 N SHIELDS LNNATCHEZ, MS 39120-4195