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Overview / Commentary
148 N Shields Ln
Natchez, MS 39120

Old South Federal Credit Union is headquartered in NATCHEZ and is the 29th largest credit union in the state of Mississippi. It is also the 3,556th largest credit union in the nation. It was established in 1953 and as of December of 2017, it had grown to 8 employees and 2,966 members at 1 location. Old South Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend church in Adams County, Mississippi or in Concordia Parish, Louisiana.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old South Federal Credit Union has a low asset base.

Health Grade Components

NCUA #8840
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD-0.46%
Return on Equity - YTD-4.09%
Annual Interest Income$584.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$17.2MM$18.3MM
LoansQ4 2017vs Q4 2016$6.1MM$6.0MM
DepositsQ4 2017vs Q4 2016$15.2MM$16.2MM
Equity CapitalQ4 2017vs Q4 2016$2.0MM$2.1MM
Loan Loss AllowanceQ4 2017vs Q4 2016$124.00K$80.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$212.00K$170.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old South Federal Credit Union Savings Account Rates

0.45%--All IRAs Account
0.35%*$10k*-Christmas Club Account
OTHER TIERS: 0.10% $500 - $3,500 | 0.15% $3,500 - $6,500 | 0.25% $6,500 - $10k

Old South Federal Credit Union Locations
Branch Office148 N SHIELDS LNNATCHEZ, MS 39120-4195