One Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.onecu.org

800-578-5024

380 River St
Springfield, VT 05156

One Credit Union is headquartered in SPRINGFIELD and is the 6^th largest credit union in the state of Vermont. It is also the 1,107^th largest credit union in the nation. It was established in 1952 and as of March of 2025, it had grown to 62 employees and 18,628 members at 8 locations. One Credit Union has a B+ health rating.

Field of Membership Restrictions

One Credit Union membership is open to anyone who lives or works in the State of Vermont, or the New Hampshire counties of Cheshire, Coos, Grafton, or Sullivan.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	63923
Year Chartered	1952
Employees	62
Primary Regulator

Profit Margin
Return on Assets - YTD	0.18%
Return on Equity - YTD	3.05%
Annual Interest Income	$3.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$261.2MM$254.4MM
Loans	Q1 2025vs Q1 2024	$187.2MM$184MM
Deposits	Q1 2025vs Q1 2024	$244MM$238.4MM
Equity Capital	Q1 2025vs Q1 2024	$15.6MM$14.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1MM$1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.7MM$2.5MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$58K

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for One Credit Union are currently being reviewed.

Locations

One Credit Union Locations
Branch Office	560 S BARRE RD	BARRE, VT 05641
Branch Office	380 RIVER ST	SPRINGFIELD, VT 05156
Branch Office	1 Market Pl Suite 9	Essex Junction, VT 05452
Branch Office	569 VT ROUTE 103 S	CHESTER, VT 05143
Branch Office	48 Green St Suite 1	Vergennes, VT 05491
Branch Office	5 KINNEY PL	CLAREMONT, NH 03743
Branch Office	55 CLINTON ST	SPRINGFIELD, VT 05156
Branch Office	70 John Stark Hwy	Newport, NH 03773-1811

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