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  2. Oswego County Federal Credit Union

Oswego County Federal Credit Union


Overview / Commentary
www.oswegofcu.org
315-343-7822
90 E Bridge St
Oswego, NY 13126

Oswego County Federal Credit Union is headquartered in Oswego and is the 80th largest credit union in the state of New York. It is also the 1,714th largest credit union in the nation. It was established in 1975 and as of March of 2019, it had grown to 35 employees and 12,230 members at 4 locations. Oswego County Federal Credit Union's savings rates are 10X the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details

Related Posts

24-Month CD Special, 3.03% APY - 3/31/2019

$1,000 minimum deposit of new money. "If you live, work, worship, or attend school in Oswego County, you are eligible to join our family."

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Health
C+

Data as of Q1 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oswego County Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21927
Year Chartered1975
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD1.26%
Return on Equity - YTD15.25%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$91.6MM$82.2MM
LoansQ1 2019vs Q1 2018$73.9MM$66.4MM
DepositsQ1 2019vs Q1 2018$83.1MM$75.6MM
Equity CapitalQ1 2019vs Q1 2018$7.3MM$6.5MM
Loan Loss AllowanceQ1 2019vs Q1 2018$657.00K$534.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$1.6MM$1.0MM
Real Estate OwnedQ1 2019vs Q1 2018$0$62.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Oswego County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oswego County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%--Round Up Savings Account
0.25%*$10k*-Savings Account
OTHER TIERS: 0.15% → $100 - $2.5k | 0.20% → $2.5k - $10k
0.25%*$10k*-IRA Savings
OTHER TIERS: 0.15% → $100 - $2.5k | 0.20% → $2.5k - $10k

Oswego County Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$250k*-Money Market Account
OTHER TIERS: 0.30% → $2.5k - $10k | 0.35% → $10k - $25k | 0.40% → $25k - $50k | 0.45% → $50k - $100k | 0.50% → $100k - $250k

Oswego County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.80%$500-36 Month Platinum Plus CD
3.55%$500-24 Month Platinum Plus CD
3.29%$500-36 Month CD
3.29%$500-18 Month Platinum Plus CD
3.03%$500-24 Month CD
2.78%$500-12 Month Platinum Plus CD
2.78%$500-18 Month CD
2.27%$500-12 Month CD
2.27%$25-Lucky Saver Account
1.75%$10k-18 Month CD New money
1.51%$500-6 Month Platinum Plus CD
1.00%$500-6 Month CD
Locations


Oswego County Federal Credit Union Locations
Branch Office5800 Scenic AveMexico, NY 13114
Branch Office90 E Bridge StOswego, NY 13126
Branch Office300 W 1st StOswego, NY 13126
Branch Office707 s 4th stFulton, NY 13069

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