One American Bank


Overview / Commentary
605-563-2207
549 Broadway
Centerville, SD 57014

One American Bank is headquartered in CENTERVILLE and is the 24th largest bank in the state of South Dakota. It is also the 1,996th largest bank in the nation. It was established in 1883 and as of June of 2024, it had grown to 44 employees at 3 locations. One American Bank has a B+ health rating.

Related Posts

High Yield Savings And Checking Accounts. - 1/25/2024

One American Bank is offering a high yield savings account with an APY of 4.75% on balances over $50K. It is called the Savings + account. The high yield checking account pays 3.75% APY on all balances over $10K. It is called the Premium + Checking account.

5 And 11 Month CD At 5.40% APY CD Special, Online Or In Branch - 1/22/2024

One American Bank 2 cd specials: 5 Month CD min $5K at 5.40% APY 11 Month CD MIn $50K at 5.40% APY You can do this online or in branch. New products for checking and Savings accounts: Premium + Checking will Pay 3.75% APY on any balance over 10K no cap. Savings + is a High Yield Savings account and any Balance over $50K will pay 4.75% no cap.

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Reviews (2)

In Person Only.

I contacted them about the 9 month CD. This was their response. "My name is Cade W. and I am responding to your online inquiry in regards to our Certificate of Deposit. Currently the only way to open these accounts are in Person and one of our South Dakota branches. If you do not live locally we hope to have an online account opening process ready to launch in the somewhat near future. If our rates continue to be awesome I would be happy to e-mail you when that time comes."

Run From This Bank

Posted by: |

Very disappointed with this Bank & their CS as they offered NO resolution to my issue! Unfortunately, after paying off the balance I received another statement for additional payment. I feel this is an error as I paid off Loan in FULL. I left a msg on their website to dispute the extra charges & no one contact me.. Very BAD experience with this Bank.. I do not recommend One American Bank to Anybody.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. One American Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #6078
Year Established1883
Employees44
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.9%
Return on Equity - YTD-19.57%
Annual Interest Income$10.8MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$422.8MM$424.2MM
LoansQ2 2024vs Q2 2023$315.4MM$342.7MM
DepositsQ2 2024vs Q2 2023$285.6MM$264MM
Equity CapitalQ2 2024vs Q2 2023$40.9MM$39.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$4.4MM$2.6MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$2.1MM$1.9MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates

Sorry, we do not have rate data for One American Bank.

Locations


One American Bank Locations
49th St3310 West 49th StreetSioux Falls, SD 57106
Sioux Falls Branch515 South Minnesota AvenueSioux Falls, SD 57104
One American Bank549 Broadway StCenterville, SD 57014

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