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Ontario Montclair Schools Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD5 Year Share Certificate
0.65%1-year CD1 Year Share Certificate
0.03%SavingsRegular Savings

Overview / Commentary
909-983-1959
1520 N Palmetto Ave
Ontario, CA 91762

Ontario Montclair Schools Federal Credit Union is headquartered in Ontario and is the 154th largest credit union in the state of California. It is also the 1,578th largest credit union in the nation. It was established in 1961 and as of March of 2016, it had grown to 18 employees and 7,857 members at 1 location. Ontario Montclair Schools Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to employees (and retirees) of the Ontario-Montclair School District and their immediate family members.
See current membership details

Reviews (1)

Credit Union Review

Posted by: Anonymous | Jul 27, 2011

Poor experience with this credit union. Routinely, mistakes were made by this bank, both with a teller and via their online banking system. I also found the supervisors and management staff to be most unhelpful. In fact, they acted as if the issues that I was having were none existent. Example: checking balance was off on the online banking, when I went in to the branch I was directed to someone in management who told me they could not find any such inaccuracy. When I checked later, sure enough the matter was corrected, however, I found their unwillingness to admit the mistake to be very dishonest, and frankly it leaves me a little uneasy about their management abilities. This was not the only occurrence, however, I can excuse one mistake, but after several experiences in which I found the staff to be very unprofessional, I am now writing this review.



Health
A
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Ontario Montclair Schools Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #14542
Year Chartered1961
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD3.97%
Annual Interest Income$726.00K
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$99.6MM$91.5MM
LoansQ1 2016vs Q1 2015$43.3MM$37.4MM
DepositsQ1 2016vs Q1 2015$88.3MM$81.2MM
Equity CapitalQ1 2016vs Q1 2015$9.8MM$9.2MM
Loan Loss AllowanceQ1 2016vs Q1 2015$229.00K$224.00K
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$61.00K$51.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$0
Rates
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Ontario Montclair Schools Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$25k-Advantage Savings
0.10%--Holiday Account
0.10%--IRA Share Account
0.10%--Roth IRA Share Account
0.10%--Education IRA Share Account
0.08%$10k-Plus Savings
0.03%--Regular Savings

Ontario Montclair Schools Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$2,500-Money Market Checking

Ontario Montclair Schools Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Checking

Ontario Montclair Schools Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$1k-5 Year Share Certificate
1.35%$1k-4 Year Share Certificate
1.00%$1k-3 Year Share Certificate
0.85%$1k-2 Year Share Certificate
0.70%$1k-18 Month Share Certificate
0.65%$1k-1 Year Share Certificate
0.30%$2,500-6 Month Share Certificate
0.10%$5k-3 Month Share Certificate

Ontario Montclair Schools Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$500-60 Month IRA Certificate
1.35%$500-48 Month IRA Certificate
1.00%$500-36 Month IRA Certificate
0.85%$500-24 Month IRA Certificate
0.70%$500-18 Month IRA Certificate
0.65%$500-12 Month IRA Certificate
Locations


Ontario Montclair Schools Federal Credit Union Locations
Branch Office1520 N Palmetto AveOntario, CA 91762