Overview / Commentary
One Vision Federal Credit Union is headquartered in Clarksville and is the 59th largest credit union in the state of Indiana. It is also the 2,257th largest credit union in the nation. It was established in 1954 and as of June of 2020, it had grown to 18 employees and 4,650 members at 3 locations. One Vision Federal Credit Union's money market rates are 14% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, or attend school in Clark, Floyd, or Harrison Counties in Indiana.
See current membership details
Health
A
Data as of Q2 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. One Vision Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 9097 |
| Year Chartered | 1954 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.19% |
| Return on Equity - YTD | 1.61% |
| Annual Interest Income | $851.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2020vs Q2 2019 | $59.7MM$55.0MM |
| Loans | Q2 2020vs Q2 2019 | $20.2MM$20.7MM |
| Deposits | Q2 2020vs Q2 2019 | $52.7MM$48.1MM |
| Equity Capital | Q2 2020vs Q2 2019 | $6.7MM$6.7MM |
| Loan Loss Allowance | Q2 2020vs Q2 2019 | $167.00K$127.00K |
| Unbacked Noncurrent Loans | Q2 2020vs Q2 2019 | $50.00K$70.00K |
| Real Estate Owned | Q2 2020vs Q2 2019 | $0$0 |