Ontario Montclair Schools Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.33% | 5-year CD | 3.10% - Synchrony Bank 60 Month CD |
| 1.31% | 1-year CD | 2.50% - Synchrony Bank 12 Month CD |
| 0.03% | Savings |
Ontario Montclair Schools Federal Credit Union is headquartered in Ontario and is the 144th largest credit union in the state of California. It is also the 1,490th largest credit union in the nation. It was established in 1961 and as of June of 2018, it had grown to 17 employees and 8,556 members at 1 location. Ontario Montclair Schools Federal Credit Union's CD rates are 46% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Ontario-Montclair School Employees FCU is open to employees (current or retired, and their immediate family) of the Ontario-Montclair School District.
See current membership details
Credit Union Review
Poor experience with this credit union. Routinely, mistakes were made by this bank, both with a teller and via their online banking system. I also found the supervisors and management staff to be most unhelpful. In fact, they acted as if the issues that I was having were none existent. Example: checking balance was off on the online banking, when I went in to the branch I was directed to someone in management who told me they could not find any such inaccuracy. When I checked later, sure enough the matter was corrected, however, I found their unwillingness to admit the mistake to be very dishonest, and frankly it leaves me a little uneasy about their management abilities. This was not the only occurrence, however, I can excuse one mistake, but after several experiences in which I found the staff to be very unprofessional, I am now writing this review.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14542 |
| Year Chartered | 1961 |
| Employees | 17 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 6.44% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $115.4MM$108.6MM |
| Loans | Q2 2018vs Q2 2017 | $58.1MM$51.9MM |
| Deposits | Q2 2018vs Q2 2017 | $102.8MM$96.4MM |
| Equity Capital | Q2 2018vs Q2 2017 | $10.7MM$10.4MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $295.00K$259.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $136.00K$55.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ontario Montclair Schools Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ontario Montclair Schools Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $25k | - | Advantage Savings | |
| 0.10% | $5 | - | Holiday Account | |
| 0.10% | $5 | - | IRA Share Account | |
| 0.08% | $10k | - | Plus Savings | |
| 0.03% | $5 | - | Regular Savings |
Ontario Montclair Schools Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2.5k | - | Money Market Checking |
Ontario Montclair Schools Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | $1k | - | Checking |
Ontario Montclair Schools Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.33% | $1k | - | 5 Year Share Certificate | |
| 2.02% | $1k | - | 4 Year Share Certificate | |
| 1.77% | $1k | - | 3 Year Share Certificate | |
| 1.51% | $1k | - | 2 Year Share Certificate | |
| 1.36% | $1k | - | 18 Month Share Certificate | |
| 1.31% | $1k | - | 1 Year Share Certificate | |
| 0.60% | $2.5k | - | 6 Month Share Certificate | |
| 0.25% | $5k | - | 3 Month Share Certificate |
Ontario Montclair Schools Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.33% | $500 | - | 60 Month IRA Certificate | |
| 2.02% | $500 | - | 48 Month IRA Certificate | |
| 1.77% | $500 | - | 36 Month IRA Certificate | |
| 1.51% | $500 | - | 24 Month IRA Certificate | |
| 1.36% | $500 | - | 18 Month IRA Certificate | |
| 1.31% | $500 | - | 12 Month IRA Certificate |
| Ontario Montclair Schools Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1520 N Palmetto Ave | Ontario, CA 91762 |