Opportunities Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.00% | 5-year CD | 60 Month Social Investor CD 2.50% - Ally Bank High Yield 5 Year CD |
| 0.20% | 1-year CD | 12 Month Social Investor CD |
| 0.10% | Savings | Share Savings |
Opportunities Credit Union is headquartered in Winooski and is the 11th largest credit union in the state of Vermont. It is also the 2,641st largest credit union in the nation. It was established in 1989 and as of December of 2017, it had grown to 24 employees and 7,306 members at 3 locations. Opportunities Credit Union's money market rates are 25% higher than the national average, and it has a B health rating.
Field of Membership Restrictions
Must be a resident or business owner in the low-income area designated as the Old North End in the Burlington City Plan of 1984 or in the City of Winooski.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67251 |
| Year Chartered | 1989 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.38% |
| Return on Equity - YTD | 2.74% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $37.0MM$37.1MM |
| Loans | Q4 2017vs Q4 2016 | $30.3MM$27.7MM |
| Deposits | Q4 2017vs Q4 2016 | $26.9MM$27.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $5.1MM$5.0MM |
| Secondary Capital | Q4 2017vs Q4 2016 | $1.8MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $291.00K$277.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $455.00K$787.00K |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$69.00K |
Always verify rates and promotions with the bank or credit union. We are not Opportunities Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Opportunities Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.50% | - | - | Individual Development Accounts | |
| 0.10% | $100 | - | Share Savings | |
| 0.10% | - | - | Superduper Savings |
Opportunities Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.55%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.20% → $500 - $10k | 0.35% → $10k - $50k | 0.50% → $50k - $100k | |||||
Opportunities Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $200 | $10k | E Checking with WOW Feature | |
| 1.50% | $500 | $20k | Non Profit Checking with WOW Feature | |
| 1.50% | $500 | $20k | Micro Biz Checking with WOW feature |
Opportunities Credit Union CD Rates
Opportunities Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 72 Month IRA | |
| 1.75% | $500 | - | 60 Month IRA | |
| 1.55% | $500 | - | 48 Month IRA | |
| 1.20% | $500 | - | 36 Month IRA | |
| 1.00% | $500 | - | 24 Month IRA | |
| 0.75% | $500 | - | 12 Month IRA |
| Opportunities Credit Union Locations | ||
|---|---|---|
| Branch Office | 8520 S Sandy Pkwy | Sandy, UT 84070-6422 |
| Branch Office | 25 Winooski Falls Way Suite 203 | Winooski, VT 05404 |
| Branch Office | 92 North Ave | Burlington, VT 05401 |