Orlando Credit Union

Overview / Commentary
945 South Orange Avenue
Orlando, FL 32806

Orlando Credit Union is headquartered in Orlando and is the 43rd largest credit union in the state of Florida. It is also the 948th largest credit union in the nation. It was established in 1936 and as of June of 2021, it had grown to 78 employees and 24,612 members at 7 locations. Orlando Credit Union has an A health rating.

Field of Membership Restrictions

Orlando Credit Union is open to businesses, legal entities, and individuals who live, work, worship, attend school, or volunteer in the Florida counties of Brevard, Hillsborough, Lake, Osceola, Orange, Polk, Seminole, or Volusia. Eligibility also extends to family members of existing Orlando Credit Union members.
See current membership details

Related Posts

Up To $300 Checking Account Bonus At Orlando Credit Union - 12/30/2020

Saw this advertised on Facebook. Looks like bonuses may be the only way to earn money from banks in 2021. Receive $300 Bonus by opening a Dividend Checking account with a $1,500 monthly direct deposit and making 10 swipe and sign debit card purchases within the first 120 days The Dividend Checking requires a $10,000 minimum initial deposit and there’s a $10/mo fee if a $10,000 balance isn’t maintained. Smaller bonuses are available for opening the Checking Your Way Checking Account which has lower balance requirements. Expires August 31, 2021. https://www.orlandocreditunion.org/$300-checking-bonus

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Reviews (2)

New customer to credit unions

I ended up going to Orlando Federal Credit Union at first to try to get a car loan (which they quickly approved once I was a member). After getting the loan I decided to switch some of my actual banking over to them. I actually had a good experience. They have several branches locally I was able to go to and speak with financial advisors or answer any question as well as go to an ATM or other normal banking operations.

Don't bank with Orlando Federal Credit Union

I didn't enjoy my time with the Orlando Federal Credit Union. My husband and I happened in here to ask a question and was talked into opening an account, with them going on and on about all of the benefits of banking with a credit union vs. a traditional bank. We weren't ever really shown the benefits, because all we had were problems. One of the things that drew us in was their auto loan rates. We were told how easy it was to apply and to get a decision in minutes. That was false. Every time we went in, on several different occasions, we were told that there was nobody there to speak with us currently and to come back a different day. We even called to make an appointment and had one set up, only to arrive and be told that that person wasn't actually in the office today and they were "sorry". Besides their auto loans, it took several days, sometimes even a full week or more for even minor purchases to reflect in our bank account. We do keep a ledger, but sometimes small purchases slip by and it's just very annoying to see $xx.xx in your bank and then realize that no, you actually have quite a bit less because things I bought over two weeks ago still haven't posted. I just didn't like this bank. The convenience isn't there, and the customer service is awful.


Health Grade Components

NCUA #68706
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.5%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$307.5MM$278.6MM
LoansQ2 2021vs Q2 2020$184.5MM$178.5MM
DepositsQ2 2021vs Q2 2020$282.3MM$253.6MM
Equity CapitalQ2 2021vs Q2 2020$21.6MM$21.4MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.4MM$2.0MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$422.00K$888.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Orlando Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Orlando Credit Union Savings Account Rates

0.10%--IRA Savings Account
0.02%$200-Share Savings account
0.02%$200-CU Kidz Club Account
0.02%$200-CU Team Club Account
0.02%$200-Christmas Club
0.02%$200-Prime Plus Account
0.02%$200-Vacation Club

Orlando Credit Union Checking Account Rates

0.03%$10k-Dividend Checking Account

Orlando Credit Union CD Rates

0.50%$1k-60 Month CD
0.50%$50k-60 Month Jumbo CD
0.25%$1k-24 Month CD
0.25%$50k-24 Month Jumbo CD
0.20%$1k-18 Month CD
0.20%$50k-18 Month Jumbo CD
0.10%*$1k*-12 Month CD
OTHER TIERS: 0.05% $500 - $1k
0.10%$50k-12 Month Jumbo CD
0.05%$1k-6 Month CD
0.05%$50k-6 Month Jumbo CD

Orlando Credit Union IRA Rates

0.50%$1k-60 Month IRA
0.50%$50k-60 Month Jumbo IRA
0.25%$1k-24 Month IRA
0.25%$50k-24 Month Jumbo IRA
0.20%$1k-18 Month IRA
0.20%$50k-18 Month Jumbo IRA
0.10%$1k-12 Month IRA
0.10%$50k-12 Month Jumbo IRA
0.05%$1k-6 Month IRA
0.05%$50k-6 Month Jumbo IRA

Orlando Credit Union Locations
Branch Office945 S Orange AveOrlando, FL 32806-1212
Branch Office400 S Orange AveOrlando, FL 32801-3360
Branch Office4500 S John Young PkwyOrlando, FL 32839-8628
Branch Office2150 S Semoran BlvdOrlando, FL 32822-2702
Branch Office2500 W Colonial DrOrlando, FL 32804-8005
Branch Office1662 W Orange Blossom TrlApopka, FL 32712-2641
Branch Office6982 Lake Nona Blvd Ste 105Orlando, FL 32827

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