OptimumBank


Overview / Commentary
954-900-2850
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in FORT LAUDERDALE and is the 34th largest bank in the state of Florida. It is also the 1,102nd largest bank in the nation. It was established in 2000 and as of December of 2024, it had grown to 73 employees at 4 locations. OptimumBank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees73
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.56%
Return on Equity - YTD16.23%
Annual Interest Income$59.6MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$932.7MM$791.1MM
LoansQ4 2024vs Q4 2023$795MM$671.1MM
DepositsQ4 2024vs Q4 2023$774.4MM$640.7MM
Equity CapitalQ4 2024vs Q4 2023$101.5MM$69.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$8.7MM$7.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$6.2MM$1MM
Real Estate OwnedQ4 2024vs Q4 2023$0$0
Rates

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Locations


OptimumBank Locations
Optimumbank2929 E Commercial BlvdFort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Galt Ocean Mile Branch2929 E Commercial Blvd Suite 101 And 301Fort Lauderdale, FL 33308

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