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Orrstown Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.orrstown.com
717-530-2511
77 East King Street
Shippensburg, PA 17257

Orrstown Bank is headquartered in HARRISBURG and is the 13th largest bank in the state of Pennsylvania. It is also the 267th largest bank in the nation. It was established in 1919 and as of December of 2024, it had grown to 613 employees at 52 locations. Orrstown Bank's money market rates are 4X the national average, and it boasts an A+ health rating.

Reviews (1)

AVOID ORRSTOWN

Posted by: |

Bank does not offer competitive rates and is not depositor friendly. No CD rates are posted on line. CD automatic renewal rates aren't available until the day of maturity. You must call or visit a branch to get the rates. EWP is 50% of the expected TOTAL earned through maturity. Stick with credit unions if you can!

2


Health
A+

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #713
Year Established1919
Employees613
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD7.53%
Annual Interest Income$248.9MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$5.43B$3.06B
LoansQ4 2024vs Q4 2023$3.89B$2.28B
DepositsQ4 2024vs Q4 2023$4.63B$2.57B
Equity CapitalQ4 2024vs Q4 2023$569.3MM$284.5MM
Loan Loss AllowanceQ4 2024vs Q4 2023$48.7MM$28.7MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$24.8MM$25.6MM
Real Estate OwnedQ4 2024vs Q4 2023$2.1MM$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Orrstown Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%*$2.5k*-Health Savings Account
OTHER TIERS: 0.20% → $0 - $2.5k
0.25%$250-Essential Savings
0.25%$100-Momentum Savings

Orrstown Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.66%*$1m*-Preferred Money Market Account
OTHER TIERS: 0.25% → $2.5k - $15k | 0.30% → $15k - $35k | 0.45% → $35k - $100k | 1.21% → $100k - $300k | 1.51% → $300k - $1m
1.66%*$1m*-Business Preferred Money Market
OTHER TIERS: 0.25% → $2.5k - $15k | 0.30% → $15k - $35k | 0.45% → $35k - $100k | 1.21% → $100k - $300k | 1.51% → $300k - $1m

Orrstown Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$500k*-Relationship Premier Checking
OTHER TIERS: 0.05% → $0 - $2.5k | 0.10% → $2.5k - $10k | 0.20% → $10k - $20k | 0.35% → $20k - $100k | 0.60% → $100k - $500k
0.25%$500-Interest Checking
0.25%*$10k*-Business Interest Checking
OTHER TIERS: 0.15% → $500 - $10k

Orrstown Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$500-6-11 Month CD
3.14%$500-12-17 Month CD
2.78%$500-18-23 Month CD
1.76%$500-24-29 Month CD
1.76%$500-30-35 Month CD
1.51%$500-7-89 Days CD
1.51%$500-36-41 Month CD
1.51%$500-42-47 Month CD
1.51%$500-48-59 Month CD
1.51%$500-60-119 Month CD
1.51%$500-120 Month CD (Burial Funds ONLY)
1.41%$500-3-5 Month CD

Orrstown Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.40%$500-6-11 Month IRA
3.14%$500-12-17 Month IRA
2.78%$500-18-23 Month IRA
1.76%$500-24-29 Month IRA
1.76%$500-30-35 Month IRA
1.51%$500-7-89 Days IRA
1.51%$500-36-41 Month IRA
1.51%$500-42-47 Month IRA
1.51%$500-48-59 Month IRA
1.51%$500-60-119 Month IRA
1.51%$500-120 Month IRA (Burial Funds ONLY)
1.41%$500-3-5 Month IRA
Locations

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