OptimumBank


Overview / Commentary
954-900-2850
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in FORT LAUDERDALE and is the 34th largest bank in the state of Florida. It is also the 1,062nd largest bank in the nation. It was established in 2000 and as of March of 2025, it had grown to 78 employees at 4 locations. OptimumBank has a B health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.77%
Return on Equity - YTD16.25%
Annual Interest Income$15MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$977.2MM$940.4MM
LoansQ1 2025vs Q1 2024$791.2MM$746.4MM
DepositsQ1 2025vs Q1 2024$854.1MM$800.6MM
Equity CapitalQ1 2025vs Q1 2024$107.1MM$82.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$8.3MM$8.3MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$7.5MM$725K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

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Locations


OptimumBank Locations
Optimumbank2929 E Commercial BlvdFort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Galt Ocean Mile Branch2929 E Commercial Blvd Suite 101 And 301Fort Lauderdale, FL 33308

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