Featured Savings Rates
Featured Accounts

Oregon Community Credit Union

Popular Accounts at this Credit Union

2.05%5-year CD60 Month Jumbo CD
1.55%3-year CD36 - 47 Month Jumbo CD
1.60%3-year IRA36 Month Jumbo IRA (Traditional, Roth)

Overview / Commentary
2880 Chad Dr
Eugene, OR 97408

Oregon Community Credit Union is headquartered in Eugene and is the 2nd largest credit union in the state of Oregon. It is also the 144th largest credit union in the nation. It was established in 1981 and as of September of 2017, it had grown to 337 employees and 146,690 members at 10 locations. Oregon Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Oregon Community Credit Union is open to the following: (1) those who live or work in Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Gilliam, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Morrow, Multnomah, Polk, Sherman, Tillamook, Washington, Wasco, Wheeler, or Yamhill Counties in Oregon and their immediate family; (2) employee or student of Oregon University or a member of the Oregon University Alumni Association; employees of Bi-Mart
See current membership details

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Reviews (3)


Posted by: demann2345 | Jun 6, 2014

The people in the branches remain the same. It is nice to have a company that keeps its employees for a while, unlike many big name banks. I always feel welcomed, and the workers are very efficient and effective.

OCCU is pleasant for basic banking

OCCU has provided reasonable rates for dealing with checking and savings. I have several accounts with them and my HELOC is tied to my checking for overdraft protection. I have found it easy to use their online apps to manage my account, and logging into MYOCCU is straightforward and not a hassle when it comes to things like resetting your password. The one area I run into trouble with them is their online incompatibility with MINT, which can make managing money more difficult as I sometimes need to login to OCCU to see my account rather than allowing the data to pull from MINT. They are very accommodating when I deposit my checks and I've found them pleasant enough to deal with in person. If a transaction is more complicated than a withdrawal or deposit, I've found the tellers just tell me "they don't do that" rather than going to get a manager to help with the transaction. One time, when trying to transfer money from my OCCU checking to a bank that had a shared banking agreement, they said they couldn't do that, and I had to withdraw the money at the counter and use the ATM.

Hire Very Inexperienced Workers.

In today's world with such high customer expectations I realize it is hard to hire and train professional tellers. But this bank really does not take the time to train their tellers at all. I am constantly running into problems that could be easily solved by trained and experienced tellers. For example recently I withdrew a large amount from my savings account to purchase a car (by cash). One teller told me he had no hundreds, I needed to go back in line and try another teller. I did. The next teller told me they had no hundreds either. I told them that was unacceptable for 10 Am in the morning on a Monday. I found out the next day my checking account had been deducted and two checks were overdrawn. It took two days to straighten out. This sort of thing happens all the time. I would change, but the bank is right near my house.


Health Grade Components

NCUA #65856
Year Chartered1981
Primary Regulator
Profit Margin
Return on Assets - YTD0.77%
Return on Equity - YTD9.45%
Annual Interest Income$42.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$1.69B$1.54B
LoansQ3 2017vs Q3 2016$1.53B$1.30B
DepositsQ3 2017vs Q3 2016$1.53B$1.39B
Equity CapitalQ3 2017vs Q3 2016$137.5MM$125.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$8.7MM$8.1MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$4.9MM$3.1MM
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oregon Community Credit Union Savings Account Rates

1.11%*$100k*-Premier IRA Savings
OTHER TIERS: 0.45% Up to $10k | 0.75% $10k - $25k | 0.85% $25k - $50k | 0.95% $50k - $100k
0.15%--Holiday Savings
0.15%--Tax Savings
0.05%--Primary Savings
0.05%--Lucky Duck Club Savings
0.05%--Secondary Savings

Oregon Community Credit Union Money Market Rates

0.45%*$250k*-Money Market
OTHER TIERS: 0.15% $500 - $50k | 0.20% $50k - $100k | 0.30% $100k - $250k

Oregon Community Credit Union Checking Account Rates

1.35%*-$20kRemarkable Checking
OTHER TIERS: 0.20% $20k+
0.10%--Simplicity Checking

Oregon Community Credit Union CD Rates

2.05%$100k-60 Month Jumbo CD
2.05%*$100k*-60 Month Pick Your Term CD
OTHER TIERS: 2.00% $500 - $100k
2.00%$500-60 Month CD
1.60%$100k-48 - 59 Month Jumbo CD
1.60%*$100k*-48 - 59 Month Pick Your Term CD
OTHER TIERS: 1.55% $500 - $100k
1.55%$100k-36 - 47 Month Jumbo CD
1.55%$500-48 - 59 Month CD
1.55%*$100k*-36 - 47 Month Pick Your Term CD
OTHER TIERS: 1.50% $500 - $100k
1.50%$500-36 - 47 Month CD
0.80%$100k-24 - 35 Month Jumbo CD
0.80%*$100k*-24 - 35 Month Pick Your Term CD
OTHER TIERS: 0.75% $500 - $100k
0.75%$500-24 - 35 Month CD
0.70%$100k-18 - 23 Month Jumbo CD
0.70%*$100k*-18 - 23 Month Pick Your Term CD
OTHER TIERS: 0.65% $500 - $100k
0.65%$500-18 - 23 Month CD
0.45%$100k-12 - 17 Month Jumbo CD
0.45%*$100k*-12 - 17 Month Pick Your Term CD
OTHER TIERS: 0.40% $500 - $100k
0.40%$500-12 - 17 Month CD
0.30%$500-6 Month CD
0.30%$100k-6 Month Jumbo CD

Oregon Community Credit Union IRA Rates

2.10%$100k-60 Month Jumbo IRA
2.05%$500-60 Month IRA
1.65%$100k-48 Month Jumbo IRA
1.60%$100k-36 Month Jumbo IRA
1.60%$500-48 Month IRA
1.55%$500-36 Month IRA
0.85%$100k-24 Month Jumbo IRA
0.80%$500-24 Month IRA
0.75%$100k-18 Month Jumbo IRA
0.70%$500-18 Month IRA
0.50%$100k-12 Month Jumbo IRA
0.45%$500-12 Month IRA
0.35%$500-6 Month IRA
0.35%$100k-6 Month Jumbo IRA

Cities: Eugene, Salem, Springfield

Eugene Branches
Branch Office895 E 13th AveEugene, OR 97401
Branch Office2880 Chad DrEugene, OR 97408
Branch Office4239 Barger DREugene, OR 97402
Branch Office2525 Coburg RdEugene, OR 97408-4603
Branch Office45L Division Ave Ste LEugene, OR 97404-5419
Branch Office2890 Willamette StEugene, OR 97405
Branch Office3065 W 11th AveEugene, OR 97402-3101
Branch Office488 E 11th AveEugene, OR 97401

Salem Branches
Branch Office2755 Commercial St SESalem, OR 97302

Springfield Branches
Branch Office1981 Mohawk BlvdSpringfield, OR 97477