Featured Savings Rates
Featured Accounts
Overview / Commentary
601-442-4382
148 N Shields Ln
Natchez, MS 39120

Old South Federal Credit Union is headquartered in NATCHEZ and is the 27th largest credit union in the state of Mississippi. It is also the 3,538th largest credit union in the nation. It was established in 1953 and as of September of 2016, it had grown to 8 employees and 3,191 members at 1 location. Old South Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend church in Adams County, Mississippi or in Concordia Parish, Louisiana.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old South Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #8840
Year Chartered1953
Employees8
Primary Regulator
Profit Margin
Return on Assets - YTD-0.34%
Return on Equity - YTD-2.99%
Annual Interest Income$417.00K
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$18.4MM$19.0MM
LoansQ3 2016vs Q3 2015$5.8MM$5.8MM
DepositsQ3 2016vs Q3 2015$16.2MM$16.4MM
Equity CapitalQ3 2016vs Q3 2015$2.1MM$2.3MM
Loan Loss AllowanceQ3 2016vs Q3 2015$74.00K$68.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$102.00K$122.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Old South Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old South Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--All IRAs Account
0.35%*$10k*-Christmas Club Account
OTHER TIERS: 0.10% $500 - $3,500 | 0.15% $3,500 - $6,500 | 0.25% $6,500 - $10k
Locations


Old South Federal Credit Union Locations
Branch Office148 N SHIELDS LNNATCHEZ, MS 39120-4195