One Credit Union

Overview / Commentary
380 River St
Springfield, VT 05156

One Credit Union is headquartered in SPRINGFIELD and is the 7th largest credit union in the state of Vermont. It is also the 1,136th largest credit union in the nation. It was established in 1952 and as of June of 2021, it had grown to 61 employees and 18,696 members at 8 locations. One Credit Union has a B+ health rating.

Field of Membership Restrictions

One Credit Union membership is open to anyone who lives or works in the State of Vermont, or Cheshire, Coos, Grafton, or Sullivan Counties in New Hampshire.
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Health Grade Components

NCUA #63923
Year Chartered1952
Primary Regulator
Profit Margin
Return on Assets - YTD-0.04%
Return on Equity - YTD-0.54%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$231.9MM$199.0MM
LoansQ2 2021vs Q2 2020$151.4MM$142.2MM
DepositsQ2 2021vs Q2 2020$215.5MM$182.5MM
Equity CapitalQ2 2021vs Q2 2020$16.0MM$16.2MM
Loan Loss AllowanceQ2 2021vs Q2 2020$742.00K$698.00K
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.0MM$765.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$102.00K
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One Credit Union Savings Account Rates

0.35%--IRA Savings
0.28%--Stash the Cash Savings
0.20%--Health Savings Account (HSA)
0.15%--Youth Account
0.05%--High Yield Savings
0.05%--Business High Yield Shares
0.01%$5-Regular Savings (A) - Membership Account
0.01%$5-Business Regular Shares

One Credit Union Checking Account Rates

0.15%--Rewards Plus Checking - Premium
0.10%$1k-Business Share Draft
0.10%$100-Business Interest on Lawyer Trust Account (IOLTA)
0.05%--Rewards Checking - Standard

One Credit Union CD Rates

0.35%$1k-60 Month Share Certificate
0.35%$100k-60 Month Jumbo Share Certificate
0.35%$100-60 Month Youth Share Certificate
0.30%$1k-48 Month Share Certificate
0.30%$100k-48 Month Jumbo Share Certificate
0.30%$100-48 Month Youth Share Certificate
0.20%$1k-24 Month Share Certificate
0.20%$1k-36 Month Share Certificate
0.20%$100k-24 Month Jumbo Share Certificate
0.20%$100k-36 Month Jumbo Share Certificate
0.20%$100-24 Month Youth Share Certificate
0.20%$100-36 Month Youth Share Certificate
0.15%$1k-6 Month Share Certificate
0.15%$1k-12 Month Share Certificate
0.15%$1k-18 Month Share Certificate
0.15%$100k-6 Month Jumbo Share Certificate
0.15%$100k-12 Month Jumbo Share Certificate
0.15%$100k-18 Month Jumbo Share Certificate
0.15%$100-12 Month Youth Share Certificate
0.15%$100-6 Month Youth Share Certificate
0.15%$100-18 Month Youth Share Certificate

One Credit Union IRA Rates

0.35%$1k-60 Month IRA Certificate
0.35%$100k-60 Month Jumbo IRA Certificate
0.30%$1k-48 Month IRA Certificate
0.30%$100k-48 Month Jumbo IRA Certificate
0.20%$1k-24 Month IRA Certificate
0.20%$1k-36 Month IRA Certificate
0.20%$100k-24 Month Jumbo IRA Certificate
0.20%$100k-36 Month Jumbo IRA Certificate
0.15%$1k-6 Month IRA Certificate
0.15%$1k-12 Month IRA Certificate
0.15%$1k-18 Month IRA Certificate
0.15%$100k-6 Month Jumbo IRA Certificate
0.15%$100k-12 Month Jumbo IRA Certificate
0.15%$100k-18 Month Jumbo IRA Certificate

One Credit Union Locations
Branch Office560 S BARRE RDBARRE, VT 05641
Branch Office380 RIVER STSPRINGFIELD, VT 05156
Branch Office1 Market Pl UNIT 8Essex Junction, VT 05452
Branch Office569 VT ROUTE 103 SCHESTER, VT 05143
Branch Office7 Green StVergennes, VT 05491
Branch Office5 KINNEY PLCLAREMONT, NH 03743
Branch Office70 John Stark HwyNewport, NH 03773-1811

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