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Overview / Commentary
2200 Old Spanish Trl
Westlake, LA 70669-7800

Old Spanish Trail Credit Union is headquartered in Westlake and is the 109th largest credit union in the state of Louisiana. It is also the 4,282nd largest credit union in the nation. It was established in 1941 and as of March of 2018, it had grown to 3 employees and 1,285 members at 1 location. Old Spanish Trail Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of ConocoPhillips, SASOL North America, Phillips 66, Sentinel Transportation, and Rain CII Carbon located at the Sulpher, Louisiana facility.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Spanish Trail Credit Union has a very low asset base.

Health Grade Components

NCUA #61963
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD-0.47%
Return on Equity - YTD-2.57%
Annual Interest Income$86.00K
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$8.7MM$9.2MM
LoansQ1 2018vs Q1 2017$3.9MM$4.1MM
DepositsQ1 2018vs Q1 2017$7.1MM$7.6MM
Equity CapitalQ1 2018vs Q1 2017$1.6MM$1.6MM
Loan Loss AllowanceQ1 2018vs Q1 2017$16.00K$14.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$31.00K$55.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
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Old Spanish Trail Credit Union Savings Account Rates

0.10%--Savings Account

Old Spanish Trail Credit Union Locations
Branch Office2200 Old Spanish TrlWestlake, LA 70669-7800

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