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Overview / Commentary
3505 N Chestnut St
Colorado Springs, CO 80907

One Thirteen Credit Union is headquartered in Colorado Springs and is the 67th largest credit union in the state of Colorado. It is also the 4,482nd largest credit union in the nation. It was established in 1958 and as of June of 2016, it had grown to 3 employees and 1,364 members at 1 location. One Thirteen Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be a member of Colorado Building and Construction Trade Council or the Colorado Springs Labor Council.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Thirteen Credit Union has a very low asset base.

Health Grade Components

NCUA #64340
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD4.4%
Annual Interest Income$184.00K
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$8.2MM$8.8MM
LoansQ2 2016vs Q2 2015$4.9MM$5.0MM
DepositsQ2 2016vs Q2 2015$7.5MM$8.1MM
Equity CapitalQ2 2016vs Q2 2015$682.00K$724.00K
Loan Loss AllowanceQ2 2016vs Q2 2015$62.00K$61.00K
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$13.00K$67.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0

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One Thirteen Credit Union Locations
Branch Office3505 N Chestnut StColorado Springs, CO 80907-4101