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Overview / Commentary
541-265-9000
909 Se Bay Boulevard
Newport, OR 97365

Oregon Coast Bank is headquartered in Newport and is the 13th largest bank in the state of Oregon. It is also the 2,782nd largest bank in the nation. It was established in 2002 and as of September of 2017, it had grown to 47 employees at 6 locations. Oregon Coast Bank has an A health rating.

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Reviews (1)

Customer Service Nightmare

When I moved to the Oregon Coast I needed to open a new checking account because the bank I was with previously was a local bank in Utah and Idaho but did not have any locations in Oregon. I was working and living temporarily (until I could find an apartment) at the Alsi Resort in Waldport, Oregon, and opened a new checking account with the Oregon Coast Bank in the same town. I remember telling my daughter how great local banks are because I felt as if they treat you like a person and not a number. A few weeks later, I was sick on pay day and did not deposit my check until about a week later and when I went in to deposit my check, the bank teller told me my account was closed. I asked why and they told me that due to no activity in almost a month that they had to close it. I was appalled! They treated me like an outsider and judged me because of my situation of living at a motel temporarily. Even though they didn't say it, I think they feared me using the account and then taking off and not being found. I was humiliated and judged! This experience changed my attitude with local banks and now I only bank with Wells Fargo.



Health

Health Grade Components

Overall
FDIC Certificate #57373
Year Established2002
Employees47
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD10.04%
Annual Interest Income$6.0MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$218.5MM$222.8MM
LoansQ3 2017vs Q3 2016$105.9MM$97.8MM
DepositsQ3 2017vs Q3 2016$193.4MM$198.2MM
Equity CapitalQ3 2017vs Q3 2016$24.8MM$24.4MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.8MM$1.6MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$374.00K$34.00K
Real Estate OwnedQ3 2017vs Q3 2016$440.00K$557.00K
Rates

Sorry, we do not have rate data for Oregon Coast Bank.

Locations


Oregon Coast Bank Locations
Lincoln City Branch1298 Sw Harbor AveLincoln City, OR 97367
Waldport Branch285 NW Maple StreetWaldport, OR 97394
Toledo Branch305 NW First StToledo, OR 97391
Pacific City Branch35940 Airport WayPacific City, OR 97135
Oregon Coast Bank909 Se Bay BoulevardNewport, OR 97365
Tillamook Branch2211 North Highway 101Tillamook, OR 97141