Oshkosh Community Credit Union


Overview / Commentary
920-233-1952
250 Pearl Ave
Oshkosh, WI 54901

Oshkosh Community Credit Union is headquartered in Oshkosh and is the 81st largest credit union in the state of Wisconsin. It is also the 3,128th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 5 employees and 3,124 members at 1 location. Oshkosh Community Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Oshkosh Community Credit Union is open to those who live or work in Winnebago County, Wisconsin. Immediate family may also join.
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Health
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oshkosh Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #66779
Year Chartered1936
Employees5
Primary Regulator
Profit Margin
Return on Assets - YTD-0.78%
Return on Equity - YTD-7.57%
Annual Interest Income$323K
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$22.5MM$21MM
LoansQ1 2025vs Q1 2024$15.6MM$18MM
DepositsQ1 2025vs Q1 2024$20.2MM$18.9MM
Equity CapitalQ1 2025vs Q1 2024$2.3MM$2.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$77K$133K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$146K$224K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oshkosh Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%$100-Holiday Club
0.50%$100-Vacation Club
0.50%$100-Back to School Club
0.10%$100- Share Account

Oshkosh Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.08%*$10k*-Share Draft Checking Account
OTHER TIERS: 0.02% $1k - $2.5k | 0.04% $2.5k - $5k | 0.06% $5k - $10k

Oshkosh Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.28%$2.5k-60 Month Share Certificate
2.23%$2.5k-48 Month Share Certificate
2.18%$2.5k-30 Month Share Certificate
2.18%$2.5k-36 Month Share Certificate
2.13%$1k-24 Month Share Certificate
1.98%$1k-12 Month Share Certificate
1.98%$1k-18 Month Share Certificate
1.24%$500-6 Month Share Certificate
1.01%$500-3 Month Share Certificate

Oshkosh Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%$100-IRA Share Account
Locations


Oshkosh Community Credit Union Locations
Branch Office250 Pearl AveOshkosh, WI 54901-4834

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