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OptimumBank

OptimumBank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.20%5-year CD60 Month CD
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.45%1-year CD12 Month CD
1.45% - CIT Bank 11-Month No-Penalty CD
0.15%SavingsOptimum Savings
1.20% - Goldman Sachs Bank USA Online SavingsAdvertisement
View all OptimumBank rates »

Overview / Commentary
www.optimumbank.com
954-452-9501
10197 Cleary Boulevard
Plantation, FL 33324

OptimumBank is headquartered in Plantation and is the 118th largest bank in the state of Florida. It is also the 4,085th largest bank in the nation. It was established in 2000 and as of June of 2017, it had grown to 16 employees at 3 locations. OptimumBank has a B+ health rating.

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Health
B+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees16
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.22%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$112.6MM$123.4MM
LoansQ2 2017vs Q2 2016$69.3MM$79.4MM
DepositsQ2 2017vs Q2 2016$82.4MM$93.2MM
Equity CapitalQ2 2017vs Q2 2016$9.3MM$9.4MM
Loan Loss AllowanceQ2 2017vs Q2 2016$3.9MM$4.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$0$2.2MM
Real Estate OwnedQ2 2017vs Q2 2016$0$2.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OptimumBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%--Optimum Savings

OptimumBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.57%*$100k*-Money Market Checking
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k
0.57%*$100k*-Business Money Market Checking
OTHER TIERS: 0.20% → $1k - $25k | 0.25% → $25k - $50k | 0.35% → $50k - $100k

OptimumBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$1,500-Ultimate Interest Checking
0.75%--Business Interest Checking
0.50%--Direct Interest Checking
0.50%--50+ Interest Checking
0.25%--Interest on Lawyer Trust Account (IOLTA)

OptimumBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-60 Month CD
0.95%$1k-48 Month CD
0.90%$1k-42 Month CD
0.80%$1k-36 Month CD
0.75%$1k-30 Month CD
0.65%$1k-24 Month CD
0.55%$1k-18 Month CD
0.45%$1k-12 Month CD
0.35%$1k-9 Month CD
0.30%$1k-6 Month CD
0.20%$1k-3 Month CD

OptimumBank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-60 Month IRA
0.95%$1k-48 Month IRA
0.90%$1k-42 Month IRA
0.80%$1k-36 Month IRA
0.75%$1k-30 Month IRA
0.65%$1k-24 Month IRA
0.55%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.35%$1k-9 Month IRA
0.30%$1k-6 Month IRA
0.20%$1k-3 Month IRA
Locations


OptimumBank Locations
Optimumbank10197 Cleary BoulevardPlantation, FL 33324
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Galt Ocean Mile Branch2477 E. Commercial Blvd.Fort Lauderdale, FL 33308