Orrstown Bank


Overview / Commentary
717-530-2511
77 East King Street
Shippensburg, PA 17257

Orrstown Bank is headquartered in SHIPPENSBURG and is the 15th largest bank in the state of Pennsylvania. It is also the 382nd largest bank in the nation. It was established in 1919 and as of June of 2024, it had grown to 406 employees at 22 locations. Orrstown Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (1)

AVOID ORRSTOWN

Posted by: |

Bank does not offer competitive rates and is not depositor friendly. No CD rates are posted on line. CD automatic renewal rates aren't available until the day of maturity. You must call or visit a branch to get the rates. EWP is 50% of the expected TOTAL earned through maturity. Stick with credit unions if you can!



Health

Health Grade Components

Overall
FDIC Certificate #713
Year Established1919
Employees406
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD13.41%
Annual Interest Income$85.9MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$3.2B$3.01B
LoansQ2 2024vs Q2 2023$2.32B$2.21B
DepositsQ2 2024vs Q2 2023$2.71B$2.54B
Equity CapitalQ2 2024vs Q2 2023$299.2MM$265.9MM
Loan Loss AllowanceQ2 2024vs Q2 2023$29.9MM$28.4MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$8.5MM$21.6MM
Real Estate OwnedQ2 2024vs Q2 2023$0$740K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Orrstown Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Orrstown Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$0-Statement Savings
0.30%*$2.5k*$10kHealth Savings Account
OTHER TIERS: 0.20% $0 - $2.5k
0.25%$0-All Purpose Club Savings Account
0.15%$1$100kPremium IRA Statement Savings
0.15%$100k-Jumbo IRA Statement Savings

Orrstown Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$250k*-Personal Premium Money Market Account
OTHER TIERS: 0.01% $0 - $1k | 0.25% $1k - $10k | 0.30% $10k - $20k | 0.45% $20k - $100k | 1.21% $100k - $250k
1.50%*$250k*-Business Money Market
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $20k | 0.45% $20k - $100k | 1.20% $100k - $250k

Orrstown Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$500k*-Relationship Premier Checking
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $10k | 0.20% $10k - $20k | 0.35% $20k - $100k | 0.60% $100k - $500k
0.25%$500-Interest Checking
0.25%*$10k*-Opportunity Business Checking
OTHER TIERS: 0.15% $0+

Orrstown Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$500-18-23 Month CD
1.76%$500-24-29 Month CD
1.76%$500-30-35 Month CD
1.66%$500-12-17 Month CD
1.51%$500-7-89 Days CD
1.51%$500-36-41 Month CD
1.51%$500-42-47 Month CD
1.51%$500-48-59 Month CD
1.51%$500-60-119 Month CD
1.51%$500-120 Month CD (Burial Funds ONLY)
1.41%$500-3-5 Month CD
1.41%$500-6-11 Month CD

Orrstown Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$500-18-23 Month IRA
1.76%$500-24-29 Month IRA
1.76%$500-30-35 Month IRA
1.66%$500-12-17 Month IRA
1.51%$500-7-89 Days IRA
1.51%$500-36-41 Month IRA
1.51%$500-42-47 Month IRA
1.51%$500-48-59 Month IRA
1.51%$500-60-119 Month IRA
1.51%$500-120 Month IRA (Burial Funds ONLY)
1.41%$500-3-5 Month IRA
1.41%$500-6-11 Month IRA
Locations

Availability



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