Oregonians Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.oregonianscu.com

503-239-5336

6915 SE Lake Rd
Milwaukie, OR 97267

Oregonians Federal Credit Union is headquartered in Milwaukie and is the 18^th largest credit union in the state of Oregon. It is also the 954^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 71 employees and 18,569 members at 7 locations. Oregonians Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Oregonians Credit Union is open to those who live or work in the Oregon counties of Benton, Clackamas, Columbia, Crook, Deschutes, Jefferson, Lane, Linn, Marion, Multnomah, Polk, Washington, and Yamhill.
See current membership details

Reviews

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68669
Year Chartered	1937
Employees	71
Primary Regulator

Profit Margin
Return on Assets - YTD	2.26%
Return on Equity - YTD	14.65%
Annual Interest Income	$4.1MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$341.8MM$349.6MM
Loans	Q1 2025vs Q1 2024	$211.7MM$230.7MM
Deposits	Q1 2025vs Q1 2024	$286.4MM$298.5MM
Equity Capital	Q1 2025vs Q1 2024	$52.7MM$48.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.1MM$1.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.7MM$1.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Oregonians Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oregonians Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.01%	$0	-	Homebuyer Savings
0.19%^*	$0	$500	Teen Club
OTHER TIERS: 0.09% → $500+
0.19%^*	$0	$500	Saver Hound club
OTHER TIERS: 0.09% → $500+
0.09%	$0	-	Christmas Club
0.09%	$0	-	Vacation Club
0.09%	$0	-	Member Rewards Savings
0.09%	$5	-	Membership Share Savings
0.09%	$0	-	Tax Payment Club

Oregonians Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.12%^*	$50k^*	-	Money Market
OTHER TIERS: 0.71% → $2.5k - $10k \| 0.87% → $10k - $25k \| 0.95% → $25k - $50k

Oregonians Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.13%	$1.5k	-	My Interest Checking
0.13%	$0	-	Business Interest Checking

Oregonians Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.07%	$1k	-	12 Month Certificate
2.97%	$500	-	48 Month Certificate
2.90%	$500	-	24 Month Certificate
2.84%	$500	-	36 Month Certificate
2.77%	$2.5k	-	48 Month Bump Certificate
2.70%	$2.5k	-	24 Month Bump Certificate
2.63%	$2.5k	-	36 Month Bump Certificate
2.59%	$1k	-	6 Month Certificate
1.28%	$1k	-	3 Month Certificate

Oregonians Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.18%	$500	-	48 Month IRA Certificate
3.17%	$1k	-	12 Month IRA Certificate
3.05%	$500	-	36 Month IRA Certificate
3.00%	$500	-	24 Month IRA Certificate
2.70%	$1k	-	6 Month IRA Certificate
1.38%	$1k	-	3 Months IRA Certificate
0.68%	$0	-	IRA Savings

Locations

Oregonians Federal Credit Union Locations
Branch Office	11240 SW Allen Blvd	Beaverton, OR 97005
Branch Office	336 NE 20th Ave	Portland, OR 97232-2805
Branch Office	247 E Powell Blvd	Gresham, OR 97030-7605
Branch Office	19360 Molalla Ave	Oregon City, OR 97045
Branch Office	110 NE 5th St	Prineville, OR 97754
Branch Office	6915 SE Lake Rd	Milwaukie, OR 97267
Branch Office	7825 N Lombard St	Portland, OR 97203-3173

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