Overview / Commentary
1520 N Palmetto Ave
Ontario, CA 91762

Ontario Montclair Schools Federal Credit Union is headquartered in Ontario and is the 147th largest credit union in the state of California. It is also the 1,517th largest credit union in the nation. It was established in 1961 and as of September of 2018, it had grown to 19 employees and 8,713 members at 1 location. Ontario Montclair Schools Federal Credit Union's CD rates are 46% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Ontario-Montclair School Employees FCU is open to employees (current or retired, and their immediate family) of the Ontario-Montclair School District.
See current membership details

Reviews (1)

Credit Union Review

Posted by: Anonymous | Jul 27, 2011

Poor experience with this credit union. Routinely, mistakes were made by this bank, both with a teller and via their online banking system. I also found the supervisors and management staff to be most unhelpful. In fact, they acted as if the issues that I was having were none existent. Example: checking balance was off on the online banking, when I went in to the branch I was directed to someone in management who told me they could not find any such inaccuracy. When I checked later, sure enough the matter was corrected, however, I found their unwillingness to admit the mistake to be very dishonest, and frankly it leaves me a little uneasy about their management abilities. This was not the only occurrence, however, I can excuse one mistake, but after several experiences in which I found the staff to be very unprofessional, I am now writing this review.


Health Grade Components

NCUA #14542
Year Chartered1961
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.77%
Annual Interest Income$2.6MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$112.1MM$108.3MM
LoansQ3 2018vs Q3 2017$58.7MM$54.9MM
DepositsQ3 2018vs Q3 2017$99.3MM$96.2MM
Equity CapitalQ3 2018vs Q3 2017$10.9MM$10.5MM
Loan Loss AllowanceQ3 2018vs Q3 2017$316.00K$329.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$124.00K$208.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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Ontario Montclair Schools Federal Credit Union Savings Account Rates

0.15%$25k-Advantage Savings
0.10%$5-Regular Savings
0.10%$10k-Plus Savings
0.10%$5-Holiday Account
0.10%$5-IRA Share Account

Ontario Montclair Schools Federal Credit Union Money Market Rates

0.15%$2.5k-Money Market Checking

Ontario Montclair Schools Federal Credit Union Checking Account Rates


Ontario Montclair Schools Federal Credit Union CD Rates

2.33%$1k-5 Year Share Certificate
2.02%$1k-4 Year Share Certificate
1.77%$1k-3 Year Share Certificate
1.51%$1k-2 Year Share Certificate
1.36%$1k-18 Month Share Certificate
1.31%$1k-1 Year Share Certificate
0.60%$2.5k-6 Month Share Certificate
0.25%$5k-3 Month Share Certificate

Ontario Montclair Schools Federal Credit Union IRA Rates

2.33%$500-60 Month IRA Certificate
2.02%$500-48 Month IRA Certificate
1.77%$500-36 Month IRA Certificate
1.51%$500-24 Month IRA Certificate
1.36%$500-18 Month IRA Certificate
1.31%$500-12 Month IRA Certificate

Ontario Montclair Schools Federal Credit Union Locations
Branch Office1520 N Palmetto AveOntario, CA 91762

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