Featured Savings Rates
Featured Accounts
Overview / Commentary
954-452-9501
10197 Cleary Boulevard
Plantation, FL 33324

OptimumBank is headquartered in Plantation and is the 123rd largest bank in the state of Florida. It is also the 3,967th largest bank in the nation. It was established in 2000 and as of March of 2016, it had grown to 18 employees at 3 locations. OptimumBank has a B health rating.

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees18
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.88%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$126.4MM$128.9MM
LoansQ1 2016vs Q1 2015$83.3MM$79.4MM
DepositsQ1 2016vs Q1 2015$93.1MM$92.4MM
Equity CapitalQ1 2016vs Q1 2015$9.2MM$8.9MM
Loan Loss AllowanceQ1 2016vs Q1 2015$4.1MM$2.2MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$3.2MM$5.4MM
Real Estate OwnedQ1 2016vs Q1 2015$2.4MM$4.7MM
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not OptimumBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OptimumBank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Optimum Savings
OTHER TIERS: 0.15% Up to $100k
0.15%--Regular Savings

OptimumBank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.57%*$100k*-Money Market Checking
OTHER TIERS: 0.00% Up to $1k | 0.20% $1k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k
0.57%*$100k*-Business Money Market Checking
OTHER TIERS: 0.00% Up to $1k | 0.20% $1k - $25k | 0.25% $25k - $50k | 0.35% $50k - $100k

OptimumBank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$1k*-Optimum Checking
OTHER TIERS: 0.00% Up to $1k

OptimumBank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$1k-60 Month CD
0.95%$1k-48 Month CD
0.90%$1k-42 Month CD
0.80%$1k-36 Month CD
0.75%$1k-30 Month CD
0.65%$1k-24 Month CD
0.55%$1k-18 Month CD
0.45%$1k-12 Month CD
0.35%$1k-9 Month CD
0.30%$1k-6 Month CD
0.20%$1k-3 Month CD
Locations


OptimumBank Locations
Optimumbank10197 Cleary BoulevardPlantation, FL 33324
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Galt Ocean Mile Branch2477 E. Commercial Blvd.Fort Lauderdale, FL 33308