One American Bank

Overview / Commentary
549 Broadway
Centerville, SD 57014

One American Bank is headquartered in CENTERVILLE and is the 22nd largest bank in the state of South Dakota. It is also the 1,934th largest bank in the nation. It was established in 1883 and as of March of 2023, it had grown to 60 employees at 3 locations. One American Bank has a B+ health rating.

Related Posts

One American Bank Has Nationally Available Short-Term CD Specials - 8/28/2023

One American Bank has added a nationally available 170-day CD Special with a rate-leading APY. Minimum opening deposit is $100k, with no stated balance cap.

5.85% APY 170 Day CD - 8/24/2023

Minimum to Open 100k. Scroll down on page

One American Bank CD Special 11M/25M At 4.26Apy - 12/21/2022 Cd special 11m @ 4.26% APY CDSpecial 25m @ 4.26% APY can take application online.

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Very Satisfied With One American Bank

Posted by: |

I opened an account in December, 2017 and have been very satisfied with One American Bank. I have gotten the high interest rate promised based on meeting their reasonable requirements. I recommend them highly.

New Customer February 2018

Posted by: |

Tammy is great there! The instructions to open are easy to follow and Tammy stays on top of it! Only requirement to have 12 debits at $5 each, eStatements and logging in is a breeze for 3.50%. So far I am pleased. Only drawback was that I cannot transfer funds from American One but I am able to transfer to from my other bank. Not a problem. Very professional!

In Person Only.

I contacted them about the 9 month CD. This was their response. "My name is Cade W. and I am responding to your online inquiry in regards to our Certificate of Deposit. Currently the only way to open these accounts are in Person and one of our South Dakota branches. If you do not live locally we hope to have an online account opening process ready to launch in the somewhat near future. If our rates continue to be awesome I would be happy to e-mail you when that time comes."

Run From This Bank

Posted by: |

Very disappointed with this Bank & their CS as they offered NO resolution to my issue! Unfortunately, after paying off the balance I received another statement for additional payment. I feel this is an error as I paid off Loan in FULL. I left a msg on their website to dispute the extra charges & no one contact me.. Very BAD experience with this Bank.. I do not recommend One American Bank to Anybody.



Health Grade Components

FDIC Certificate #6078
Year Established1883
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD5.22%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$434.3MM$362.3MM
LoansQ1 2023vs Q1 2022$345.0MM$329.0MM
DepositsQ1 2023vs Q1 2022$341.7MM$298.1MM
Equity CapitalQ1 2023vs Q1 2022$36.1MM$46.1MM
Loan Loss AllowanceQ1 2023vs Q1 2022$3.1MM$1.9MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$1.6MM$269.00K
Real Estate OwnedQ1 2023vs Q1 2022$0$273.00K

Rates for One American Bank are currently being reviewed.


One American Bank Locations
49th St3310 West 49th StreetSioux Falls, SD 57106
Sioux Falls Branch515 South Minnesota AvenueSioux Falls, SD 57104
One American Bank549 Broadway StCenterville, SD 57014

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