Orlando Credit Union

Overview / Commentary
945 South Orange Avenue
Orlando, FL 32806

Orlando Credit Union is headquartered in Orlando and is the 43rd largest credit union in the state of Florida. It is also the 949th largest credit union in the nation. It was established in 1936 and as of September of 2023, it had grown to 83 employees and 26,466 members at 7 locations. Orlando Credit Union has a B health rating.

Field of Membership Restrictions

Orlando Credit Union is open to businesses, legal entities, and individuals who live, work, or worship in the Florida counties of Brevard, Hillsborough, Lake, Orange, Osceola, Polk, Seminole, or Volusia. Eligibility also extends to family members of existing Orlando Credit Union members.
See current membership details

Reviews (2)

New customer to credit unions

I ended up going to Orlando Federal Credit Union at first to try to get a car loan (which they quickly approved once I was a member). After getting the loan I decided to switch some of my actual banking over to them. I actually had a good experience. They have several branches locally I was able to go to and speak with financial advisors or answer any question as well as go to an ATM or other normal banking operations.

Don't bank with Orlando Federal Credit Union

I didn't enjoy my time with the Orlando Federal Credit Union. My husband and I happened in here to ask a question and was talked into opening an account, with them going on and on about all of the benefits of banking with a credit union vs. a traditional bank. We weren't ever really shown the benefits, because all we had were problems. One of the things that drew us in was their auto loan rates. We were told how easy it was to apply and to get a decision in minutes. That was false. Every time we went in, on several different occasions, we were told that there was nobody there to speak with us currently and to come back a different day. We even called to make an appointment and had one set up, only to arrive and be told that that person wasn't actually in the office today and they were "sorry". Besides their auto loans, it took several days, sometimes even a full week or more for even minor purchases to reflect in our bank account. We do keep a ledger, but sometimes small purchases slip by and it's just very annoying to see $xx.xx in your bank and then realize that no, you actually have quite a bit less because things I bought over two weeks ago still haven't posted. I just didn't like this bank. The convenience isn't there, and the customer service is awful.


Health Grade Components

NCUA #68706
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD28.96%
Annual Interest Income$10.7MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$332.5MM$316.4MM
LoansQ3 2023vs Q3 2022$262.1MM$228.6MM
DepositsQ3 2023vs Q3 2022$284.5MM$296.7MM
Equity CapitalQ3 2023vs Q3 2022$18.5MM$16MM
Loan Loss AllowanceQ3 2023vs Q3 2022$1.2MM$738K
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$460K$318K
Real Estate OwnedQ3 2023vs Q3 2022$0$0

Rates for Orlando Credit Union are currently being reviewed.


Orlando Credit Union Locations
Branch Office945 S Orange AveOrlando, FL 32806-1212
Branch Office400 S Orange AveOrlando, FL 32801-3360
Branch Office4500 S John Young PkwyOrlando, FL 32839-8628
Branch Office2150 S Semoran BlvdOrlando, FL 32822-2702
Branch Office2500 W Colonial DrOrlando, FL 32804-8005
Branch Office1662 W Orange Blossom TrlApopka, FL 32712-2641
Branch Office6982 Lake Nona Blvd Ste 105Orlando, FL 32827

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