Ontario Montclair Schools Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.12% | 5-year CD | 5 Year Share Certificate 2.50% - Ally Bank High Yield 5 Year CD |
| 1.01% | 1-year CD | 1 Year Share Certificate |
| 0.03% | Savings | Regular Savings |
Ontario Montclair Schools Federal Credit Union is headquartered in Ontario and is the 147th largest credit union in the state of California. It is also the 1,526th largest credit union in the nation. It was established in 1961 and as of December of 2017, it had grown to 20 employees and 8,548 members at 1 location. Ontario Montclair Schools Federal Credit Union's CD rates are 12% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to employees (and retirees) of the Ontario-Montclair School District and their immediate family members.
See current membership details
Credit Union Review
Poor experience with this credit union. Routinely, mistakes were made by this bank, both with a teller and via their online banking system. I also found the supervisors and management staff to be most unhelpful. In fact, they acted as if the issues that I was having were none existent. Example: checking balance was off on the online banking, when I went in to the branch I was directed to someone in management who told me they could not find any such inaccuracy. When I checked later, sure enough the matter was corrected, however, I found their unwillingness to admit the mistake to be very dishonest, and frankly it leaves me a little uneasy about their management abilities. This was not the only occurrence, however, I can excuse one mistake, but after several experiences in which I found the staff to be very unprofessional, I am now writing this review.
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 14542 |
| Year Chartered | 1961 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.67% |
| Return on Equity - YTD | 6.86% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $108.8MM$101.7MM |
| Loans | Q4 2017vs Q4 2016 | $54.6MM$48.6MM |
| Deposits | Q4 2017vs Q4 2016 | $96.5MM$90.2MM |
| Equity Capital | Q4 2017vs Q4 2016 | $10.6MM$9.9MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $271.00K$286.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $84.00K$111.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ontario Montclair Schools Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ontario Montclair Schools Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $25k | - | Advantage Savings | |
| 0.10% | - | - | Holiday Account | |
| 0.10% | - | - | IRA Share Account | |
| 0.08% | $10k | - | Plus Savings | |
| 0.03% | - | - | Regular Savings |
Ontario Montclair Schools Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $2,500 | - | Money Market Checking |
Ontario Montclair Schools Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | $1k | - | Checking |
Ontario Montclair Schools Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.12% | $1k | - | 5 Year Share Certificate | |
| 1.61% | $1k | - | 4 Year Share Certificate | |
| 1.36% | $1k | - | 3 Year Share Certificate | |
| 1.31% | $1k | - | 2 Year Share Certificate | |
| 1.21% | $1k | - | 18 Month Share Certificate | |
| 1.01% | $1k | - | 1 Year Share Certificate | |
| 0.40% | $2,500 | - | 6 Month Share Certificate | |
| 0.15% | $5k | - | 3 Month Share Certificate |
Ontario Montclair Schools Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.12% | $500 | - | 60 Month IRA Certificate | |
| 1.61% | $500 | - | 48 Month IRA Certificate | |
| 1.36% | $500 | - | 36 Month IRA Certificate | |
| 1.31% | $500 | - | 24 Month IRA Certificate | |
| 1.21% | $500 | - | 18 Month IRA Certificate | |
| 1.01% | $500 | - | 12 Month IRA Certificate |
| Ontario Montclair Schools Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 1520 N Palmetto Ave | Ontario, CA 91762 |