Olympia Credit Union

Overview / Commentary
202 9th Ave Se
Olympia, WA 98501

Olympia Credit Union is headquartered in Olympia and is the 61st largest credit union in the state of Washington. It is also the 2,444th largest credit union in the nation. It was established in 1965 and as of September of 2022, it had grown to 17 employees and 3,729 members at 2 locations. Olympia Credit Union has a B health rating.

Field of Membership Restrictions

Olympia Credit Union offers membership to anyone who lives, works, or attends school in Washington State.
See current membership details

Reviews (2)


Olympia Credit Union has excellent customer service and is always willing to help their members.

Olympia Credit Union

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I have never had any negative dealings with them. They are a very small credit union, but I have never had any problems using the shared branching in Washington State or over the phone. I no longer live or work in a close proximity to their branches, but I have never considered closing my account or switching credit unions. I have always received great customer service and enjoy my interactions with them. I wish they had a mobile app to use, but I have never had any problems accessing my account with my phone or computer. I am not able to get to a branch during business hours with my work schedule, but I have never considered switching because of the customer service I have always received.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Olympia Credit Union has a relatively low asset base.

Health Grade Components

NCUA #68331
Year Chartered1965
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD6.58%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$54.5MM$52.6MM
LoansQ3 2022vs Q3 2021$37.5MM$30.1MM
DepositsQ3 2022vs Q3 2021$50.2MM$48.3MM
Equity CapitalQ3 2022vs Q3 2021$4.2MM$4.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$106.00K$143.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$137.00K$59.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Olympia Credit Union Savings Account Rates

0.25%--IRA Share
0.10%$25-Christmas Club
0.10%$25-Vacation Club
0.05%$50-Savings Account

Olympia Credit Union Money Market Rates

0.35%*$25k*-Money Market Fund
OTHER TIERS: 0.15% $1k - $5k | 0.25% $5k - $25k

Olympia Credit Union CD Rates

3.81%$500-13 Month Certificate of Deposit Special
1.56%$500-49-60 Month Term Share Certificate
1.46%$500-37-48 Month Term Share Certificate
1.26%$500-25-36 Month Term Share Certificate
1.01%$500-13-24 Month Term Share Certificate
0.40%$500-6-12 Month Term Share Certificate

Olympia Credit Union IRA Rates

3.81%$500-13 Month IRA Special
1.56%$500-49-60 Month IRA
1.46%$500-37-48 Month IRA
1.26%$500-25-36 Month IRA
1.01%$500-13-24 Month IRA

Olympia Credit Union Locations
Branch Office202 9th Ave SEOlympia, WA 98501-9315
Branch Office720 Sleater Kinney Rd SE Market Square Center Suite ZLacey, WA 98503-1139

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