Featured Savings Rates
Featured Accounts

OneAZ Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.35%5-year CD60 Month Share Certificate
0.35%1-year CD12 Month Share Certificate
0.05%SavingsSavings

Overview / Commentary
602-452-4800
2355 W Pinnacle Peak Rd
Phoenix, AZ 85027-1280

OneAZ Credit Union is headquartered in PHOENIX and is the 2nd largest credit union in the state of Arizona. It is also the 116th largest credit union in the nation. It was established in 1972 and as of September of 2016, it had grown to 448 employees and 139,756 members at 20 locations. OneAZ Credit Union's savings rates are 92% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in OneAZ Credit Union is open to the following: (1) those who live or work in Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, or Yuma Counties in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups.
See current membership details

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Reviews (1)

12 years with OneAZ (formerly AZSTCU)

Posted by: FSG | Dec 15, 2016

I have been banking with One AZ Credit Union for twelve years, since I first met my husband. Overall, they are a pretty good credit union. I wish there were more locations closer to my home. The majority of the issues I've had with them have been online. It is very difficult to use their deposit-at-home service through their app or online. On at least three or four occasions, after successfully depositing a check or money order, they deducted the balance from my account in the morning, requiring me to go to the branch, show them the check, and deposit it in person. I think that completely defeats the purpose.
Other than that, the staff is generally friendly, but sometimes the wait is long, and half the time, only half of the tellers are calling up customers. If it wasn't such a hassle to move my accounts, I'd probably look elsewhere for banking.



Health

Health Grade Components

Overall
NCUA #61315
Year Chartered1972
Employees448
Primary Regulator
Profit Margin
Return on Assets - YTD0.59%
Return on Equity - YTD6.18%
Annual Interest Income$41.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.91B$1.73B
LoansQ3 2016vs Q3 2015$1.22B$1.07B
DepositsQ3 2016vs Q3 2015$1.57B$1.43B
Equity CapitalQ3 2016vs Q3 2015$180.8MM$160.2MM
Loan Loss AllowanceQ3 2016vs Q3 2015$16.7MM$20.6MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$4.7MM$2.6MM
Real Estate OwnedQ3 2016vs Q3 2015$2.5MM$3.5MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OneAZ Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$1kYourSavings
OTHER TIERS: 0.05% $1k+
0.30%$50-IRA Savings
0.30%$50-CESA Savings
0.05%$50-Savings
0.05%$50-Club Savings
0.05%$50-Business Club Savings
0.05%$50-Business Savings

OneAZ Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Star High Yield Money Market
OTHER TIERS: 0.05% Up to $75k
0.30%*$100k*-Tiered Money Market Checking
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.30%*$100k*-Tiered Money Market Savings
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.30%*$75k*-Business Star High Yield Money Market
OTHER TIERS: 0.05% Up to $75k
0.30%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.05% $1k - $10k | 0.10% $10k - $25k | 0.15% $25k - $50k | 0.20% $50k - $100k
0.20%*$25k*-SaversAdvantage Yield Money Market
OTHER TIERS: 0.05% Up to $25k
0.20%*$25k*-Business SaversAdvantage Money Market
OTHER TIERS: 0.05% Up to $25k

OneAZ Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Business Hi-Yield Checking
OTHER TIERS: 0.05% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k
0.25%*$100k*-Business Analysis Checking
OTHER TIERS: 0.05% $2,500 - $10k | 0.15% $10k - $25k | 0.20% $25k - $100k
0.10%*$50k*-Premium Checking
OTHER TIERS: 0.05% $1k - $25k | 0.08% $25k - $50k
0.05%$1k-Arizona Checking
0.03%--Business Advantage Checking

OneAZ Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-60 Month Share Certificate
1.35%$1k-Business 60 Month Share Certificate
0.90%$1k-48 Month Share Certificate
0.90%$1k-Business 48 Month Share Certificate
0.75%$1k-36 Month Share Certificate
0.75%$1k-Business 36 Month Share Certificate
0.65%$1k-30 Month Share Certificate
0.65%$1k-Business 30 Month Share Certificate
0.60%$1k-24 Month Share Certificate
0.60%$1k-Business 24 Month Share Certificate
0.50%$1k-18 Month Share Certificate
0.50%$1k-Business 18 Month Share Certificate
0.35%$1k-12 Month Share Certificate
0.35%$1k-Business 12 Month Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$1k-Business 6 Month Share Certificate
0.15%$1k-3 Month Share Certificate
0.15%$1k-Business 3 Month Share Certificate

OneAZ Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$2k-60 Month IRA Share Certificate
0.90%$2k-48 Month IRA Share Certificate
0.75%$2k-36 Month IRA Share Certificate
0.65%$2k-30 Month IRA Share Certificate
0.60%$2k-24 Month IRA Share Certificate
0.50%$2k-18 Month IRA Share Certificate
0.35%$2k-12 Month IRA Share Certificate
0.25%$2k-6 Month IRA Share Certificate
0.15%$2k-3 Month IRA Share Certificate
Locations

OneAZ Credit Union has 20 locations. Click to view all OneAZ Credit Union locations.