One Credit Union

Overview / Commentary
380 River St
Springfield, VT 05156

One Credit Union is headquartered in SPRINGFIELD and is the 6th largest credit union in the state of Vermont. It is also the 1,112th largest credit union in the nation. It was established in 1952 and as of September of 2023, it had grown to 63 employees and 19,249 members at 8 locations. One Credit Union has a B health rating.

Field of Membership Restrictions

One Credit Union membership is open to anyone who lives or works in the State of Vermont, or the New Hampshire counties of Cheshire, Coos, Grafton, or Sullivan.
See current membership details


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Health Grade Components

NCUA #63923
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD5.11%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$250MM$236.2MM
LoansQ3 2023vs Q3 2022$193.6MM$183.4MM
DepositsQ3 2023vs Q3 2022$230MM$219.6MM
Equity CapitalQ3 2023vs Q3 2022$13.9MM$13.4MM
Loan Loss AllowanceQ3 2023vs Q3 2022$977K$827K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$2.1MM$1.4MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for One Credit Union are currently being reviewed.


One Credit Union Locations
Branch Office560 S BARRE RDBARRE, VT 05641
Branch Office380 RIVER STSPRINGFIELD, VT 05156
Branch Office1 Market Pl Suite 8Essex Junction, VT 05452
Branch Office569 VT ROUTE 103 SCHESTER, VT 05143
Branch Office48 Green St Suite 1Vergennes, VT 05491
Branch Office5 KINNEY PLCLAREMONT, NH 03743
Branch Office70 John Stark HwyNewport, NH 03773-1811

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