Featured Savings Rates
Featured Accounts

Oregon State Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%1-year CD12 - 24 Month Certificate
0.03%SavingsBasic Savings Account
0.70%4-year CD48 - 60 Month Certificate

Overview / Commentary
800-732-0173
1980 NW 9th St
Corvallis, OR 97330-2179

Oregon State Credit Union is headquartered in Corvallis and is the 6th largest credit union in the state of Oregon. It is also the 245th largest credit union in the nation. It was established in 1954 and as of September of 2016, it had grown to 220 employees and 94,776 members at 13 locations. Oregon State Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership in Oregon State Credit Union is open to those who live or work in enton, Clackamas, Clatsop, Columbia, Coos, Crook, Curry, Deschutes, Douglas, Hood River, Jackson, Jefferson, Josephine, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Washington, Wasco, and Yamhil Counties in Oregon.
See current membership details

Reviews (1)

About As Good As It Gets

Posted by: Kassandra | Jun 2, 2011

OSU Federal Credit Union is the best financial institution I have ever worked with. To begin with, many banks and credit unions these days will not allow you to have an account with them if your credit history is not superb. With OSU, there was never a mention of my poor history, even though they ran a thorough credit check on me. Opening the account was quick and easy. One thing that really surprised (and pleased) me is that they produced my debit card at the bank and handed it to me on the spot. No waiting and worrying over a card being lost in the mail. This credit union has a high employee retention rate, so the workers get to know you very fast, which makes all in-person transactions fast and friendly. To be honest, the ONLY problem I have ever had with this institution is their overdraft fees ($28). However, their fees are less than many other institutions, so I honestly have no right to complain - particularly since the overdraft was my fault to begin with. Their online banking setup is great and there is even an after-hours clerk who can perform many functions for you. All in all, I have always recommended OSU to friends and family and will continue to do so. I'm surprised as how pleased I have always been with them, particularly since so many other banks and credit unions are, simply, horrible.



Health
A+

Health Grade Components

Overall
NCUA #68656
Year Chartered1954
Employees220
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD7.91%
Annual Interest Income$21.8MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$1.09B$962.4MM
LoansQ3 2016vs Q3 2015$680.3MM$570.3MM
DepositsQ3 2016vs Q3 2015$954.4MM$837.6MM
Equity CapitalQ3 2016vs Q3 2015$117.2MM$107.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$2.1MM$3.4MM
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$2.4MM$3.4MM
Real Estate OwnedQ3 2016vs Q3 2015$0$152.00K
Rates
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Oregon State Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oregon State Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Health Savings Account
0.03%$100-Basic Savings Account
0.03%--Scottie Savers Account
0.03%--TLT Savings Account
0.03%--Individual Retirement Account (IRA)

Oregon State Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%*$100k*-Investor's Money Market Account
OTHER TIERS: 0.10% $10k - $25k | 0.12% $25k - $50k | 0.15% $50k - $100k
0.05%--Money Market Account

Oregon State Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$1k-Platinum Checking Account

Oregon State Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-48 - 60 Month Certificate
OTHER TIERS: 0.40% $500 - $25k | 0.60% $25k - $100k
0.65%*$100k*-36 - 48 Month Certificate
OTHER TIERS: 0.35% $500 - $25k | 0.55% $25k - $100k
0.40%*$100k*-24 - 36 Month Certificate
OTHER TIERS: 0.10% $500 - $25k | 0.35% $25k - $100k
0.15%*$100k*-12 - 24 Month Certificate
OTHER TIERS: 0.05% $500 - $25k | 0.10% $25k - $100k
0.05%$500-182 - 364 Day Certificate

Oregon State Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%*$100k*-48 - 60 Month IRA Certificate
OTHER TIERS: 0.40% $500 - $25k | 0.60% $25k - $100k
0.65%*$100k*-36 - 48 Month IRA Certificate
OTHER TIERS: 0.35% $500 - $25k | 0.55% $25k - $100k
0.40%*$100k*-24 - 36 Month IRA Certificate
OTHER TIERS: 0.10% $500 - $25k | 0.35% $25k - $100k
0.15%*$100k*-12 - 24 Month IRA Certificate
OTHER TIERS: 0.05% $500 - $25k | 0.10% $25k - $100k
Locations

Oregon State Credit Union has 13 locations. Click to view all Oregon State Credit Union locations.