Orange County's Credit Union


Overview / Commentary
714-755-5900
1701 E Saint Andrew Pl
Santa Ana, CA 92705

Orange County's Credit Union is headquartered in Santa Ana and is the 25th largest credit union in the state of California. It is also the 168th largest credit union in the nation. It was established in 1938 and as of June of 2024, it had grown to 336 employees and 144,486 members at 11 locations. Orange County's Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Orange County's Credit Union is open to those who live or work in the California counties of Orange, Los Angeles, Riverside, or San Bernardino. Family and household members of current credit union members are also eligible.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #68416
Year Chartered1938
Employees336
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD6.57%
Annual Interest Income$56.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.71B$2.51B
LoansQ2 2024vs Q2 2023$1.96B$1.87B
DepositsQ2 2024vs Q2 2023$2.25B$2.09B
Equity CapitalQ2 2024vs Q2 2023$188.3MM$170.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$16.5MM$16.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$10.5MM$7MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Orange County's Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Orange County's Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%$250-Regular Savings
0.07%$250-Sand Dollar Savings
0.07%$250-Pacific Savings
0.07%$100-Business Savings Rates

Orange County's Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%*$250k*-Money Market
OTHER TIERS: 0.20% $2.5k - $25k | 0.30% $25k - $40k | 0.40% $40k - $100k | 1.00% $100k - $250k
1.10%*$250k*-Business Money Market Account
OTHER TIERS: 0.20% $2.5k - $25k | 0.30% $25k - $40k | 0.40% $40k - $100k | 1.00% $100k - $250k

Orange County's Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$10k-Business Checking Account
0.07%$600-Interest Checking

Orange County's Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-8 Month Term Share Certificate Special
4.75%$1k-Business 8 Month Term Share Certificate Special
4.25%$1k-9 Month Term Share Certificate Special
4.25%$1k-Business 9 Month Term Share Certificate Special
3.90%$1k-14 Month Term Share Certificate Special
3.90%$1k-Business 14 Month Term Share Certificate Special
2.95%*$100k*-60 Month Term Share Certificate
OTHER TIERS: 2.30% $1k - $25k | 2.85% $25k - $100k
2.95%*$100k*-Business 60 Month Term Share Certificate
OTHER TIERS: 2.30% $1k - $25k | 2.85% $25k - $100k
2.85%*$100k*-48 Month Term Share Certificate
OTHER TIERS: 2.15% $1k - $25k | 2.75% $25k - $100k
2.85%*$100k*-Business 48 Month Term Share Certificate
OTHER TIERS: 2.15% $1k - $25k | 2.75% $25k - $100k
2.75%*$100k*-36 Month Term Share Certificate
OTHER TIERS: 1.85% $1k - $25k | 2.65% $25k - $100k
2.75%*$100k*-Business 36 Month Term Share Certificate
OTHER TIERS: 1.85% $1k - $25k | 2.65% $25k - $100k
2.65%*$100k*-24 Month Term Share Certificate
OTHER TIERS: 1.75% $1k - $25k | 2.55% $25k - $100k
2.65%*$100k*-Business 24 Month Term Share Certificate
OTHER TIERS: 1.75% $1k - $25k | 2.55% $25k - $100k
2.55%*$100k*-18 Month Term Share Certificate
OTHER TIERS: 1.60% $1k - $25k | 2.45% $25k - $100k
2.55%*$100k*-Business 18 Month Term Share Certificate
OTHER TIERS: 1.60% $1k - $25k | 2.45% $25k - $100k
2.45%*$100k*-12 Month Term Share Certificate
OTHER TIERS: 1.55% $1k - $25k | 2.35% $25k - $100k
2.45%*$100k*-Business 12 Month Term Share Certificate
OTHER TIERS: 1.55% $1k - $25k | 2.35% $25k - $100k
2.35%*$100k*-6 Month Term Share Certificate
OTHER TIERS: 1.40% $1k - $25k | 2.25% $25k - $100k
2.35%*$100k*-Business 6 Month Term Share Certificate
OTHER TIERS: 1.40% $1k - $25k | 2.25% $25k - $100k

Orange County's Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.75%$1k-8 Month IRA Term Share Certificate Special
4.25%$1k-9 Month IRA Term Share Certificate Special
3.90%$1k-14 Month IRA Term Share Certificate Special
2.95%*$100k*-60 Month IRA Term Share Certificate
OTHER TIERS: 2.30% $1k - $25k | 2.85% $25k - $100k
2.85%*$100k*-48 Month IRA Term Share Certificate
OTHER TIERS: 2.15% $1k - $25k | 2.75% $25k - $100k
2.75%*$100k*-36 Month IRA Term Share Certificate
OTHER TIERS: 1.85% $1k - $25k | 2.65% $25k - $100k
2.65%*$100k*-24 Month IRA Term Share Certificate
OTHER TIERS: 1.75% $1k - $25k | 2.55% $25k - $100k
2.55%*$100k*-18 Month IRA Term Share Certificate
OTHER TIERS: 1.60% $1k - $25k | 2.45% $25k - $100k
2.45%*$100k*-12 Month IRA Term Share Certificate
OTHER TIERS: 1.55% $1k - $25k | 2.35% $25k - $100k
2.35%*$100k*-6 Month IRA Term Share Certificate
OTHER TIERS: 1.40% $1k - $25k | 2.25% $25k - $100k
Locations

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