OneAZ Credit Union is headquartered in PHOENIX and is the 2nd largest credit union in the state of Arizona. It is also the 116th largest credit union in the nation. It was established in 1972 and as of September of 2016, it had grown to 448 employees and 139,756 members at 20 locations. OneAZ Credit Union has an A health rating.
Membership in OneAZ Credit Union is open to the following: (1) those who live or work in Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, or Yuma Counties in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups.
See current membership details
I have been banking with One AZ Credit Union for twelve years, since I first met my husband. Overall, they are a pretty good credit union. I wish there were more locations closer to my home. The majority of the issues I've had with them have been online. It is very difficult to use their deposit-at-home service through their app or online. On at least three or four occasions, after successfully depositing a check or money order, they deducted the balance from my account in the morning, requiring me to go to the branch, show them the check, and deposit it in person. I think that completely defeats the purpose.
Other than that, the staff is generally friendly, but sometimes the wait is long, and half the time, only half of the tellers are calling up customers. If it wasn't such a hassle to move my accounts, I'd probably look elsewhere for banking.
|Return on Assets - YTD||0.59%|
|Return on Equity - YTD||6.18%|
|Annual Interest Income||$41.9MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$1.91B$1.73B|
|Loans||Q3 2016vs Q3 2015||$1.22B$1.07B|
|Deposits||Q3 2016vs Q3 2015||$1.57B$1.43B|
|Equity Capital||Q3 2016vs Q3 2015||$180.8MM$160.2MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$16.7MM$20.6MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$4.7MM$2.6MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$2.5MM$3.5MM|
Rates for OneAZ Credit Union are currently being reviewed.