Oregon Coast Bank Reviews and Rates

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.oregoncoastbank.com

541-265-9000

909 SE Bay Boulevard
Newport, OR 97365

Oregon Coast Bank is headquartered in NEWPORT and is the 11^th largest bank in the state of Oregon. It is also the 1,880^th largest bank in the nation. It was established in 2002 and as of March of 2025, it had grown to 68 employees at 6 locations. Oregon Coast Bank has a C+ health rating.

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Health

C+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	57373
Year Established	2002
Employees	68
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.31%
Return on Equity - YTD	4.7%
Annual Interest Income	$5.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$468.7MM$447.5MM
Loans	Q1 2025vs Q1 2024	$261MM$231.7MM
Deposits	Q1 2025vs Q1 2024	$377.9MM$360.4MM
Equity Capital	Q1 2025vs Q1 2024	$31.3MM$26.6MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.7MM$2.4MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$5.8MM$1.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$1.1MM$1.8MM

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for Oregon Coast Bank.

Locations

Oregon Coast Bank Locations
Lincoln City Branch	1298 Sw Harbor Ave	Lincoln City, OR 97367
Waldport Branch	285 NW Maple Street	Waldport, OR 97394
Toledo Branch	305 NW First St	Toledo, OR 97391
Pacific City Branch	35940 Airport Way	Pacific City, OR 97135
Oregon Coast Bank	909 Se Bay Blvd	Newport, OR 97365
Tillamook Branch	2211 North Highway 101	Tillamook, OR 97141

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