Old West Federal Credit Union is headquartered in John Day and is the 21st largest credit union in the state of Oregon. It is also the 1,029th largest credit union in the nation. It was established in 1957 and as of June of 2023, it had grown to 74 employees and 13,810 members at 6 locations. Old West Federal Credit Union's CD rates are 4X the national average, but it has a C- health rating.
Membership in Old West Federal Credit Union is open to those who live, work, own property, worship, or has an immediate family member living in the Oregon counties of Baker, Grant, Harney Morrow, Umatilla, Union, Wallowa, or Wheeler.
See current membership details
I started banking here only recently but they have already outdone my last two banks by a wide margin. I had numerous troubles with the other local banks with their high fee's and horrible customer service so I decided to ditch them and try out a credit union. I did a bit of research and found one nearby that seemed to be a good match. It took almost no time to get everything set up and they were very professional and helpful with every question I had. I would recommend these guys to anything looking for anyone who is sick and tired of big banks short changing the little guy.
Overall | |
---|---|
NCUA # | 12012 |
Year Chartered | 1957 |
Employees | 74 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.72% |
Return on Equity - YTD | 9.27% |
Annual Interest Income | $6.2MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $290.9MM$299.1MM |
Loans | Q2 2023vs Q2 2022 | $194.4MM$180.3MM |
Deposits | Q2 2023vs Q2 2022 | $256.3MM$267.2MM |
Equity Capital | Q2 2023vs Q2 2022 | $22.8MM$21.0MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$1.2MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $6.7MM$2.2MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Old West Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.00% | - | - | Open IRA | |
1.00% | - | - | Coverdell Educational Savings | |
0.52% | - | $25k | Kasasa Saver | |
0.15% | - | - | Christmas Club Savings | |
0.02% | $25 | - | Personal Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.30% | - | - | Money Market Account | |
0.30% | - | - | Business Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
3.00%* | - | $20k | Kasasa Cash | ||
OTHER TIERS: 0.50% → $20k+ |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.00% | $500 | - | 12 Month CD | |
3.50% | $500 | - | 18 Month CD | |
3.25% | $500 | - | 30 Month CD | |
3.00% | $500 | - | 36 Month CD | |
2.75% | $500 | - | 48 Month CD | |
2.50% | $500 | - | 60 Month CD |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.00% | $500 | - | 12 Month IRA | |
3.50% | $500 | - | 18 Month IRA | |
3.25% | $500 | - | 30 Month IRA | |
3.00% | $500 | - | 36 Month IRA | |
2.75% | $500 | - | 48 Month IRA | |
2.50% | $500 | - | 60 Month IRA |
Old West Federal Credit Union Locations | ||
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Branch Office | 1739 N 1st St | Hermiston, OR 97838 |
Branch Office | 2036 Broadway St | Baker City, OR 97814-3342 |
Branch Office | 650 W Main St | John Day, OR 97845 |
Branch Office | 301 S Main St | Pendleton, OR 97801-2245 |
Branch Office | 162 NW Front St | Prairie City, OR 97869-2063 |
Branch Office | 3 Depot St | La Grande, OR 97850 |