Featured Savings Rates
Featured Accounts

Opportunities Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.00%5-year CD60 Month Social Investor CD
0.20%1-year CD12 Month Social Investor CD
0.10%SavingsShare Savings

Overview / Commentary
802-654-4540
25 Winooski Falls Way Suite 203
Winooski, VT 05404

Opportunities Credit Union is headquartered in Winooski and is the 13th largest credit union in the state of Vermont. It is also the 2,678th largest credit union in the nation. It was established in 1989 and as of June of 2017, it had grown to 24 employees and 7,122 members at 3 locations. Opportunities Credit Union's money market rates are 25% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Must be a resident or business owner in the low-income area designated as the Old North End in the Burlington City Plan of 1984 or in the City of Winooski.
See current membership details

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Opportunities Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #67251
Year Chartered1989
Employees24
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD1.43%
Annual Interest Income$764.00K
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$37.0MM$36.4MM
LoansQ2 2017vs Q2 2016$29.1MM$27.7MM
DepositsQ2 2017vs Q2 2016$27.4MM$28.4MM
Equity CapitalQ2 2017vs Q2 2016$5.0MM$4.4MM
Secondary CapitalQ2 2017vs Q2 2016$1.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$290.00K$377.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$415.00K$524.00K
Real Estate OwnedQ2 2017vs Q2 2016$66.00K$153.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Opportunities Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Opportunities Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%--Individual Development Accounts
0.10%$100-Share Savings
0.10%--Superduper Savings

Opportunities Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-Money Market
OTHER TIERS: 0.20% $500 - $10k | 0.35% $10k - $50k | 0.50% $50k - $100k

Opportunities Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%$200$10kE Checking with WOW Feature
1.50%$500$20kNon Profit Checking with WOW Feature
1.50%$500$20kMicro Biz Checking with WOW feature

Opportunities Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-72 Month Share Certificate
1.75%$500-60 Month Share Certificate
1.55%$500-48 Month Share Certificate
1.20%$500-36 Month Share Certificate
1.00%$500-24 Month Share Certificate
1.00%$500-60 Month Social Investor CD
0.90%$500-48 Month Social Investor CD
0.75%$500-12 Month Share Certificate
0.40%$500-36 Month Social Investor CD
0.30%$500-24 Month Social Investor CD
0.20%$500-12 Month Social Investor CD

Opportunities Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-72 Month IRA
1.75%$500-60 Month IRA
1.55%$500-48 Month IRA
1.20%$500-36 Month IRA
1.00%$500-24 Month IRA
0.75%$500-12 Month IRA
Locations


Opportunities Credit Union Locations
Branch Office8520 S Sandy PkwySandy, UT 84070-6422
Branch Office25 Winooski Falls Way Suite 203Winooski, VT 05404
Branch Office92 North AveBurlington, VT 05401