Overview / Commentary
10197 Cleary Boulevard
Plantation, FL 33324

OptimumBank is headquartered in Plantation and is the 92nd largest bank in the state of Florida. It is also the 3,773rd largest bank in the nation. It was established in 2000 and as of September of 2019, it had grown to 19 employees at 3 locations. OptimumBank's money market rates are 6X the national average, and it has an A health rating.

Related Posts

OptimumBank Offers 2.60% APY Money Market In South Florida - 1/26/2019

OptimumBank's (south Florida) Personal Money Market is offering a 2.60% APY ($100k min) guaranteed through 1/31/2020. Balances between $1k and $100k earn 2.10% APY.

2.60% APY Money Market - 1/24/2019

They are running banner ads on the Sun Sentinel website promoting their "2.60% apy money market." No rates are listed on their website. I believe that would make them a rate leader.

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Health Grade Components

FDIC Certificate #35430
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.19%
Return on Equity - YTD-1.89%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$118.5MM$97.0MM
LoansQ3 2019vs Q3 2018$92.1MM$76.3MM
DepositsQ3 2019vs Q3 2018$93.3MM$58.8MM
Equity CapitalQ3 2019vs Q3 2018$10.8MM$11.2MM
Loan Loss AllowanceQ3 2019vs Q3 2018$2.1MM$1.9MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$812.00K$0
Real Estate OwnedQ3 2019vs Q3 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not OptimumBank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

OptimumBank Money Market Rates

2.60%*$100k*-Personal Money Market
OTHER TIERS: 2.10% $1k - $100k

OptimumBank Locations
Optimumbank10197 Cleary BoulevardPlantation, FL 33324
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