OneAZ Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.35% | 5-year CD | 60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 0.35% | 1-year CD | 12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD |
| 0.05% | Savings | Savings |
OneAZ Credit Union is headquartered in PHOENIX and is the 2nd largest credit union in the state of Arizona. It is also the 119th largest credit union in the nation. It was established in 1972 and as of March of 2017, it had grown to 453 employees and 142,985 members at 22 locations. OneAZ Credit Union's savings rates are 92% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in OneAZ Credit Union is open to the following: (1) those who live or work in Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, or Yuma Counties in Arizona; (2) faculty, students, staff and alumni of Arizona State University, Northern Arizona University, University of Arizona, Coconino Community College, or Holbrook School District; (3) employees of Allstate Insurance Company, State of Arizona, Federal Government in Arizona State Buildings, and other Select Employer Groups.
See current membership details
Related Posts
Great service
I have had a checking account, and savings account, with this credit union for more than 20 years. I don't really use online services very often for this bank, I'm kind of old, and I haven't ever really gotten into that. However, I go to the actual bank a great deal. I have always had good service from this credit union. The staff is friendly, knowledgeable, and competent every time I have interacted with them. I have never had an issue, getting into my account for whatever reasons. There's never been any hidden charges on anything, so I always know exactly what the fees are going to be. It really has been a pleasant experience banking with this great credit union. I have no problem recommending this institution to anyone.
12 years with OneAZ (formerly AZSTCU)
I have been banking with One AZ Credit Union for twelve years, since I first met my husband. Overall, they are a pretty good credit union. I wish there were more locations closer to my home. The majority of the issues I've had with them have been online. It is very difficult to use their deposit-at-home service through their app or online. On at least three or four occasions, after successfully depositing a check or money order, they deducted the balance from my account in the morning, requiring me to go to the branch, show them the check, and deposit it in person. I think that completely defeats the purpose.
Other than that, the staff is generally friendly, but sometimes the wait is long, and half the time, only half of the tellers are calling up customers. If it wasn't such a hassle to move my accounts, I'd probably look elsewhere for banking.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61315 |
| Year Chartered | 1972 |
| Employees | 453 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.52% |
| Return on Equity - YTD | 5.6% |
| Annual Interest Income | $14.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $1.98B$1.85B |
| Loans | Q1 2017vs Q1 2016 | $1.32B$1.11B |
| Deposits | Q1 2017vs Q1 2016 | $1.68B$1.52B |
| Equity Capital | Q1 2017vs Q1 2016 | $180.1MM$174.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $16.0MM$17.7MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $2.2MM$2.3MM |
| Real Estate Owned | Q1 2017vs Q1 2016 | $1.9MM$3.2MM |
Always verify rates and promotions with the bank or credit union. We are not OneAZ Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
OneAZ Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100* | $1k | YourSavings | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 0.30% | - | - | IRA Savings | ||
| 0.05% | $50 | - | Savings | ||
| 0.05% | $50 | - | Club Savings | ||
| 0.05% | $50 | - | Business Club Savings | ||
| 0.05% | $50 | - | Business Savings | ||
OneAZ Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $75k* | - | Star High Yield Money Market | ||
| OTHER TIERS: 0.05% → Up to $75k | |||||
| 0.30%* | $100k* | - | Tiered Money Market Checking | ||
| OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | |||||
| 0.30%* | $100k* | - | Tiered Money Market Savings | ||
| OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | |||||
| 0.30%* | $75k* | - | Business Star High Yield Money Market | ||
| OTHER TIERS: 0.05% → Up to $75k | |||||
| 0.30%* | $100k* | - | Business Tiered Money Market | ||
| OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | 0.15% → $25k - $50k | 0.20% → $50k - $100k | |||||
| 0.20%* | $25k* | - | SaversAdvantage Yield Money Market | ||
| OTHER TIERS: 0.05% → Up to $25k | |||||
| 0.20%* | $25k* | - | Business SaversAdvantage Money Market | ||
| OTHER TIERS: 0.05% → Up to $25k | |||||
OneAZ Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $250k* | - | Business Hi-Yield Checking | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k | 0.25% → $50k - $100k | 0.30% → $100k - $250k | |||||
| 0.25%* | $100k* | - | Business Analysis Checking | ||
| OTHER TIERS: 0.05% → $2,500 - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $100k | |||||
| 0.10%* | $50k* | - | Premium Checking | ||
| OTHER TIERS: 0.05% → $1k - $25k | 0.08% → $25k - $50k | |||||
| 0.05% | $1k | - | Arizona Checking | ||
| 0.03% | - | - | Business Advantage Checking | ||
OneAZ Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $1k | - | 60 Month Share Certificate | |
| 1.35% | $1k | - | Business 60 Month Share Certificate | |
| 0.90% | $1k | - | 48 Month Share Certificate | |
| 0.90% | $1k | - | Business 48 Month Share Certificate | |
| 0.75% | $1k | - | 36 Month Share Certificate | |
| 0.75% | $1k | - | Business 36 Month Share Certificate | |
| 0.65% | $1k | - | 30 Month Share Certificate | |
| 0.65% | $1k | - | Business 30 Month Share Certificate | |
| 0.60% | $1k | - | 24 Month Share Certificate | |
| 0.60% | $1k | - | Business 24 Month Share Certificate | |
| 0.50% | $1k | - | 18 Month Share Certificate | |
| 0.50% | $1k | - | Business 18 Month Share Certificate | |
| 0.35% | $1k | - | 12 Month Share Certificate | |
| 0.35% | $1k | - | Business 12 Month Share Certificate | |
| 0.25% | $1k | - | 6 Month Share Certificate | |
| 0.25% | $1k | - | Business 6 Month Share Certificate | |
| 0.15% | $1k | - | 3 Month Share Certificate | |
| 0.15% | $1k | - | Business 3 Month Share Certificate |
OneAZ Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.35% | $2k | - | 60 Month IRA Share Certificate | |
| 0.90% | $2k | - | 48 Month IRA Share Certificate | |
| 0.75% | $2k | - | 36 Month IRA Share Certificate | |
| 0.65% | $2k | - | 30 Month IRA Share Certificate | |
| 0.60% | $2k | - | 24 Month IRA Share Certificate | |
| 0.50% | $2k | - | 18 Month IRA Share Certificate | |
| 0.35% | $2k | - | 12 Month IRA Share Certificate | |
| 0.25% | $2k | - | 6 Month IRA Share Certificate | |
| 0.15% | $2k | - | 3 Month IRA Share Certificate |
OneAZ Credit Union has 22 locations. Click to view all OneAZ Credit Union locations.