OptimumBank


Overview / Commentary
954-900-2850
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in FORT LAUDERDALE and is the 35th largest bank in the state of Florida. It is also the 1,229th largest bank in the nation. It was established in 2000 and as of December of 2023, it had grown to 60 employees at 3 locations. OptimumBank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees60
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD11.34%
Annual Interest Income$35.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$791.1MM$583.7MM
LoansQ4 2023vs Q4 2022$671.1MM$477.2MM
DepositsQ4 2023vs Q4 2022$640.7MM$508.6MM
Equity CapitalQ4 2023vs Q4 2022$69.5MM$60.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$7.7MM$5.8MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1MM$0
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates

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Locations


OptimumBank Locations
Optimumbank2929 E Commercial BlvdFort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Galt Ocean Mile Branch2929 E Commercial Blvd Suite 101 And 301Fort Lauderdale, FL 33308

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