Oshkosh Community Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.oshkoshcommunitycu.com

920-233-1952

250 Pearl Ave
Oshkosh, WI 54901

Oshkosh Community Credit Union is headquartered in Oshkosh and is the 81^st largest credit union in the state of Wisconsin. It is also the 3,128^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 5 employees and 3,124 members at 1 location. Oshkosh Community Credit Union's CD rates are 2X the national average, and it has a B health rating.

Field of Membership Restrictions

Oshkosh Community Credit Union is open to those who live or work in Winnebago County, Wisconsin. Immediate family may also join.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oshkosh Community Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	66779
Year Chartered	1936
Employees	5
Primary Regulator

Profit Margin
Return on Assets - YTD	-0.78%
Return on Equity - YTD	-7.57%
Annual Interest Income	$323K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$22.5MM$21MM
Loans	Q1 2025vs Q1 2024	$15.6MM$18MM
Deposits	Q1 2025vs Q1 2024	$20.2MM$18.9MM
Equity Capital	Q1 2025vs Q1 2024	$2.3MM$2.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$77K$133K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$146K$224K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oshkosh Community Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$100	-	Holiday Club
0.50%	$100	-	Vacation Club
0.50%	$100	-	Back to School Club
0.10%	$100	-	Share Account

Oshkosh Community Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.08%^*	$10k^*	-	Share Draft Checking Account
OTHER TIERS: 0.02% → $1k - $2.5k \| 0.04% → $2.5k - $5k \| 0.06% → $5k - $10k

Oshkosh Community Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.28%	$2.5k	-	60 Month Share Certificate
2.23%	$2.5k	-	48 Month Share Certificate
2.18%	$2.5k	-	30 Month Share Certificate
2.18%	$2.5k	-	36 Month Share Certificate
2.13%	$1k	-	24 Month Share Certificate
1.98%	$1k	-	12 Month Share Certificate
1.98%	$1k	-	18 Month Share Certificate
1.24%	$500	-	6 Month Share Certificate
1.01%	$500	-	3 Month Share Certificate

Oshkosh Community Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%	$100	-	IRA Share Account

Locations

Oshkosh Community Credit Union Locations
Branch Office	250 Pearl Ave	Oshkosh, WI 54901-4834

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