Overview / Commentary
10197 Cleary Boulevard
Plantation, FL 33324

OptimumBank is headquartered in Fort Lauderdale and is the 81st largest bank in the state of Florida. It is also the 3,169th largest bank in the nation. It was established in 2000 and as of June of 2020, it had grown to 23 employees at 4 locations. OptimumBank has a B health rating.

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Jumbo Money Market Discontinued @ Optimumbank - 2/18/2020

I spoke with Giovanni on 02/18/20 who told me their Jumbo Money Market product has been discontinued. Currently they offer a (regular) Money Market. Today's rate is 1.65%. Moderator Note: The 1.65% rate has expired.

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Health Grade Components

FDIC Certificate #35430
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.56%
Return on Equity - YTD-7.29%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$180.6MM$110.4MM
LoansQ2 2020vs Q2 2019$135.8MM$80.9MM
DepositsQ2 2020vs Q2 2019$138.3MM$86.1MM
Equity CapitalQ2 2020vs Q2 2019$13.0MM$10.9MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.7MM$2.1MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$1.8MM$0
Real Estate OwnedQ2 2020vs Q2 2019$0$0

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OptimumBank Locations
Optimumbank2929 E. Commercial Blvd.,Fort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Plantation Branch10197 Cleary BlvdPlantation, FL 33324

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