Orrstown Bank


Overview / Commentary
717-530-2511
77 East King Street
Shippensburg, PA 17257

Orrstown Bank is headquartered in SHIPPENSBURG and is the 15th largest bank in the state of Pennsylvania. It is also the 376th largest bank in the nation. It was established in 1919 and as of March of 2024, it had grown to 414 employees at 22 locations. Orrstown Bank's money market rates are 3X the national average, and it has an A health rating.

Reviews (1)

AVOID ORRSTOWN

Posted by: |

Bank does not offer competitive rates and is not depositor friendly. No CD rates are posted on line. CD automatic renewal rates aren't available until the day of maturity. You must call or visit a branch to get the rates. EWP is 50% of the expected TOTAL earned through maturity. Stick with credit unions if you can!



Health

Health Grade Components

Overall
FDIC Certificate #713
Year Established1919
Employees414
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD13.99%
Annual Interest Income$42.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$3.18B$3.01B
LoansQ1 2024vs Q1 2023$2.27B$2.19B
DepositsQ1 2024vs Q1 2023$2.71B$2.53B
Equity CapitalQ1 2024vs Q1 2023$291.4MM$260.5MM
Loan Loss AllowanceQ1 2024vs Q1 2023$29.2MM$28.4MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$13MM$21.3MM
Real Estate OwnedQ1 2024vs Q1 2023$0$2.1MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not Orrstown Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Orrstown Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$0-Statement Savings
0.30%*$2.5k*$10kHealth Savings Account
OTHER TIERS: 0.20% $0 - $2.5k
0.25%$0-All Purpose Club Savings Account
0.15%$1$100kPremium IRA Statement Savings
0.15%$100k-Jumbo IRA Statement Savings

Orrstown Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%*$250k*-Personal Premium Money Market Account
OTHER TIERS: 0.01% $0 - $1k | 0.25% $1k - $10k | 0.30% $10k - $20k | 0.45% $20k - $100k | 1.21% $100k - $250k
1.50%*$250k*-Business Money Market
OTHER TIERS: 0.25% $1k - $10k | 0.30% $10k - $20k | 0.45% $20k - $100k | 1.20% $100k - $250k

Orrstown Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.65%*$500k*-Relationship Premier Checking
OTHER TIERS: 0.05% $0 - $2.5k | 0.10% $2.5k - $10k | 0.20% $10k - $20k | 0.35% $20k - $100k | 0.60% $100k - $500k
0.25%$500-Interest Checking
0.25%*$10k*-Opportunity Business Checking
OTHER TIERS: 0.15% $0+

Orrstown Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$500-18-23 Month CD
1.76%$500-24-29 Month CD
1.76%$500-30-35 Month CD
1.66%$500-12-17 Month CD
1.51%$500-7-89 Days CD
1.51%$500-36-41 Month CD
1.51%$500-42-47 Month CD
1.51%$500-48-59 Month CD
1.51%$500-60-119 Month CD
1.51%$500-120 Month CD (Burial Funds ONLY)
1.41%$500-3-5 Month CD
1.41%$500-6-11 Month CD

Orrstown Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.92%$500-18-23 Month IRA
1.76%$500-24-29 Month IRA
1.76%$500-30-35 Month IRA
1.66%$500-12-17 Month IRA
1.51%$500-7-89 Days IRA
1.51%$500-36-41 Month IRA
1.51%$500-42-47 Month IRA
1.51%$500-48-59 Month IRA
1.51%$500-60-119 Month IRA
1.51%$500-120 Month IRA (Burial Funds ONLY)
1.41%$500-3-5 Month IRA
1.41%$500-6-11 Month IRA
Locations

Availability



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