Olympia Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

olycu.org

360-754-5559

202 9th Ave Se
Olympia, WA 98501

Olympia Credit Union is headquartered in Olympia and is the 62^nd largest credit union in the state of Washington. It is also the 2,406^th largest credit union in the nation. It was established in 1965 and as of March of 2025, it had grown to 17 employees and 3,795 members at 2 locations. Olympia Credit Union's money market rates are 48% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Olympia Credit Union offers membership to anyone who lives, works, or attends school in Washington State.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Olympia Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	68331
Year Chartered	1965
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	-1.07%
Return on Equity - YTD	-13.3%
Annual Interest Income	$673K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$52.1MM$53MM
Loans	Q1 2025vs Q1 2024	$41.5MM$39.7MM
Deposits	Q1 2025vs Q1 2024	$47.8MM$48.5MM
Equity Capital	Q1 2025vs Q1 2024	$4.2MM$4.4MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$447K$273K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$325K$258K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

Olympia Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^†	$25	-	Christmas Club
0.25%^†	$25	-	Vacation Club
0.07%^†	$50	-	Savings Account

Olympia Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*^†	$25k^*	-	Money Market Fund
OTHER TIERS: 0.35% → $1k - $5k \| 0.50% → $5k - $25k

Olympia Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.05%^†	$500	-	6-12 Month Term Share Certificate
3.10%^†	$500	-	13-24 Month Term Share Certificate
2.75%^†	$500	-	25-36 Month Term Share Certificate
2.50%^†	$500	-	37-48 Month Term Share Certificate
2.50%^†	$500	-	49-60 Month Term Share Certificate

Olympia Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%^†	$500	-	13-24 Month IRA
2.75%^†	$500	-	25-36 Month IRA
2.50%^†	$500	-	37-48 Month IRA
2.50%^†	$500	-	49-60 Month IRA
0.50%^†	$0	-	IRA Share

Locations

Olympia Credit Union Locations
Branch Office	202 9th Ave SE	Olympia, WA 98501-9315
Branch Office	720 Sleater Kinney Rd SE Market Square Center Suite Z	Lacey, WA 98503-1139

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