Orange County's Credit Union

Overview / Commentary
1701 E Saint Andrew Pl
Santa Ana, CA 92705

Orange County's Credit Union is headquartered in Santa Ana and is the 26th largest credit union in the state of California. It is also the 175th largest credit union in the nation. It was established in 1938 and as of September of 2023, it had grown to 343 employees and 131,184 members at 10 locations. Orange County's Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Orange County's Credit Union is open to those who live or work in the California counties of Orange, Los Angeles, Riverside, or San Bernardino. Family and household members of current credit union members are also eligible.
See current membership details

Reviews (3)

Awesome Credit Union

I have been with this credit union for over 3 years now. I couldn't be more happier. They have gone above and beyond in helping me with my banking needs. The rates and products they provide are competitive. The staff is super friendly, courteous, and helpful every time I come in. Once, I brought in my mother who's not a member, in for their notary services. Our rep did a magnificent job, but she also didn't charge my mom since I was already a union member. Now that's great customer service.

Poor Digital Banking

Posted by: |

New Digital banking currently does not allow for transaction downloads to Quicken. It has been two months since digital banking went online and no dates can be given when this download feature will be added. VERY INCONVENIENT!!! All account transactions must be recorded manually.

Debit Feature On/Off Discrepancy

Posted by: |

I had called Orange County Credit Union early in the year to have my debit overdraft feature "turned off".  When looking over my account online I realized that it had not been turned off.  I called them late May to "insure" this feature was turned off, spoke with them for half an hour about my concern asking to please turn this feature off as I did not want to get any overdrafts. A couple weeks ago, I noticed my debit card charges were going through and I was getting overdrafts.  I called again.  They said "yes" I had asked them to turn this feature off, but somehow it did not get turned off. I asked if they would refund my overdraft charges. After admitting they made a mistake they did not return all my overdraft charges. Then I called them again today, and they said it was not in their records that I ever called to turn off the feature, after the time before the agent said it WAS, INFACT, in their notes that I had called to have the feature turned off. Then it was not in their notes? Yikes....


Health Grade Components

NCUA #68416
Year Chartered1938
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD9.29%
Annual Interest Income$69.8MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$2.54B$2.39B
LoansQ3 2023vs Q3 2022$1.91B$1.7B
DepositsQ3 2023vs Q3 2022$2.09B$2.13B
Equity CapitalQ3 2023vs Q3 2022$166MM$162MM
Loan Loss AllowanceQ3 2023vs Q3 2022$16.2MM$9.5MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$8.7MM$5.4MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Orange County's Credit Union are currently being reviewed.


Cities: Anaheim, Fullerton, Huntington Beach, Irvine, Lake Forest, Long Beach, Mission Viejo, Santa Ana, Yorba Linda

Anaheim Branches
Branch Office2390 E Orangewood Ave Ste 106Anaheim, CA 92806

Fullerton Branches
Branch Office1469 S Harbor BlvdFullerton, CA 92832

Huntington Beach Branches
Branch Office10111 Adams Ave Ste 101Huntington Beach, CA 92646-4900

Irvine Branches
Branch Office6448 Irvine BlvdIrvine, CA 92620

Lake Forest Branches
Branch Office21791 Lake Forest Dr Ste 110Lake Forest, CA 92630

Long Beach Branches
Branch Office1802 Ximeno AveLong Beach, CA 90815

Mission Viejo Branches
Branch Office28221 Marguerite Pkwy Ste 7Mission Viejo, CA 92692-3722

Santa Ana Branches
Branch Office1721 E Saint Andrew PlSanta Ana, CA 92705
Branch Office856 N Ross StSanta Ana, CA 92701

Yorba Linda Branches
Branch Office17496 Yorba Linda BlvdYorba Linda, CA 92886

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