Orange County's Credit Union is headquartered in Santa Ana and is the 26th largest credit union in the state of California. It is also the 177th largest credit union in the nation. It was established in 1938 and as of June of 2023, it had grown to 344 employees and 130,184 members at 10 locations. Orange County's Credit Union's CD rates are 3X the national average, and it has a B health rating.
Membership in Orange County's Credit Union is open to those who live or work in the California counties of Orange, Los Angeles, Riverside, or San Bernardino. Family and household members of current credit union members are also eligible.
See current membership details
I have been with this credit union for over 3 years now. I couldn't be more happier. They have gone above and beyond in helping me with my banking needs. The rates and products they provide are competitive. The staff is super friendly, courteous, and helpful every time I come in. Once, I brought in my mother who's not a member, in for their notary services. Our rep did a magnificent job, but she also didn't charge my mom since I was already a union member. Now that's great customer service.
New Digital banking currently does not allow for transaction downloads to Quicken. It has been two months since digital banking went online and no dates can be given when this download feature will be added. VERY INCONVENIENT!!! All account transactions must be recorded manually.
I had called Orange County Credit Union early in the year to have my debit overdraft feature "turned off". When looking over my account online I realized that it had not been turned off. I called them late May to "insure" this feature was turned off, spoke with them for half an hour about my concern asking to please turn this feature off as I did not want to get any overdrafts. A couple weeks ago, I noticed my debit card charges were going through and I was getting overdrafts. I called again. They said "yes" I had asked them to turn this feature off, but somehow it did not get turned off. I asked if they would refund my overdraft charges. After admitting they made a mistake they did not return all my overdraft charges. Then I called them again today, and they said it was not in their records that I ever called to turn off the feature, after the time before the agent said it WAS, INFACT, in their notes that I had called to have the feature turned off. Then it was not in their notes? Yikes....
Overall | |
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NCUA # | 68416 |
Year Chartered | 1938 |
Employees | 344 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.67% |
Return on Equity - YTD | 9.92% |
Annual Interest Income | $45.2MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $2.51B$2.42B |
Loans | Q2 2023vs Q2 2022 | $1.87B$1.61B |
Deposits | Q2 2023vs Q2 2022 | $2.09B$2.16B |
Equity Capital | Q2 2023vs Q2 2022 | $170.9MM$173.5MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$9.1MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $7.0MM$4.9MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Orange County's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.07% | $250 | - | Regular Savings | |
0.07% | $250 | - | Sand Dollar Savings | |
0.07% | $250 | - | Pacific Savings | |
0.07% | $100 | - | Business Savings Rates |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | $10k | - | Business Checking Account | |
0.07% | $600 | - | Interest Checking |
Anaheim Branches | ||
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Branch Office | 2390 E Orangewood Ave Ste 106 | Anaheim, CA 92806 |
Fullerton Branches | ||
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Branch Office | 1469 S Harbor Blvd | Fullerton, CA 92832 |
Huntington Beach Branches | ||
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Branch Office | 10111 Adams Ave Ste 101 | Huntington Beach, CA 92646-4900 |
Irvine Branches | ||
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Branch Office | 6448 Irvine Blvd | Irvine, CA 92620 |
Lake Forest Branches | ||
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Branch Office | 21791 Lake Forest Dr Ste 110 | Lake Forest, CA 92630 |
Long Beach Branches | ||
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Branch Office | 1802 Ximeno Ave | Long Beach, CA 90815 |
Mission Viejo Branches | ||
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Branch Office | 28221 Marguerite Pkwy Ste 7 | Mission Viejo, CA 92692-3722 |
Santa Ana Branches | ||
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Branch Office | 1721 E Saint Andrew Pl | Santa Ana, CA 92705 |
Branch Office | 856 N Ross St | Santa Ana, CA 92701 |
Yorba Linda Branches | ||
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Branch Office | 17496 Yorba Linda Blvd | Yorba Linda, CA 92886 |