Old Spanish Trail Credit Union
Overview / Commentary
Old Spanish Trail Credit Union is headquartered in Westlake and is the 109th largest credit union in the state of Louisiana. It is also the 4,282nd largest credit union in the nation. It was established in 1941 and as of March of 2018, it had grown to 3 employees and 1,285 members at 1 location. Old Spanish Trail Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees of ConocoPhillips, SASOL North America, Phillips 66, Sentinel Transportation, and Rain CII Carbon located at the Sulpher, Louisiana facility.
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Health
C+
Data as of Q1 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Spanish Trail Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61963 |
| Year Chartered | 1941 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.47% |
| Return on Equity - YTD | -2.57% |
| Annual Interest Income | $86.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $8.7MM$9.2MM |
| Loans | Q1 2018vs Q1 2017 | $3.9MM$4.1MM |
| Deposits | Q1 2018vs Q1 2017 | $7.1MM$7.6MM |
| Equity Capital | Q1 2018vs Q1 2017 | $1.6MM$1.6MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $16.00K$14.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $31.00K$55.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Rates
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Old Spanish Trail Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Savings Account |
Locations
| Old Spanish Trail Credit Union Locations | ||
|---|---|---|
| Branch Office | 2200 Old Spanish Trl | Westlake, LA 70669-7800 |