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Overview / Commentary
337-491-5025
2200 Old Spanish Trl
Westlake, LA 70669-7800

Old Spanish Trail Credit Union is headquartered in Westlake and is the 111th largest credit union in the state of Louisiana. It is also the 4,289th largest credit union in the nation. It was established in 1941 and as of September of 2017, it had grown to 3 employees and 1,310 members at 1 location. Old Spanish Trail Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to employees of ConocoPhillips, SASOL North America, Phillips 66, Sentinel Transportation, and Rain CII Carbon located at the Sulpher, Louisiana facility.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Spanish Trail Credit Union has a very low asset base.

Health Grade Components

Overall
NCUA #61963
Year Chartered1941
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-0.49%
Return on Equity - YTD-2.8%
Annual Interest Income$250.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$8.9MM$9.2MM
LoansQ3 2017vs Q3 2016$4.0MM$4.2MM
DepositsQ3 2017vs Q3 2016$7.3MM$7.6MM
Equity CapitalQ3 2017vs Q3 2016$1.6MM$1.6MM
Loan Loss AllowanceQ3 2017vs Q3 2016$6.00K$8.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$12.00K$0
Real Estate OwnedQ3 2017vs Q3 2016$0$0
Rates
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Old Spanish Trail Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Savings Account
Locations


Old Spanish Trail Credit Union Locations
Branch Office2200 Old Spanish TrlWestlake, LA 70669-7800