Featured Savings Rates
Featured Accounts

Opportunities Credit Union

Popular Accounts at this Credit Union

1.00%5-year CD60 Month Social Investor CD
0.20%1-year CD12 Month Social Investor CD
0.10%SavingsShare Savings

Overview / Commentary
25 Winooski Falls Way Suite 203
Winooski, VT 05404

Opportunities Credit Union is headquartered in Winooski and is the 11th largest credit union in the state of Vermont. It is also the 2,641st largest credit union in the nation. It was established in 1989 and as of December of 2017, it had grown to 24 employees and 7,306 members at 3 locations. Opportunities Credit Union's money market rates are 25% higher than the national average, and it has a B health rating.

Field of Membership Restrictions

Must be a resident or business owner in the low-income area designated as the Old North End in the Burlington City Plan of 1984 or in the City of Winooski.
See current membership details


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Opportunities Credit Union has a low asset base.

Health Grade Components

NCUA #67251
Year Chartered1989
Primary Regulator
Profit Margin
Return on Assets - YTD0.38%
Return on Equity - YTD2.74%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$37.0MM$37.1MM
LoansQ4 2017vs Q4 2016$30.3MM$27.7MM
DepositsQ4 2017vs Q4 2016$26.9MM$27.8MM
Equity CapitalQ4 2017vs Q4 2016$5.1MM$5.0MM
Secondary CapitalQ4 2017vs Q4 2016$1.8MM
Loan Loss AllowanceQ4 2017vs Q4 2016$291.00K$277.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$455.00K$787.00K
Real Estate OwnedQ4 2017vs Q4 2016$0$69.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Opportunities Credit Union Savings Account Rates

0.50%--Individual Development Accounts
0.10%$100-Share Savings
0.10%--Superduper Savings

Opportunities Credit Union Money Market Rates

0.55%*$100k*-Money Market
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $50k | 0.50% $50k - $100k

Opportunities Credit Union Checking Account Rates

1.50%$200$10kE Checking with WOW Feature
1.50%$500$20kNon Profit Checking with WOW Feature
1.50%$500$20kMicro Biz Checking with WOW feature

Opportunities Credit Union CD Rates

2.00%$500-72 Month Share Certificate
1.75%$500-60 Month Share Certificate
1.55%$500-48 Month Share Certificate
1.20%$500-36 Month Share Certificate
1.00%$500-24 Month Share Certificate
1.00%$500-60 Month Social Investor CD
0.90%$500-48 Month Social Investor CD
0.75%$500-12 Month Share Certificate
0.40%$500-36 Month Social Investor CD
0.30%$500-24 Month Social Investor CD
0.20%$500-12 Month Social Investor CD

Opportunities Credit Union IRA Rates

2.00%$500-72 Month IRA
1.75%$500-60 Month IRA
1.55%$500-48 Month IRA
1.20%$500-36 Month IRA
1.00%$500-24 Month IRA
0.75%$500-12 Month IRA

Opportunities Credit Union Locations
Branch Office8520 S Sandy PkwySandy, UT 84070-6422
Branch Office25 Winooski Falls Way Suite 203Winooski, VT 05404
Branch Office92 North AveBurlington, VT 05401

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