One Source Federal Credit Union


Overview / Commentary
915-592-0223
8870 Gazelle Dr
El Paso, TX 79925

One Source Federal Credit Union is headquartered in El Paso and is the 133rd largest credit union in the state of Texas. It is also the 1,611th largest credit union in the nation. It was established in 1937 and as of December of 2023, it had grown to 32 employees and 10,100 members at 3 locations. One Source Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in OneSource Federal Credit Union is open to those who live, work, worship, or attend school in El Paso County, Texas or Las Cruces, New Mexico.
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Health
B+

Health Grade Components

Overall
NCUA #2115
Year Chartered1937
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.36%
Return on Equity - YTD3.8%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$127MM$122.4MM
LoansQ4 2023vs Q4 2022$71.5MM$60.1MM
DepositsQ4 2023vs Q4 2022$111.3MM$108.8MM
Equity CapitalQ4 2023vs Q4 2022$12.2MM$11.7MM
Loan Loss AllowanceQ4 2023vs Q4 2022$782K$702K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$510K$395K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not One Source Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

One Source Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--IRA Savings
0.05%--Share/Savings Account
0.05%--Club Accounts

One Source Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$10k*-Money Market Account
OTHER TIERS: 0.60% $2k - $5k | 0.70% $5k - $10k

One Source Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--Gold Checking
0.05%--Silver Checking

One Source Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$500-12 Month Share Certificate
4.33%$2k-24 Month Bump-it-Up Share Certificate
4.33%$50-12 Month MoneyTree Share Certificate
3.82%$500-18 Month Share Certificate
3.82%$1k-60 Month Share Certificate
3.56%$500-24 Month Share Certificate
3.51%$1k-48 Month Share Certificate
3.40%$500-36 Month Share Certificate
3.30%$500-6 Month Share Certificate

One Source Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.33%$2.5k-24 Month Bump-it-Up IRA Certificate
4.33%$1k-12 Month IRA Certificate
3.82%$2.5k-60 Month IRA Certificate
3.82%$1k-18 Month IRA Certificate
3.56%$1k-24 Month IRA Certificate
3.51%$2.5k-48 Month IRA Certificate
3.40%$1k-36 Month IRA Certificate
3.30%$1k-6 Month IRA Certificate
Locations


One Source Federal Credit Union Locations
Branch Office8870 Gazelle DrEl Paso, TX 79925
Branch Office1375 E Boutz RdLas Cruces, NM 88001-5305
Branch Office5730 Cromo DrEl Paso, TX 79912

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