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Overview / Commentary
3505 N Chestnut St
Colorado Springs, CO 80907

One Thirteen Credit Union is headquartered in Colorado Springs and is the 63rd largest credit union in the state of Colorado. It is also the 4,308th largest credit union in the nation. It was established in 1958 and as of September of 2017, it had grown to 3 employees and 1,341 members at 1 location. One Thirteen Credit Union has a C+ health rating.

Field of Membership Restrictions

Must be a member of Colorado Building and Construction Trade Council or the Colorado Springs Labor Council.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Thirteen Credit Union has a very low asset base.

Health Grade Components

NCUA #64340
Year Chartered1958
Primary Regulator
Profit Margin
Return on Assets - YTD0.17%
Return on Equity - YTD2.1%
Annual Interest Income$263.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$8.8MM$8.7MM
LoansQ3 2017vs Q3 2016$5.8MM$5.0MM
DepositsQ3 2017vs Q3 2016$8.1MM$8.0MM
Equity CapitalQ3 2017vs Q3 2016$697.00K$682.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$46.00K$60.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$20.00K$16.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0

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One Thirteen Credit Union Locations
Branch Office3505 N Chestnut StColorado Springs, CO 80907-4101