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Overview / Commentary
3505 N Chestnut St
Colorado Springs, CO 80907

One Thirteen Credit Union is headquartered in Colorado Springs and is the 65th largest credit union in the state of Colorado. It is also the 4,345th largest credit union in the nation. It was established in 1958 and as of December of 2016, it had grown to 3 employees and 1,322 members at 1 location. One Thirteen Credit Union has a C- health rating.

Field of Membership Restrictions

Must be a member of Colorado Building and Construction Trade Council or the Colorado Springs Labor Council.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Thirteen Credit Union has a very low asset base.

Health Grade Components

NCUA #64340
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.62%
Annual Interest Income$338.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$8.9MM$8.9MM
LoansQ4 2016vs Q4 2015$4.9MM$4.8MM
DepositsQ4 2016vs Q4 2015$8.2MM$8.2MM
Equity CapitalQ4 2016vs Q4 2015$686.00K$668.00K
Loan Loss AllowanceQ4 2016vs Q4 2015$60.00K$76.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$144.00K$27.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0

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One Thirteen Credit Union Locations
Branch Office3505 N Chestnut StColorado Springs, CO 80907-4101