Oregon Coast Bank

Oregon Coast Bank

Overview / Commentary
909 SE Bay Boulevard
Newport, OR 97365

Oregon Coast Bank is headquartered in Newport and is the 12th largest bank in the state of Oregon. It is also the 2,074th largest bank in the nation. It was established in 2002 and as of June of 2021, it had grown to 55 employees at 6 locations. Oregon Coast Bank has an A health rating.

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Reviews (1)

Customer Service Nightmare

When I moved to the Oregon Coast I needed to open a new checking account because the bank I was with previously was a local bank in Utah and Idaho but did not have any locations in Oregon. I was working and living temporarily (until I could find an apartment) at the Alsi Resort in Waldport, Oregon, and opened a new checking account with the Oregon Coast Bank in the same town. I remember telling my daughter how great local banks are because I felt as if they treat you like a person and not a number. A few weeks later, I was sick on pay day and did not deposit my check until about a week later and when I went in to deposit my check, the bank teller told me my account was closed. I asked why and they told me that due to no activity in almost a month that they had to close it. I was appalled! They treated me like an outsider and judged me because of my situation of living at a motel temporarily. Even though they didn't say it, I think they feared me using the account and then taking off and not being found. I was humiliated and judged! This experience changed my attitude with local banks and now I only bank with Wells Fargo.


Health Grade Components

FDIC Certificate #57373
Year Established2002
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.4%
Return on Equity - YTD14.89%
Annual Interest Income$6.7MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$387.9MM$293.3MM
LoansQ2 2021vs Q2 2020$188.9MM$165.3MM
DepositsQ2 2021vs Q2 2020$351.7MM$252.3MM
Equity CapitalQ2 2021vs Q2 2020$35.8MM$33.3MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.2MM$2.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.2MM$2.4MM
Real Estate OwnedQ2 2021vs Q2 2020$0$0

Sorry, we do not have rate data for Oregon Coast Bank.


Oregon Coast Bank Locations
Lincoln City Branch1298 Sw Harbor AveLincoln City, OR 97367
Waldport Branch285 NW Maple StreetWaldport, OR 97394
Toledo Branch305 NW First StToledo, OR 97391
Pacific City Branch35940 Airport WayPacific City, OR 97135
Oregon Coast Bank909 Se Bay BoulevardNewport, OR 97365
Tillamook Branch2211 North Highway 101Tillamook, OR 97141

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