Overview / Commentary
10197 Cleary Boulevard
Plantation, FL 33324

OptimumBank is headquartered in Fort Lauderdale and is the 73rd largest bank in the state of Florida. It is also the 2,946th largest bank in the nation. It was established in 2000 and as of September of 2020, it had grown to 23 employees at 4 locations. OptimumBank has an A health rating.

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Jumbo Money Market Discontinued @ Optimumbank - 2/18/2020

I spoke with Giovanni on 02/18/20 who told me their Jumbo Money Market product has been discontinued. Currently they offer a (regular) Money Market. Today's rate is 1.65%. Moderator Note: The 1.65% rate has expired.

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Health Grade Components

FDIC Certificate #35430
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.49%
Return on Equity - YTD-6.3%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$208.4MM$118.5MM
LoansQ3 2020vs Q3 2019$144.5MM$92.1MM
DepositsQ3 2020vs Q3 2019$168.1MM$93.3MM
Equity CapitalQ3 2020vs Q3 2019$16.1MM$10.8MM
Loan Loss AllowanceQ3 2020vs Q3 2019$2.1MM$2.1MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$0$812.00K
Real Estate OwnedQ3 2020vs Q3 2019$681.00K$0

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OptimumBank Locations
Optimumbank2929 E. Commercial Blvd.,Fort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Plantation Branch10197 Cleary BlvdPlantation, FL 33324

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