Overview / Commentary
2200 Old Spanish Trl
Westlake, LA 70669-7800

Old Spanish Trail Credit Union is headquartered in Westlake and is the 107th largest credit union in the state of Louisiana. It is also the 4,243rd largest credit union in the nation. It was established in 1941 and as of June of 2018, it had grown to 3 employees and 1,283 members at 1 location. Old Spanish Trail Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to employees of ConocoPhillips, SASOL North America, Phillips 66, Sentinel Transportation, and Rain CII Carbon located at the Sulpher, Louisiana facility.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Spanish Trail Credit Union has a very low asset base.

Health Grade Components

NCUA #61963
Year Chartered1941
Primary Regulator
Profit Margin
Return on Assets - YTD-0.07%
Return on Equity - YTD-0.38%
Annual Interest Income$178.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$8.7MM$9.1MM
LoansQ2 2018vs Q2 2017$4.0MM$4.1MM
DepositsQ2 2018vs Q2 2017$7.1MM$7.5MM
Equity CapitalQ2 2018vs Q2 2017$1.6MM$1.6MM
Loan Loss AllowanceQ2 2018vs Q2 2017$27.00K$41.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$30.00K$51.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Old Spanish Trail Credit Union Savings Account Rates

0.10%--Savings Account

Old Spanish Trail Credit Union Locations
Branch Office2200 Old Spanish TrlWestlake, LA 70669-7800

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