Featured Savings Rates
Featured Accounts
Overview / Commentary
800 Park Ave
Utica, NY 13501

Oneida County Federal Credit Union is headquartered in Utica and is the 219th largest credit union in the state of New York. It is also the 3,923rd largest credit union in the nation. It was established in 1959 and as of December of 2016, it had grown to 3 employees and 2,110 members at 1 location. Oneida County Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to current and former employees of Oneida County, State of New York Courts, Water Board, Municipal Housing Authority, the Villages of Clinton, Yorkville, Waterville, Whitesboro, and New Hartford, the towns of New Hartford and Vienna, the City of Utica, New York Mills, Oneida County Solid Waste Authority, Central New York Abstract Corporation (in the Oneida County Clerk's Office).
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oneida County Federal Credit Union has a low asset base.

Health Grade Components

NCUA #13102
Year Chartered1959
Primary Regulator
Profit Margin
Return on Assets - YTD0.15%
Return on Equity - YTD1.41%
Annual Interest Income$356.00K
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$13.1MM$12.7MM
LoansQ4 2016vs Q4 2015$3.8MM$4.0MM
DepositsQ4 2016vs Q4 2015$11.7MM$11.3MM
Equity CapitalQ4 2016vs Q4 2015$1.4MM$1.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$16.00K$13.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$33.00K$51.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Oneida County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

Oneida County Federal Credit Union Savings Account Rates

0.25%--Savings Account
0.25%--Club Account

Oneida County Federal Credit Union Locations
Branch Office800 Park AveUtica, NY 13501