OptimumBank


Overview / Commentary
954-900-2860
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in Fort Lauderdale and is the 70th largest bank in the state of Florida. It is also the 2,744th largest bank in the nation. It was established in 2000 and as of March of 2021, it had grown to 28 employees at 4 locations. OptimumBank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees28
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.06%
Return on Equity - YTD12.21%
Annual Interest Income$2.0MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$252.4MM$141.2MM
LoansQ1 2021vs Q1 2020$168.3MM$107.3MM
DepositsQ1 2021vs Q1 2020$210.0MM$106.1MM
Equity CapitalQ1 2021vs Q1 2020$22.9MM$10.9MM
Loan Loss AllowanceQ1 2021vs Q1 2020$1.9MM$2.2MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$0$812.00K
Real Estate OwnedQ1 2021vs Q1 2020$0$0
Rates

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Locations


OptimumBank Locations
Optimumbank2929 E. Commercial Blvd.,Fort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Plantation Branch10197 Cleary BlvdPlantation, FL 33324

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