Old West Federal Credit Union

Overview / Commentary
650 W Main St
John Day, OR 97845

Old West Federal Credit Union is headquartered in John Day and is the 21st largest credit union in the state of Oregon. It is also the 1,029th largest credit union in the nation. It was established in 1957 and as of June of 2023, it had grown to 74 employees and 13,810 members at 6 locations. Old West Federal Credit Union's CD rates are 4X the national average, but it has a C- health rating.

Field of Membership Restrictions

Membership in Old West Federal Credit Union is open to those who live, work, own property, worship, or has an immediate family member living in the Oregon counties of Baker, Grant, Harney Morrow, Umatilla, Union, Wallowa, or Wheeler.
See current membership details

Reviews (1)

Great place to do business!

Posted by: |

I started banking here only recently but they have already outdone my last two banks by a wide margin. I had numerous troubles with the other local banks with their high fee's and horrible customer service so I decided to ditch them and try out a credit union. I did a bit of research and found one nearby that seemed to be a good match. It took almost no time to get everything set up and they were very professional and helpful with every question I had. I would recommend these guys to anything looking for anyone who is sick and tired of big banks short changing the little guy.


Health Grade Components

NCUA #12012
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD9.27%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$290.9MM$299.1MM
LoansQ2 2023vs Q2 2022$194.4MM$180.3MM
DepositsQ2 2023vs Q2 2022$256.3MM$267.2MM
Equity CapitalQ2 2023vs Q2 2022$22.8MM$21.0MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$6.7MM$2.2MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Old West Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old West Federal Credit Union Savings Account Rates

1.00%--Open IRA
1.00%--Coverdell Educational Savings
0.52%-$25kKasasa Saver
0.15%--Christmas Club Savings
0.02%$25-Personal Savings

Old West Federal Credit Union Money Market Rates

0.30%--Money Market Account
0.30%--Business Money Market Account

Old West Federal Credit Union Checking Account Rates

3.00%*-$20kKasasa Cash
OTHER TIERS: 0.50% $20k+

Old West Federal Credit Union CD Rates

4.00%$500-12 Month CD
3.50%$500-18 Month CD
3.25%$500-30 Month CD
3.00%$500-36 Month CD
2.75%$500-48 Month CD
2.50%$500-60 Month CD

Old West Federal Credit Union IRA Rates

4.00%$500-12 Month IRA
3.50%$500-18 Month IRA
3.25%$500-30 Month IRA
3.00%$500-36 Month IRA
2.75%$500-48 Month IRA
2.50%$500-60 Month IRA

Old West Federal Credit Union Locations
Branch Office1739 N 1st StHermiston, OR 97838
Branch Office2036 Broadway StBaker City, OR 97814-3342
Branch Office650 W Main StJohn Day, OR 97845
Branch Office301 S Main StPendleton, OR 97801-2245
Branch Office162 NW Front StPrairie City, OR 97869-2063
Branch Office3 Depot StLa Grande, OR 97850

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