Overview / Commentary
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in Fort Lauderdale and is the 62nd largest bank in the state of Florida. It is also the 2,266th largest bank in the nation. It was established in 2000 and as of December of 2021, it had grown to 38 employees at 3 locations. OptimumBank has an A+ health rating.


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Health Grade Components

FDIC Certificate #35430
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.85%
Return on Equity - YTD19.15%
Annual Interest Income$10.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$350.0MM$234.9MM
LoansQ4 2021vs Q4 2020$247.9MM$152.5MM
DepositsQ4 2021vs Q4 2020$293.1MM$191.0MM
Equity CapitalQ4 2021vs Q4 2020$36.4MM$19.2MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.1MM$1.9MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$0$2.2MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0

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OptimumBank Locations
Optimumbank2929 E. Commercial Blvd.,Fort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442

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