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Olympia Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
olycu.org
360-754-5559
202 9th Ave Se
Olympia, WA 98501

Olympia Credit Union is headquartered in Olympia and is the 62nd largest credit union in the state of Washington. It is also the 2,406th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 17 employees and 3,795 members at 2 locations. Olympia Credit Union's money market rates are 48% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Olympia Credit Union offers membership to anyone who lives, works, or attends school in Washington State.
See current membership details

Reviews

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Health
B

Data as of Q1 2025

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Olympia Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #68331
Year Chartered1965
Employees17
Primary Regulator
Profit Margin
Return on Assets - YTD-1.07%
Return on Equity - YTD-13.3%
Annual Interest Income$673K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$52.1MM$53MM
LoansQ1 2025vs Q1 2024$41.5MM$39.7MM
DepositsQ1 2025vs Q1 2024$47.8MM$48.5MM
Equity CapitalQ1 2025vs Q1 2024$4.2MM$4.4MM
Loan Loss AllowanceQ1 2025vs Q1 2024$447K$273K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$325K$258K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
4.30%
Our Rating
4.1  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 6/27/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Olympia Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Olympia Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%†$25-Christmas Club
0.25%†$25-Vacation Club
0.07%†$50-Savings Account

Olympia Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*†$25k*-Money Market Fund
OTHER TIERS: 0.35% → $1k - $5k | 0.50% → $5k - $25k

Olympia Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%†$500-6-12 Month Term Share Certificate
3.10%†$500-13-24 Month Term Share Certificate
2.75%†$500-25-36 Month Term Share Certificate
2.50%†$500-37-48 Month Term Share Certificate
2.50%†$500-49-60 Month Term Share Certificate

Olympia Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.10%†$500-13-24 Month IRA
2.75%†$500-25-36 Month IRA
2.50%†$500-37-48 Month IRA
2.50%†$500-49-60 Month IRA
0.50%†$0-IRA Share
Locations


Olympia Credit Union Locations
Branch Office202 9th Ave SEOlympia, WA 98501-9315
Branch Office720 Sleater Kinney Rd SE Market Square Center Suite ZLacey, WA 98503-1139

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