4.06% 24-Month / 3.80% 12-Month CD at a Maryland CU (Oldham Family Alliance)


Oldham Family Alliance Federal Credit Union has some competitive certificate rates. For a $10,000 minimum deposit the yields include a 4.06% APY for a 24-month term and 3.80% APY for a 12-month term. An extra 25 basis points are added to the interest rates for members who qualify as Senior Savers.

The rate table has a March 1, 2008 date, so I called the credit union today, and I was told that these rates are still valid as of May 12, 2008.

According to the CSR, membership is open to those who live, work, worship or attend school within a 5-mile radius of their office which is located in White Marsh, Maryland which is in the suburbs of Baltimore. Other ways to be eligible to join are included in their Membership page. Membership requires a minimum $5 balance in your share savings account. The credit union is federally insured by the NCUA (Charter # 6644).