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OneAZ Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.35%5-year CD60 Month Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.35%1-year CD12 Month Share Certificate
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
0.05%SavingsSavings
1.15% - CIT Bank Spring Savings
View all OneAZ Credit Union rates »

Overview / Commentary
www.oneazcu.com
602-452-4800
2355 W Pinnacle Peak Rd
Phoenix, AZ 85027-1280

OneAZ Credit Union is headquartered in PHOENIX and is the 2nd largest credit union in the state of Arizona. It is also the 119th largest credit union in the nation. It was established in 1972 and as of March of 2017, it had grown to 453 employees and 142,985 members at 22 locations. OneAZ Credit Union's savings rates are 92% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in OneAZ Credit Union is open to the following: (1) those who live or work in Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, or Yuma Counties in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups.
See current membership details

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Reviews (1)

12 years with OneAZ (formerly AZSTCU)

Posted by: FSG | Dec 15, 2016

I have been banking with One AZ Credit Union for twelve years, since I first met my husband. Overall, they are a pretty good credit union. I wish there were more locations closer to my home. The majority of the issues I've had with them have been online. It is very difficult to use their deposit-at-home service through their app or online. On at least three or four occasions, after successfully depositing a check or money order, they deducted the balance from my account in the morning, requiring me to go to the branch, show them the check, and deposit it in person. I think that completely defeats the purpose.
Other than that, the staff is generally friendly, but sometimes the wait is long, and half the time, only half of the tellers are calling up customers. If it wasn't such a hassle to move my accounts, I'd probably look elsewhere for banking.

1


Health
A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #61315
Year Chartered1972
Employees453
Primary Regulator
Profit Margin
Return on Assets - YTD0.52%
Return on Equity - YTD5.6%
Annual Interest Income$14.9MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$1.98B$1.85B
LoansQ1 2017vs Q1 2016$1.32B$1.11B
DepositsQ1 2017vs Q1 2016$1.68B$1.52B
Equity CapitalQ1 2017vs Q1 2016$180.1MM$174.3MM
Loan Loss AllowanceQ1 2017vs Q1 2016$16.0MM$17.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$2.2MM$2.3MM
Real Estate OwnedQ1 2017vs Q1 2016$1.9MM$3.2MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OneAZ Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100*$1kYourSavings
OTHER TIERS: 0.05% → $1k+
0.30%--IRA Savings
0.05%$50-Savings
0.05%$50-Club Savings
0.05%$50-Business Club Savings
0.05%$50-Business Savings

OneAZ Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$75k*-Star High Yield Money Market
OTHER TIERS: 0.05% → Up to $75k
0.30%*$100k*-Tiered Money Market Checking
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.30%*$100k*-Tiered Money Market Savings
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.30%*$75k*-Business Star High Yield Money Market
OTHER TIERS: 0.05% → Up to $75k
0.30%*$100k*-Business Tiered Money Market
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k
0.20%*$25k*-SaversAdvantage Yield Money Market
OTHER TIERS: 0.05% → Up to $25k
0.20%*$25k*-Business SaversAdvantage Money Market
OTHER TIERS: 0.05% → Up to $25k

OneAZ Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$250k*-Business Hi-Yield Checking
OTHER TIERS: 0.05% → $2,500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k
0.25%*$100k*-Business Analysis Checking
OTHER TIERS: 0.05% → $2,500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $100k
0.10%*$50k*-Premium Checking
OTHER TIERS: 0.05% → $1k - $25k | 0.08% → $25k - $50k
0.05%$1k-Arizona Checking
0.03%--Business Advantage Checking

OneAZ Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$1k-60 Month Share Certificate
1.35%$1k-Business 60 Month Share Certificate
0.90%$1k-48 Month Share Certificate
0.90%$1k-Business 48 Month Share Certificate
0.75%$1k-36 Month Share Certificate
0.75%$1k-Business 36 Month Share Certificate
0.65%$1k-30 Month Share Certificate
0.65%$1k-Business 30 Month Share Certificate
0.60%$1k-24 Month Share Certificate
0.60%$1k-Business 24 Month Share Certificate
0.50%$1k-18 Month Share Certificate
0.50%$1k-Business 18 Month Share Certificate
0.35%$1k-12 Month Share Certificate
0.35%$1k-Business 12 Month Share Certificate
0.25%$1k-6 Month Share Certificate
0.25%$1k-Business 6 Month Share Certificate
0.15%$1k-3 Month Share Certificate
0.15%$1k-Business 3 Month Share Certificate

OneAZ Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.35%$2k-60 Month IRA Share Certificate
0.90%$2k-48 Month IRA Share Certificate
0.75%$2k-36 Month IRA Share Certificate
0.65%$2k-30 Month IRA Share Certificate
0.60%$2k-24 Month IRA Share Certificate
0.50%$2k-18 Month IRA Share Certificate
0.35%$2k-12 Month IRA Share Certificate
0.25%$2k-6 Month IRA Share Certificate
0.15%$2k-3 Month IRA Share Certificate
Locations

OneAZ Credit Union has 22 locations. Click to view all OneAZ Credit Union locations.