Orange County's Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 60 Month Term Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 1.45% | 4-year CD | 48 Month Term Share Certificate |
| 1.20% | 3-year CD | 36 Month Term Share Certificate 1.55% - Ally Bank High Yield 3 Year CD |
Orange County's Credit Union is headquartered in Santa Ana and is the 28th largest credit union in the state of California. It is also the 166th largest credit union in the nation. It was established in 1938 and as of June of 2016, it had grown to 262 employees and 96,745 members at 11 locations. Orange County's Credit Union has an A+ health rating.
Field of Membership Restrictions
Orange County's Credit Union membership is available to anyone in California who lives or works in Orange or Riverside Counties and the neighboring communities of Long Beach, Signal Hill, Lakewood, and Cerritos. Family members of current credit union members are also eligible.
See current membership details
Related Posts
Debit Feature On/Off Discrepancy
I had called Orange County Credit Union early in the year to have my debit overdraft feature "turned off". When looking over my account online I realized that it had not been turned off. I called them late May to "insure" this feature was turned off, spoke with them for half an hour about my concern asking to please turn this feature off as I did not want to get any overdrafts. A couple weeks ago, I noticed my debit card charges were going through and I was getting overdrafts. I called again. They said "yes" I had asked them to turn this feature off, but somehow it did not get turned off. I asked if they would refund my overdraft charges. After admitting they made a mistake they did not return all my overdraft charges. Then I called them again today, and they said it was not in their records that I ever called to turn off the feature, after the time before the agent said it WAS, INFACT, in their notes that I had called to have the feature turned off. Then it was not in their notes? Yikes....
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68416 |
| Year Chartered | 1938 |
| Employees | 262 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.03% |
| Return on Equity - YTD | 10.4% |
| Annual Interest Income | $19.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $1.41B$1.25B |
| Loans | Q2 2016vs Q2 2015 | $844.4MM$738.1MM |
| Deposits | Q2 2016vs Q2 2015 | $1.22B$1.09B |
| Equity Capital | Q2 2016vs Q2 2015 | $137.5MM$122.1MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $5.0MM$6.0MM |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $1.9MM$3.5MM |
| Real Estate Owned | Q2 2016vs Q2 2015 | $0$566.00K |
Always verify rates and promotions with the bank or credit union. We are not Orange County's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Orange County's Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Regular Savings | |
| 0.05% | $100 | - | Sand Dollar Savings | |
| 0.05% | $100 | - | Business Edge Savings | |
| 0.05% | $100 | - | Pacific Savings | |
| 0.05% | $100 | - | IRA Savings |
Orange County's Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $250k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2,500 - $25k | 0.20% → $25k - $40k | 0.25% → $40k - $100k | 0.27% → $100k - $250k | |||||
| 0.30%* | $250k* | - | Business Edge Money Market | ||
| OTHER TIERS: 0.15% → $2,500 - $25k | 0.20% → $25k - $40k | 0.25% → $40k - $100k | 0.27% → $100k - $250k | |||||
Orange County's Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $100 | - | Interest Checking | |
| 0.05% | $100 | - | Business Edge Interest Checking |
Orange County's Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $100k* | - | 60 Month Term Share Certificate | ||
| OTHER TIERS: 1.90% → $1k - $25k | 1.95% → $25k - $100k | |||||
| 2.00%* | $100k* | - | 60 Month Business Edge Certificate | ||
| OTHER TIERS: 1.90% → $1k - $25k | 1.95% → $25k - $100k | |||||
| 1.45%* | $100k* | - | 48 Month Term Share Certificate | ||
| OTHER TIERS: 1.35% → $1k - $25k | 1.40% → $25k - $100k | |||||
| 1.45%* | $100k* | - | 48 Month Business Edge Certificate | ||
| OTHER TIERS: 1.35% → $1k - $25k | 1.40% → $25k - $100k | |||||
| 1.20%* | $100k* | - | 36 Month Term Share Certificate | ||
| OTHER TIERS: 1.10% → $1k - $25k | 1.15% → $25k - $100k | |||||
| 1.20%* | $100k* | - | 36 Month Business Edge Certificate | ||
| OTHER TIERS: 1.10% → $1k - $25k | 1.15% → $25k - $100k | |||||
| 0.90%* | $100k* | - | 24 Month Term Share Certificate | ||
| OTHER TIERS: 0.75% → $1k - $25k | 0.80% → $25k - $100k | |||||
| 0.90%* | $100k* | - | 24 Month Business Edge Certificate | ||
| OTHER TIERS: 0.75% → $1k - $25k | 0.80% → $25k - $100k | |||||
| 0.65%* | $100k* | - | 18 Month Term Share Certificate | ||
| OTHER TIERS: 0.50% → $1k - $25k | 0.55% → $25k - $100k | |||||
| 0.65%* | $100k* | - | 18 Month Business Edge Certificate | ||
| OTHER TIERS: 0.50% → $1k - $25k | 0.55% → $25k - $100k | |||||
| 0.60%* | $100k* | - | 12 Month Term Share Certificate | ||
| OTHER TIERS: 0.45% → $1k - $25k | 0.50% → $25k - $100k | |||||
| 0.60%* | $100k* | - | 12 Month Business Edge Certificate | ||
| OTHER TIERS: 0.45% → $1k - $25k | 0.50% → $25k - $100k | |||||
| 0.35%* | $100k* | - | 6 Month Term Share Certificate | ||
| OTHER TIERS: 0.30% → $1k - $25k | 0.32% → $25k - $100k | |||||
| 0.35%* | $100k* | - | 6 Month Business Edge Certificate | ||
| OTHER TIERS: 0.30% → $1k - $25k | 0.32% → $25k - $100k | |||||
Orange County's Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $100k* | - | 60 Month IRA Term Share Certificate | ||
| OTHER TIERS: 1.90% → $1k - $25k | 1.95% → $25k - $100k | |||||
| 1.45%* | $100k* | - | 48 Month IRA Term Share Certificate | ||
| OTHER TIERS: 1.35% → $1k - $25k | 1.40% → $25k - $100k | |||||
| 1.20%* | $100k* | - | 36 Month IRA Term Share Certificate | ||
| OTHER TIERS: 1.10% → $1k - $25k | 1.15% → $25k - $100k | |||||
| 0.90%* | $100k* | - | 24 Month IRA Term Share Certificate | ||
| OTHER TIERS: 0.75% → $1k - $25k | 0.80% → $25k - $100k | |||||
| 0.65%* | $100k* | - | 18 Month IRA Term Share Certificate | ||
| OTHER TIERS: 0.50% → $1k - $25k | 0.55% → $25k - $100k | |||||
| 0.60%* | $100k* | - | 12 Month IRA Term Share Certificate | ||
| OTHER TIERS: 0.45% → $1k - $25k | 0.50% → $25k - $100k | |||||
| 0.35%* | $100k* | - | 6 Month IRA Term Share Certificate | ||
| OTHER TIERS: 0.30% → $1k - $25k | 0.32% → $25k - $100k | |||||
Orange County's Credit Union has 11 locations. Click to view all Orange County's Credit Union locations.