Featured Savings Rates
Featured Accounts

OneUnited Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.90%1-year CDUNITY Gold 1 Year E-CD
0.20%SavingsUNITY E-Style Savings
1.30%4-year CDUNITY Gold 4 Year E-CD

Reviews (2)

Average. What I Expected

You need to read all of their disclosures. They use a 3rd party to process their credit cards similar to many other small banks or credit unions. They approved me quickly but it still took about 30 days for the card to get to me. They do not have a minimum credit score but you must be able to afford it so they ask for your income and payments. They do not offer online debit, credit or checking to pay your bill. You have to use US Mail or your Banks bill pay system to make a payment. You have to mail them to the address on the statement which is in Tampa, Florida and most likely a payment processing center (3rd party). If you send it any where else it will be delayed or lost. The customer service people work for the 3rd party processor and not the bank.

Bad Business

Posted by: r4rene | Feb 13, 2012

This Bank will Rob you of money.  They will change the account structure without contacting you and deduct your money stating the account has changed.  Try calliing them and you get the run-around.  When you finally get someone to help you, then you get the bad news.... 

 

What can you do about it now, there is no local branch to go visit...  Your money gone.  I suggest you avoid this money trapp all together.  Easy to get your money hard as heck to get it out.



Health
B

Health Grade Components

Overall
FDIC Certificate #23966
Year Established1982
Employees93
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.2%
Return on Equity - YTD2.64%
Annual Interest Income$17.1MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$646.1MM$635.5MM
LoansQ3 2016vs Q3 2015$481.9MM$430.3MM
DepositsQ3 2016vs Q3 2015$381.8MM$364.3MM
Equity CapitalQ3 2016vs Q3 2015$49.6MM$46.9MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.6MM$2.9MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$10.2MM$11.3MM
Real Estate OwnedQ3 2016vs Q3 2015$0$3.0MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OneUnited Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-UNITY E-Gold Savings - Internet
OTHER TIERS: 0.40% $1k - $25k | 0.50% $25k - $100k
0.60%*$100k*-UNITY E-Gold Savings
OTHER TIERS: 0.40% $1k - $25k | 0.50% $25k - $100k
0.20%$100-UNITY Savings
0.20%$1k-UNITY Choice Savings
0.20%$100-UNITY Plus Savings
0.20%$100-UNITY E-Style Savings - Internet
0.20%$100-UNITY E-Style Savings
0.05%--UNITY Youth Savings

OneUnited Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$25k*-UNITY Money Market
OTHER TIERS: 0.05% $500 - $25k
0.05%$1k-UNITY Choice Money Market

OneUnited Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%$50-UNITY E-Gold Checking
0.40%$100-UNITY E-Gold Checking - Internet
0.20%$100-UNITY Gold Checking
0.05%$100-UNITY Business Checking
0.05%$100-UNITY Non Profit Checking

OneUnited Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%$100k-UNITY Jumbo 42 Month CD
1.35%$100k-UNITY Jumbo 30 Month CD
1.30%$1k-UNITY 4 Year CD
1.30%$1k-UNITY Gold 4 Year E-CD
1.20%$1k-UNITY 3 Year CD
1.10%$100k-UNITY Jumbo 15 Month CD
1.05%$1k-UNITY 2 Year CD
1.05%$1k-UNITY Gold 2 Year E-CD
1.00%$1k-UNITY 18 Month CD
0.90%$1k-UNITY Gold 1 Year E-CD
0.55%$1k-UNITY 270 Day CD
0.20%$1k-UNITY 90 Day CD
0.20%$1k-UNITY Gold 120 Day E-CD

OneUnited Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%$1k-UNITY 4 Year IRA CD
1.20%$1k-UNITY 3 Year IRA CD
1.05%$1k-UNITY 2 Year IRA CD
0.55%$1k-UNITY 270 Day IRA CD
0.20%$1k-UNITY 90 Day IRA CD
Locations


OneUnited Bank Locations
Crenshaw Branch3683 Crenshaw BoulevardLos Angeles, CA 90016
79th Street Branch3275 N.W. 79th StreetMiami, FL 33147
Oneunited Bank100 Franklin StBoston, MA 02110
Roxbury Branch2343 Washington StreetBoston, MA 02108
Grove Hall Branch648 Warren StreetDorchester, MA 02121