Oswego County Federal Credit Union


Overview / Commentary
315-343-7822
90 E Bridge St
Oswego, NY 13126

Oswego County Federal Credit Union is headquartered in Oswego and is the 75th largest credit union in the state of New York. It is also the 1,609th largest credit union in the nation. It was established in 1975 and as of December of 2023, it had grown to 51 employees and 13,181 members at 5 locations. Oswego County Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details

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Health

Health Grade Components

Overall
NCUA #21927
Year Chartered1975
Employees51
Primary Regulator
Profit Margin
Return on Assets - YTD1.58%
Return on Equity - YTD14.37%
Annual Interest Income$6.8MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$127.3MM$129.3MM
LoansQ4 2023vs Q4 2022$102.9MM$92.6MM
DepositsQ4 2023vs Q4 2022$111.3MM$116MM
Equity CapitalQ4 2023vs Q4 2022$14MM$12.2MM
Loan Loss AllowanceQ4 2023vs Q4 2022$1.1MM$936K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.6MM$1.3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates

Rates for Oswego County Federal Credit Union are currently being reviewed.

Locations


Oswego County Federal Credit Union Locations
Branch Office5800 Scenic AveMexico, NY 13114
Branch Office90 E Bridge StOswego, NY 13126
Branch Office707 s 4th stFulton, NY 13069
Branch Office262 W Seneca StOswego, NY 13126
Branch Office101 Volney STPhoenix, NY 13135

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