Oswego County Federal Credit Union is headquartered in Oswego and is the 75th largest credit union in the state of New York. It is also the 1,600th largest credit union in the nation. It was established in 1975 and as of June of 2023, it had grown to 48 employees and 12,991 members at 6 locations. Oswego County Federal Credit Union's CD rates are 5X the national average, and it has a B+ health rating.
Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details
Overall | |
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NCUA # | 21927 |
Year Chartered | 1975 |
Employees | 48 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 1.67% |
Return on Equity - YTD | 16.74% |
Annual Interest Income | $3.3MM |
Assets and Liabilities | ||
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Assets | Q2 2023vs Q2 2022 | $128.9MM$133.0MM |
Loans | Q2 2023vs Q2 2022 | $98.9MM$85.4MM |
Deposits | Q2 2023vs Q2 2022 | $114.3MM$119.8MM |
Equity Capital | Q2 2023vs Q2 2022 | $13.0MM$10.9MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$805.00K |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $971.00K$1.2MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Oswego County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $100k* | - | Money Market Account | ||
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k |
Oswego County Federal Credit Union Locations | ||
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Branch Office | 5800 Scenic Ave | Mexico, NY 13114 |
Branch Office | 90 E Bridge St | Oswego, NY 13126 |
Branch Office | 707 s 4th st | Fulton, NY 13069 |
Branch Office | 179 County Route 64 | Mexico, NY 13114 |
Branch Office | 262 W Seneca St | Oswego, NY 13126 |
Branch Office | 101 Volney ST | Phoenix, NY 13135 |