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Overview / Commentary
2200 Old Spanish Trl
Westlake, LA 70669-7800

Old Spanish Trail Credit Union is headquartered in Westlake and is the 108th largest credit union in the state of Louisiana. It is also the 4,296th largest credit union in the nation. It was established in 1941 and as of December of 2017, it had grown to 3 employees and 1,305 members at 1 location. Old Spanish Trail Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of ConocoPhillips, SASOL North America, Phillips 66, Sentinel Transportation, and Rain CII Carbon located at the Sulpher, Louisiana facility.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Spanish Trail Credit Union has a very low asset base.

Health Grade Components

NCUA #61963
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD-0.4%
Return on Equity - YTD-2.23%
Annual Interest Income$339.00K
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$8.5MM$9.0MM
LoansQ4 2017vs Q4 2016$4.1MM$4.1MM
DepositsQ4 2017vs Q4 2016$6.9MM$7.3MM
Equity CapitalQ4 2017vs Q4 2016$1.6MM$1.6MM
Loan Loss AllowanceQ4 2017vs Q4 2016$11.00K$13.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$21.00K$48.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$0
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Old Spanish Trail Credit Union Savings Account Rates

0.10%--Savings Account

Old Spanish Trail Credit Union Locations
Branch Office2200 Old Spanish TrlWestlake, LA 70669-7800