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Oswego County Federal Credit Union


Overview / Commentary
www.oswegofcu.org
315-343-7822
90 E Bridge St
Oswego, NY 13126

Oswego County Federal Credit Union is headquartered in Oswego and is the 75th largest credit union in the state of New York. It is also the 1,608th largest credit union in the nation. It was established in 1975 and as of December of 2021, it had grown to 42 employees and 12,539 members at 5 locations. Oswego County Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details

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Health
B+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #21927
Year Chartered1975
Employees42
Primary Regulator
Profit Margin
Return on Assets - YTD1.1%
Return on Equity - YTD14.05%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$128.1MM$116.4MM
LoansQ4 2021vs Q4 2020$81.8MM$74.6MM
DepositsQ4 2021vs Q4 2020$116.2MM$107.3MM
Equity CapitalQ4 2021vs Q4 2020$10.0MM$8.5MM
Loan Loss AllowanceQ4 2021vs Q4 2020$762.00K$669.00K
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.1MM$1.4MM
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Oswego County Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oswego County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%--Round Up Savings Account
0.15%*$10k*-Savings Account
OTHER TIERS: 0.04% → $100 - $2.5k | 0.10% → $2.5k - $10k
0.15%*$10k*-IRA Savings
OTHER TIERS: 0.04% → $100 - $2.5k | 0.10% → $2.5k - $10k

Oswego County Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $100k

Oswego County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-36 Month Platinum Plus CD
0.85%$500-24 Month Platinum Plus CD
0.80%$500-18 Month Platinum Plus CD
0.75%$500-12 Month Platinum Plus CD
0.65%$500-6 Month Platinum Plus CD
0.45%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$25-Lucky Saver Account
0.30%$500-18 Month CD
0.25%$500-12 Month CD
0.15%$500-6 Month CD
Locations


Oswego County Federal Credit Union Locations
Branch Office5800 Scenic AveMexico, NY 13114
Branch Office90 E Bridge StOswego, NY 13126
Branch Office707 s 4th stFulton, NY 13069
Branch Office179 County Route 64Mexico, NY 13114
Branch Office262 W Seneca StOswego, NY 13126

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