OptimumBank


Overview / Commentary
954-900-2850
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in FORT LAUDERDALE and is the 30th largest bank in the state of Florida. It is also the 1,079th largest bank in the nation. It was established in 2000 and as of September of 2024, it had grown to 69 employees at 4 locations. OptimumBank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees69
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.54%
Return on Equity - YTD16.64%
Annual Interest Income$44MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$944.5MM$712.7MM
LoansQ3 2024vs Q3 2023$768.9MM$573.6MM
DepositsQ3 2024vs Q3 2023$807.5MM$620.5MM
Equity CapitalQ3 2024vs Q3 2023$92.2MM$64.1MM
Loan Loss AllowanceQ3 2024vs Q3 2023$8.3MM$7.2MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.2MM$1MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

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Locations


OptimumBank Locations
Optimumbank2929 E Commercial BlvdFort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Galt Ocean Mile Branch2929 E Commercial Blvd Suite 101 And 301Fort Lauderdale, FL 33308

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