OneLocal Bank

OneLocal Bank

Overview / Commentary
11 Central Street
Norwood, MA 02062

From the Bank

In late 2022, Norwood Bank and Foxboro Federal Savings, two great strong banks, merged together was renamed as OneLocal Bank.


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Health Grade Components

FDIC Certificate #26555
Year Established1889
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD7.76%
Annual Interest Income$10.2MM
Assets and Liabilities
AssetsQ1 2023vs Q1 2022$885.4MM$715.0MM
LoansQ1 2023vs Q1 2022$720.2MM$523.0MM
DepositsQ1 2023vs Q1 2022$731.8MM$596.8MM
Equity CapitalQ1 2023vs Q1 2022$121.5MM$93.2MM
Loan Loss AllowanceQ1 2023vs Q1 2022$5.5MM$5.4MM
Unbacked Noncurrent LoansQ1 2023vs Q1 2022$700.00K$1.1MM
Real Estate OwnedQ1 2023vs Q1 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not OneLocal Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OneLocal Bank Savings Account Rates

0.10%--Personal Statement Savings Account
0.10%--Savings Passbook Account
0.10%--Non-Personal Statement Savings Account
0.10%--iBoundless Savings Account

OneLocal Bank Money Market Rates

4.00%*$1m*-High Yield Money Market Account - New Money
OTHER TIERS: 3.00% Up to $250k | 3.75% $250k - $1m
4.00%*$1m*-iYield Money Market - New Money
OTHER TIERS: 3.00% Up to $250k | 3.75% $250k - $1m

OneLocal Bank Checking Account Rates

0.10%*$100k*-Advantage Checking
OTHER TIERS: 0.05% Up to $100k
0.10%*$100k*-Non-Personal Advantage Checking
OTHER TIERS: 0.05% Up to $100k

OneLocal Bank CD Rates

5.50%$10k-8 Month iCertificate - New Money
5.30%$10k-5 Month iCertificate
4.65%$1k-17 Month iCertificate
4.65%$1k-13 Month iCertificate
4.25%$2.5k-7 Month iCertificate
1.75%$1k-60 Month Regular CD
1.75%$1k-60 Month Non-Personal CD
1.50%$1k-36 Month Regular CD
1.50%$1k-48 Month Regular CD
1.50%$1k-36 Month Non-Personal CD
1.50%$1k-48 Month Non-Personal CD
1.26%$1k-24 Month Regular CD
1.26%$1k- 24 Month Non-Personal CD
0.75%$1k-12 Month Regular CD
0.75%$1k-12 Month Non-Personal CD
0.50%$2.5k-6 Month Regular CD
0.50%$2.5k- 6 Month Non-Personal CD
0.25%$2.5k-3 Month Regular CD
0.25%$2.5k-3 Month Non-Personal CD

OneLocal Bank IRA Rates

1.75%$1k-60 Month Regular IRA
1.50%$1k-36 Month Regular IRA
1.50%$1k-48 Month Regular IRA
1.26%$1k-24 Month Regular IRA
0.75%$1k-12 Month Regular IRA
0.50%$2.5k-6 Month Regular IRA
0.25%$2.5k-3 Month Regular IRA

OneLocal Bank Locations
Norwood Co-Operative Bank11 Central StNorwood, MA 02062

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