OptimumBank


Overview / Commentary
954-900-2860
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in Fort Lauderdale and is the 66th largest bank in the state of Florida. It is also the 2,506th largest bank in the nation. It was established in 2000 and as of June of 2021, it had grown to 32 employees at 4 locations. OptimumBank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees32
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.93%
Return on Equity - YTD10.08%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$294.0MM$180.6MM
LoansQ2 2021vs Q2 2020$190.8MM$135.8MM
DepositsQ2 2021vs Q2 2020$244.4MM$138.3MM
Equity CapitalQ2 2021vs Q2 2020$30.2MM$13.0MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.2MM$2.7MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$0$1.8MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates

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Locations


OptimumBank Locations
Optimumbank2929 E. Commercial Blvd.,Fort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442

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