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  2. Oregon State Credit Union

Oregon State Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.25%1-year CD12 - 24 Month Certificate
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
0.03%SavingsBasic Savings Account
1.30% - Synchrony Bank High Yield SavingsAdvertisement
1.00%4-year CD48 - 60 Month Certificate
1.50% - Ally Bank Raise Your Rate 4-Year CDAdvertisement
View all Oregon State Credit Union rates »

Overview / Commentary
www.oregonstatecu.com
800-732-0173
4800 Sw Research Way
Corvallis, OR 97333

Oregon State Credit Union is headquartered in Corvallis and is the 6th largest credit union in the state of Oregon. It is also the 239th largest credit union in the nation. It was established in 1954 and as of June of 2017, it had grown to 232 employees and 104,332 members at 13 locations. Oregon State Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Oregon State Credit Union is open to those who live or work in enton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington, Wasco, and Yamhil Counties in Oregon.
See current membership details

Reviews (2)

About As Good As It Gets

Posted by: Kassandra | Jun 2, 2011

OSU Federal Credit Union is the best financial institution I have ever worked with. To begin with, many banks and credit unions these days will not allow you to have an account with them if your credit history is not superb. With OSU, there was never a mention of my poor history, even though they ran a thorough credit check on me. Opening the account was quick and easy. One thing that really surprised (and pleased) me is that they produced my debit card at the bank and handed it to me on the spot. No waiting and worrying over a card being lost in the mail. This credit union has a high employee retention rate, so the workers get to know you very fast, which makes all in-person transactions fast and friendly. To be honest, the ONLY problem I have ever had with this institution is their overdraft fees ($28). However, their fees are less than many other institutions, so I honestly have no right to complain - particularly since the overdraft was my fault to begin with. Their online banking setup is great and there is even an after-hours clerk who can perform many functions for you. All in all, I have always recommended OSU to friends and family and will continue to do so. I'm surprised as how pleased I have always been with them, particularly since so many other banks and credit unions are, simply, horrible.

1

Nice credit union

Posted by: jammiesantiago82 | Mar 13, 2017

I joined this credit union just after I moved to Corvallis, Oregon. I've always belonged to a credit union as I do not like large banks. The credit union I used to have back in Ohio was the greatest so Oregon State CU had to be pretty good to compete. I was not disappointed. It took only a moment to open checkings and savings accounts.They have 2 convenient locations, the staff is friendly and their web services and website are top notch. I've been super impressed so far and I plan to continue to use them as long as I can. I have not used their CD's or bill pay services yet but I have heard they are great. I do most of my banking online but the few times I went to their location, the service was fast and friendly.

1


Health
A

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68656
Year Chartered1954
Employees232
Primary Regulator
Profit Margin
Return on Assets - YTD0.72%
Return on Equity - YTD6.87%
Annual Interest Income$16.9MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$1.17B$1.04B
LoansQ2 2017vs Q2 2016$829.3MM$643.8MM
DepositsQ2 2017vs Q2 2016$1.03B$911.7MM
Equity CapitalQ2 2017vs Q2 2016$122.0MM$115.3MM
Loan Loss AllowanceQ2 2017vs Q2 2016$2.5MM$1.9MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$2.7MM$3.0MM
Real Estate OwnedQ2 2017vs Q2 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oregon State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Health Savings Account
0.03%$100-Basic Savings Account
0.03%--Scottie Savers Account
0.03%--TLT Savings Account
0.03%--Individual Retirement Account

Oregon State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Investor's Money Market Account
OTHER TIERS: 0.10% → $10k - $25k | 0.12% → $25k - $50k | 0.15% → $50k - $100k
0.05%--Money Market Account

Oregon State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Platinum Checking Account

Oregon State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-48 - 60 Month Certificate
OTHER TIERS: 0.65% → $500 - $25k | 0.85% → $25k - $100k
0.85%*$100k*-36 - 48 Month Certificate
OTHER TIERS: 0.55% → $500 - $25k | 0.75% → $25k - $100k
0.55%*$100k*-24 - 36 Month Certificate
OTHER TIERS: 0.25% → $500 - $25k | 0.50% → $25k - $100k
0.25%*$100k*-12 - 24 Month Certificate
OTHER TIERS: 0.10% → $500 - $25k | 0.20% → $25k - $100k
0.05%$500-182 - 364 Day Certificate

Oregon State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$100k*-48 - 60 Month IRA Certificate
OTHER TIERS: 0.65% → $500 - $25k | 0.85% → $25k - $100k
0.85%*$100k*-36 - 48 Month IRA Certificate
OTHER TIERS: 0.55% → $500 - $25k | 0.75% → $25k - $100k
0.55%*$100k*-24 - 36 Month IRA Certificate
OTHER TIERS: 0.25% → $500 - $25k | 0.50% → $25k - $100k
0.25%*$100k*-12 - 24 Month IRA Certificate
OTHER TIERS: 0.10% → $500 - $25k | 0.20% → $25k - $100k
Locations

Availability