Old West Federal Credit Union


Overview / Commentary
541-575-0264
650 W Main St
John Day, OR 97845

Old West Federal Credit Union is headquartered in John Day and is the 22nd largest credit union in the state of Oregon. It is also the 1,097th largest credit union in the nation. It was established in 1957 and as of March of 2020, it had grown to 73 employees and 13,320 members at 6 locations. Old West Federal Credit Union's money market rates are 14% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, own property, worship, or has an immediate family member living in Morrow, Umatilla, Union, Wallowa, Wheeler, Grant, Baker, or Harney counties.
See current membership details

Reviews (1)

Great place to do business!

Posted by: |

I started banking here only recently but they have already outdone my last two banks by a wide margin. I had numerous troubles with the other local banks with their high fee's and horrible customer service so I decided to ditch them and try out a credit union. I did a bit of research and found one nearby that seemed to be a good match. It took almost no time to get everything set up and they were very professional and helpful with every question I had. I would recommend these guys to anything looking for anyone who is sick and tired of big banks short changing the little guy.



Health
C+

Health Grade Components

Overall
NCUA #12012
Year Chartered1957
Employees73
Primary Regulator
Profit Margin
Return on Assets - YTD0.23%
Return on Equity - YTD2.34%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$199.5MM$172.4MM
LoansQ1 2020vs Q1 2019$142.9MM$133.5MM
DepositsQ1 2020vs Q1 2019$179.1MM$152.1MM
Equity CapitalQ1 2020vs Q1 2019$19.2MM$18.6MM
Loan Loss AllowanceQ1 2020vs Q1 2019$439.00K$411.00K
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$6.8MM$2.6MM
Real Estate OwnedQ1 2020vs Q1 2019$477.00K$630.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Old West Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Old West Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%--Open IRA
1.01%--Coverdell Educational Savings
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.51% $25k+
0.15%--Christmas Club Savings
0.05%$25-Personal Savings

Old West Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Money Market Account
0.50%--Business Money Market Account

Old West Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.15%-$20kKasasa Cash

Old West Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$10k*-60 Month CD
OTHER TIERS: 1.36% $500 - $10k
1.06%*$10k*-48 Month CD
OTHER TIERS: 1.00% $500 - $10k
0.85%*$10k*-36 Month CD
OTHER TIERS: 0.80% $500 - $10k
0.65%*$10k*-30 Month CD
OTHER TIERS: 0.60% $500 - $10k
0.55%*$10k*-18 Month CD
OTHER TIERS: 0.50% $500 - $10k
0.50%*$10k*-12 Month CD
OTHER TIERS: 0.45% $500 - $10k
0.50%$25-12 Month Save to Win
0.25%*$5k*-182 Day CD
OTHER TIERS: 0.20% $500 - $5k
0.15%*$10k*-91 Day CD
OTHER TIERS: 0.10% $500 - $10k

Old West Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$10k*-60 Month IRA
OTHER TIERS: 1.36% $500 - $10k
1.06%*$10k*-48 Month IRA
OTHER TIERS: 1.00% $500 - $10k
0.85%*$10k*-36 Month IRA
OTHER TIERS: 0.80% $500 - $10k
0.65%*$10k*-30 Month IRA
OTHER TIERS: 0.60% $500 - $10k
0.55%*$10k*-18 Month IRA
OTHER TIERS: 0.50% $500 - $10k
0.50%*$10k*-12 Month IRA
OTHER TIERS: 0.45% $500 - $10k
0.25%*$10k*-182 Day IRA
OTHER TIERS: 0.20% $500 - $10k
0.15%*$10k*-91 Day IRA
OTHER TIERS: 0.10% $500 - $10k
Locations


Old West Federal Credit Union Locations
Branch Office1739 N 1st StHermiston, OR 97838
Branch Office2036 Broadway StBaker City, OR 97814-3342
Branch Office650 W Main StJohn Day, OR 97845
Branch Office301 S Main StPendleton, OR 97801-2245
Branch Office162 NW Front StPrairie City, OR 97869-2063
Branch Office3 Depot StLa Grande, OR 97850

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