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Oregon State Credit Union


Overview / Commentary
www.oregonstatecu.com
800-732-0173
4800 SW Research Way
Corvallis, OR 97333

Oregon State Credit Union is headquartered in Corvallis and is the 5th largest credit union in the state of Oregon. It is also the 184th largest credit union in the nation. It was established in 1954 and as of June of 2024, it had grown to 284 employees and 144,591 members at 15 locations. Oregon State Credit Union's money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Oregon State Credit Union is open to those who live or work in the Oregon counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington, Wasco or Yamhill.
See current membership details

Reviews (1)

Bill From Dallas

Posted by: |

More than five years with OSCU and have had no problems with customer service or account issues. Quite the contrary. They paid serious attention when I had a problem with a VPN vendor and returned the money to my credit card the vendor would not do. Getting almost 5% interest on a short 8 mo. CD and I sure like that. They always promptly respond to any inquiry I have and even gave me access to the general council and chief financial officer to ask my questions. Unlike WAFD, OSCU has NOT been recently downgraded by Moody's. I like my OSCU.

3


Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #68656
Year Chartered1954
Employees284
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD7.25%
Annual Interest Income$56.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$2.52B$2.14B
LoansQ2 2024vs Q2 2023$1.52B$1.38B
DepositsQ2 2024vs Q2 2023$2.03B$1.93B
Equity CapitalQ2 2024vs Q2 2023$206.8MM$181.1MM
Loan Loss AllowanceQ2 2024vs Q2 2023$18.4MM$16MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$11.3MM$10.1MM
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Oregon State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oregon State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$0-Health Savings Account
1.00%$100-First-time Homebuyer Savings account
0.15%$100-Basic Savings Account
0.15%$5-Scottie Savers Account
0.15%$5-TLT (Teen) Savings Account
0.15%$5-Individual Retirement Account
0.15%$100-Business Basic Savings

Oregon State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$100k*-Investor's Money Market Account
OTHER TIERS: 1.45% → $10k - $25k | 1.50% → $25k - $50k | 1.70% → $50k - $100k
1.75%*$100k*-Business Investor's Money Market
OTHER TIERS: 1.45% → $10k - $25k | 1.50% → $25k - $50k | 1.70% → $50k - $100k
1.00%$0-Money Market Account
1.00%$0-Business Money Market

Oregon State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Select Business Checking
OTHER TIERS: 0.05% → $10k - $25k | 0.10% → $25k - $50k | 0.15% → $50k - $100k
0.05%$1k-Platinum Checking Account
0.05%$1k-Smart Business Checking

Oregon State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%$500-6-11 Month Premier Member Share Certificate
4.20%$500-Business 6-11 Month Share Certificate
4.05%$500-12-23 Month Premier Member Share Certificate
4.00%$500-9 Month Share Certificate - Online Only
3.80%$500-Business 12-23 Month Share Certificate
3.56%$500-6 Month Add On Share Certificate
3.50%$500-18 Month Share Certificate - Online Only
3.45%$500-24-35 Month Premier Member Share Certificate
3.25%$500-60 Month Premier Member Share Certificate
3.25%$500-36-47 Month Premier Member Share Certificate
3.25%$500-48-59 Month Premier Member Share Certificate
3.20%$500-Business 24-35 Month Share Certificate
3.00%$500-Business 36-47 Month Share Certificate
3.00%$500-Business 48-59 Month Share Certificate
3.00%$500-Business 60 Month Share Certificate

Oregon State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.45%$500-6 - 11 Month Premier Member IRA Certificate
4.05%$500-12-23 Month Premier Member IRA Certificate
3.45%$500-24-35 Month Premier Member IRA Certificate
3.25%$500-60 Month Premier Member IRA Certificate
3.25%$500-36-47 Month Premier Member IRA Certificate
3.25%$500-48-59 Month Premier Member IRA Certificate
Locations

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