Overview / Commentary
2929 E. Commercial Blvd,
Fort Lauderdale, FL 33308

OptimumBank is headquartered in FORT LAUDERDALE and is the 40th largest bank in the state of Florida. It is also the 1,426th largest bank in the nation. It was established in 2000 and as of June of 2023, it had grown to 53 employees at 3 locations. OptimumBank has an A+ health rating.


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Health Grade Components

FDIC Certificate #35430
Year Established2000
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.98%
Return on Equity - YTD9.63%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$631.6MM$464.6MM
LoansQ2 2023vs Q2 2022$518.8MM$348.9MM
DepositsQ2 2023vs Q2 2022$553.6MM$343.5MM
Equity CapitalQ2 2023vs Q2 2022$63.5MM$45.6MM
Loan Loss AllowanceQ2 2023vs Q2 2022$6.6MM$4.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$0$0
Real Estate OwnedQ2 2023vs Q2 2022$0$0

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OptimumBank Locations
Optimumbank2929 E Commercial BlvdFort Lauderdale, FL 33308
Shoppes Of Hillsboro Shopping Center Branch2215 West Hillsboro BoulevardDeerfield Beach, FL 33442
Galt Ocean Mile Branch2929 E Commercial Blvd Suite 101 And 301Fort Lauderdale, FL 33308

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