Orange County's Credit Union

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CURRENT TOP RATE

8 Month Term Share Certificate Special

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.6 / 5

SoFi Bank, N.A.

SoFi Checking and Savings

Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Overview / Commentary

www.orangecountyscu.org

714-755-5900

1701 E Saint Andrew Pl
Santa Ana, CA 92705

Orange County's Credit Union is headquartered in Santa Ana and is the 25^th largest credit union in the state of California. It is also the 166^th largest credit union in the nation. It was established in 1938 and as of September of 2024, it had grown to 351 employees and 138,617 members at 11 locations. Orange County's Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Orange County's Credit Union is open to those who live or work in the California counties of Orange, Los Angeles, Riverside, or San Bernardino. Family and household members of current credit union members are also eligible.
See current membership details

Related Posts

View all posts from:

2017
2016
2010
Earlier

3/27 - Another $100 Checking Bonus At Orange County's Credit Union - SoCal

11/11 - $100 Checking Account Bonus In SoCal

7/23 - Competitive Long-Term CD Rates at Orange County's Credit Union in SoCal - Local Only

11/27/07 - 5.35% 7-Month / 5.20% 27-Month CD at a California CU (Orange County)
8/28/06 - 5.80% 5-Month CD at a California CU (Orange County)

Reviews

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Health

B+

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68416
Year Chartered	1938
Employees	351
Primary Regulator

Profit Margin
Return on Assets - YTD	0.47%
Return on Equity - YTD	6.29%
Annual Interest Income	$87.6MM

Assets and Liabilities
Assets	Q3 2024vs Q3 2023	$2.73B$2.54B
Loans	Q3 2024vs Q3 2023	$2.02B$1.91B
Deposits	Q3 2024vs Q3 2023	$2.25B$2.09B
Equity Capital	Q3 2024vs Q3 2023	$202.5MM$166MM
Loan Loss Allowance	Q3 2024vs Q3 2023	$16.8MM$16.2MM
Unbacked Noncurrent Loans	Q3 2024vs Q3 2023	$10.1MM$8.7MM
Real Estate Owned	Q3 2024vs Q3 2023	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.80%

Our Rating

4.2 / 5

American Express®

High Yield Savings Account

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.00%

Our Rating

4.6 / 5

SoFi Bank, N.A.

SoFi Checking and Savings

Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Orange County's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Orange County's Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.07%	$250	-	Regular Savings
0.07%	$250	-	Sand Dollar Savings
0.07%	$250	-	Pacific Savings
0.07%	$250	-	Business Savings Rates

Orange County's Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.10%^*	$250k^*	-	Money Market
OTHER TIERS: 0.20% → $2.5k - $25k \| 0.30% → $25k - $40k \| 0.40% → $40k - $100k \| 1.00% → $100k - $250k
1.10%^*	$250k^*	-	Business Money Market Account
OTHER TIERS: 0.20% → $2.5k - $25k \| 0.30% → $25k - $40k \| 0.40% → $40k - $100k \| 1.00% → $100k - $250k

Orange County's Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.10%	$10k	-	Business Checking Account
0.07%	$600	-	Interest Checking

Orange County's Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$1k	-	8 Month Term Share Certificate Special
4.25%	$1k	-	Business 8 Month Term Share Certificate Special
3.75%	$1k	-	9 Month Term Share Certificate Special
3.75%	$1k	-	Business 9 Month Term Share Certificate Special
3.60%	$1k	-	14 Month Term Share Certificate Special
3.60%	$1k	-	Business 14 Month Term Share Certificate Special
2.95%^*	$100k^*	-	60 Month Term Share Certificate
OTHER TIERS: 2.30% → $1k - $25k \| 2.85% → $25k - $100k
2.95%^*	$100k^*	-	Business 60 Month Term Share Certificate
OTHER TIERS: 2.30% → $1k - $25k \| 2.85% → $25k - $100k
2.85%^*	$100k^*	-	48 Month Term Share Certificate
OTHER TIERS: 2.15% → $1k - $25k \| 2.75% → $25k - $100k
2.85%^*	$100k^*	-	Business 48 Month Term Share Certificate
OTHER TIERS: 2.15% → $1k - $25k \| 2.75% → $25k - $100k
2.75%^*	$100k^*	-	36 Month Term Share Certificate
OTHER TIERS: 1.85% → $1k - $25k \| 2.65% → $25k - $100k
2.75%^*	$100k^*	-	Business 36 Month Term Share Certificate
OTHER TIERS: 1.85% → $1k - $25k \| 2.65% → $25k - $100k
2.65%^*	$100k^*	-	24 Month Term Share Certificate
OTHER TIERS: 1.75% → $1k - $25k \| 2.55% → $25k - $100k
2.65%^*	$100k^*	-	Business 24 Month Term Share Certificate
OTHER TIERS: 1.75% → $1k - $25k \| 2.55% → $25k - $100k
2.55%^*	$100k^*	-	18 Month Term Share Certificate
OTHER TIERS: 1.60% → $1k - $25k \| 2.45% → $25k - $100k
2.55%^*	$100k^*	-	Business 18 Month Term Share Certificate
OTHER TIERS: 1.60% → $1k - $25k \| 2.45% → $25k - $100k
2.45%^*	$100k^*	-	12 Month Term Share Certificate
OTHER TIERS: 1.55% → $1k - $25k \| 2.35% → $25k - $100k
2.45%^*	$100k^*	-	Business 12 Month Term Share Certificate
OTHER TIERS: 1.55% → $1k - $25k \| 2.35% → $25k - $100k
2.35%^*	$100k^*	-	6 Month Term Share Certificate
OTHER TIERS: 1.40% → $1k - $25k \| 2.25% → $25k - $100k
2.35%^*	$100k^*	-	Business 6 Month Term Share Certificate
OTHER TIERS: 1.40% → $1k - $25k \| 2.25% → $25k - $100k

Orange County's Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.25%	$1k	-	8 Month IRA Term Share Certificate Special
3.75%	$1k	-	9 Month IRA Term Share Certificate Special
3.60%	$1k	-	14 Month IRA Term Share Certificate Special
2.95%^*	$100k^*	-	60 Month IRA Term Share Certificate
OTHER TIERS: 2.30% → $1k - $25k \| 2.85% → $25k - $100k
2.85%^*	$100k^*	-	48 Month IRA Term Share Certificate
OTHER TIERS: 2.15% → $1k - $25k \| 2.75% → $25k - $100k
2.75%^*	$100k^*	-	36 Month IRA Term Share Certificate
OTHER TIERS: 1.85% → $1k - $25k \| 2.65% → $25k - $100k
2.65%^*	$100k^*	-	24 Month IRA Term Share Certificate
OTHER TIERS: 1.75% → $1k - $25k \| 2.55% → $25k - $100k
2.55%^*	$100k^*	-	18 Month IRA Term Share Certificate
OTHER TIERS: 1.60% → $1k - $25k \| 2.45% → $25k - $100k
2.45%^*	$100k^*	-	12 Month IRA Term Share Certificate
OTHER TIERS: 1.55% → $1k - $25k \| 2.35% → $25k - $100k
2.35%^*	$100k^*	-	6 Month IRA Term Share Certificate
OTHER TIERS: 1.40% → $1k - $25k \| 2.25% → $25k - $100k

Locations

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Los Angeles Area

Los Angeles Area bank & credit union details

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