OptimumBank


Overview / Commentary
954-900-2860
10197 Cleary Boulevard
Plantation, FL 33324

OptimumBank is headquartered in Fort Lauderdale and is the 70th largest bank in the state of Florida. It is also the 2,793rd largest bank in the nation. It was established in 2000 and as of December of 2020, it had grown to 27 employees at 4 locations. OptimumBank has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #35430
Year Established2000
Employees27
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.02%
Return on Equity - YTD-0.3%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$234.9MM$126.6MM
LoansQ4 2020vs Q4 2019$152.5MM$102.2MM
DepositsQ4 2020vs Q4 2019$191.0MM$101.6MM
Equity CapitalQ4 2020vs Q4 2019$19.2MM$10.7MM
Loan Loss AllowanceQ4 2020vs Q4 2019$1.9MM$2.0MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$2.2MM$812.00K
Real Estate OwnedQ4 2020vs Q4 2019$0$0
Rates

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Locations


OptimumBank Locations
Optimumbank2929 E. Commercial Blvd.,Fort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Plantation Branch10197 Cleary BlvdPlantation, FL 33324

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