Oregon State Credit Union is headquartered in Corvallis and is the 6th largest credit union in the state of Oregon. It is also the 180th largest credit union in the nation. It was established in 1954 and as of December of 2024, it had grown to 302 employees and 146,659 members at 15 locations. Oregon State Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Oregon State Credit Union is open to those who live or work in the Oregon counties of Benton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington, Wasco or Yamhill.
See current membership details
Bill From Dallas
More than five years with OSCU and have had no problems with customer service or account issues. Quite the contrary. They paid serious attention when I had a problem with a VPN vendor and returned the money to my credit card the vendor would not do. Getting almost 5% interest on a short 8 mo. CD and I sure like that. They always promptly respond to any inquiry I have and even gave me access to the general council and chief financial officer to ask my questions. Unlike WAFD, OSCU has NOT been recently downgraded by Moody's. I like my OSCU.
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68656 |
| Year Chartered | 1954 |
| Employees | 302 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 9.17% |
| Annual Interest Income | $120.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $2.57B$2.17B |
| Loans | Q4 2024vs Q4 2023 | $1.61B$1.44B |
| Deposits | Q4 2024vs Q4 2023 | $2.07B$1.94B |
| Equity Capital | Q4 2024vs Q4 2023 | $226.7MM$199.3MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $18.6MM$16.9MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $9.2MM$13.3MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |
