OptimumBank is headquartered in Plantation and is the 103rd largest bank in the state of Florida. It is also the 4,141st largest bank in the nation. It was established in 2000 and as of December of 2018, it had grown to 19 employees at 3 locations. OptimumBank's money market rates are 6X the national average, and it has a B+ health rating.
|FDIC Certificate #||35430|
|Return on Assets - YTD||1.7%|
|Return on Equity - YTD||15.4%|
|Annual Interest Income||$4.3MM|
|Assets and Liabilities|
|Assets||Q4 2018vs Q4 2017||$99.3MM$95.7MM|
|Loans||Q4 2018vs Q4 2017||$77.2MM$68.2MM|
|Deposits||Q4 2018vs Q4 2017||$62.9MM$65.3MM|
|Equity Capital||Q4 2018vs Q4 2017||$10.9MM$9.3MM|
|Loan Loss Allowance||Q4 2018vs Q4 2017||$2.2MM$4.0MM|
|Unbacked Noncurrent Loans||Q4 2018vs Q4 2017||$1.4MM$0|
|Real Estate Owned||Q4 2018vs Q4 2017||$0$0|
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|2.60%*||$100k*||-||Personal Money Market|
|OTHER TIERS: 2.10% → $1k - $100k|
|Optimumbank||10197 Cleary Boulevard||Plantation, FL 33324|
|Shoppes Of Hillsboro Shopping Center Branch||2215 West Hillsboro Boulevard||Deerfield Beach, FL 33442|
|Galt Ocean Mile Branch||2477 E. Commercial Blvd.||Fort Lauderdale, FL 33308|