One American Bank

Overview / Commentary
549 Broadway
Centerville, SD 57014

One American Bank is headquartered in CENTERVILLE and is the 22nd largest bank in the state of South Dakota. It is also the 1,807th largest bank in the nation. It was established in 1883 and as of September of 2023, it had grown to 53 employees at 3 locations. One American Bank's CD rates are 2X the national average, and it has a B health rating.

Related Posts

High Yield Savings And Checking Accounts. - 1/25/2024

One American Bank is offering a high yield savings account with an APY of 4.75% on balances over $50K. It is called the Savings + account. The high yield checking account pays 3.75% APY on all balances over $10K. It is called the Premium + Checking account.

5 And 11 Month CD At 5.40% APY CD Special, Online Or In Branch - 1/22/2024

One American Bank 2 cd specials: 5 Month CD min $5K at 5.40% APY 11 Month CD MIn $50K at 5.40% APY You can do this online or in branch. New products for checking and Savings accounts: Premium + Checking will Pay 3.75% APY on any balance over 10K no cap. Savings + is a High Yield Savings account and any Balance over $50K will pay 4.75% no cap.

One American Bank Has Nationally Available Short-Term CD Specials - 8/28/2023

One American Bank has added a nationally available 170-day CD Special with a rate-leading APY. Minimum opening deposit is $100k, with no stated balance cap.

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Very Satisfied With One American Bank

Posted by: |

I opened an account in December, 2017 and have been very satisfied with One American Bank. I have gotten the high interest rate promised based on meeting their reasonable requirements. I recommend them highly.

New Customer February 2018

Posted by: |

Tammy is great there! The instructions to open are easy to follow and Tammy stays on top of it! Only requirement to have 12 debits at $5 each, eStatements and logging in is a breeze for 3.50%. So far I am pleased. Only drawback was that I cannot transfer funds from American One but I am able to transfer to from my other bank. Not a problem. Very professional!

In Person Only.

I contacted them about the 9 month CD. This was their response. "My name is Cade W. and I am responding to your online inquiry in regards to our Certificate of Deposit. Currently the only way to open these accounts are in Person and one of our South Dakota branches. If you do not live locally we hope to have an online account opening process ready to launch in the somewhat near future. If our rates continue to be awesome I would be happy to e-mail you when that time comes."

Run From This Bank

Posted by: |

Very disappointed with this Bank & their CS as they offered NO resolution to my issue! Unfortunately, after paying off the balance I received another statement for additional payment. I feel this is an error as I paid off Loan in FULL. I left a msg on their website to dispute the extra charges & no one contact me.. Very BAD experience with this Bank.. I do not recommend One American Bank to Anybody.



Health Grade Components

FDIC Certificate #6078
Year Established1883
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.73%
Return on Equity - YTD-8.74%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$478.9MM$552.4MM
LoansQ3 2023vs Q3 2022$341.2MM$482.5MM
DepositsQ3 2023vs Q3 2022$317MM$427MM
Equity CapitalQ3 2023vs Q3 2022$36.8MM$48.3MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3.9MM$2.2MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.3MM$761K
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not One American Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One American Bank Savings Account Rates

4.75%*$50k*-Savings Plus
OTHER TIERS: 2.25% Up to $10k | 3.00% $10k - $25k | 4.00% $25k - $50k
1.00%*$1k*-Simply Savings
OTHER TIERS: 0.25% Up to $300 | 0.75% $300 - $1k

One American Bank Checking Account Rates

3.75%*$10k*-Premium Plus Checking
OTHER TIERS: 1.00% Up to $2.5k | 2.00% $2.5k - $10k

One American Bank CD Rates

5.40%$50k-11 Month CD Special
5.40%$5k-5 Month CD Special
4.25%$500-6 Month CD
3.25%$500-3 Month CD
2.36%$500-60 Month CD
1.96%$500-12 Month CD
1.96%$500-15 Month CD
1.96%$500-24 Month CD
1.96%$500-30 Month CD
1.96%$500-36 Month CD
1.96%$500-48 Month CD

One American Bank Locations
49th St3310 West 49th StreetSioux Falls, SD 57106
Sioux Falls Branch515 South Minnesota AvenueSioux Falls, SD 57104
One American Bank549 Broadway StCenterville, SD 57014

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