Old Spanish Trail Credit Union
Overview / Commentary
Old Spanish Trail Credit Union is headquartered in Westlake and is the 110th largest credit union in the state of Louisiana. It is also the 4,303rd largest credit union in the nation. It was established in 1941 and as of June of 2017, it had grown to 3 employees and 1,307 members at 1 location. Old Spanish Trail Credit Union has a C+ health rating.
Field of Membership Restrictions
Membership is open to employees of ConocoPhillips, SASOL North America, Phillips 66, Sentinel Transportation, and Rain CII Carbon located at the Sulpher, Louisiana facility.
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Health
C+
Data as of Q2 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Old Spanish Trail Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61963 |
| Year Chartered | 1941 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.43% |
| Return on Equity - YTD | -2.53% |
| Annual Interest Income | $166.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2017vs Q2 2016 | $9.1MM$9.3MM |
| Loans | Q2 2017vs Q2 2016 | $4.1MM$4.1MM |
| Deposits | Q2 2017vs Q2 2016 | $7.5MM$7.7MM |
| Equity Capital | Q2 2017vs Q2 2016 | $1.6MM$1.6MM |
| Loan Loss Allowance | Q2 2017vs Q2 2016 | $41.00K$25.00K |
| Unbacked Noncurrent Loans | Q2 2017vs Q2 2016 | $51.00K$21.00K |
| Real Estate Owned | Q2 2017vs Q2 2016 | $0$0 |
Rates
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Old Spanish Trail Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Savings Account |
Locations
| Old Spanish Trail Credit Union Locations | ||
|---|---|---|
| Branch Office | 2200 Old Spanish Trl | Westlake, LA 70669-7800 |