Featured Savings Rates
Featured Accounts

Oswego County Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
0.25%SavingsSavings Account
0.85%3-year CD36 Month CD

Overview / Commentary
315-343-7822
90 E Bridge St
Oswego, NY 13126

Oswego County Federal Credit Union is headquartered in Oswego and is the 93rd largest credit union in the state of New York. It is also the 1,895th largest credit union in the nation. It was established in 1975 and as of September of 2016, it had grown to 31 employees and 11,296 members at 4 locations. Oswego County Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oswego County Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21927
Year Chartered1975
Employees31
Primary Regulator
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD6.9%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$73.2MM$65.1MM
LoansQ3 2016vs Q3 2015$59.9MM$54.5MM
DepositsQ3 2016vs Q3 2015$66.4MM$59.6MM
Equity CapitalQ3 2016vs Q3 2015$5.7MM$5.4MM
Loan Loss AllowanceQ3 2016vs Q3 2015$464.00K$217.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$1.3MM$707.00K
Real Estate OwnedQ3 2016vs Q3 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oswego County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$100$2,500Round Up Savings Account
0.25%*$10k*-Savings Account
OTHER TIERS: 0.15% $100 - $2,500 | 0.20% $2,500 - $10k
0.25%*$10k*-IRA Savings Account
OTHER TIERS: 0.15% $100 - $2,500 | 0.20% $2,500 - $10k

Oswego County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%--36 Month Platinum Plus CD
1.31%--24 Month Platinum Plus CD
1.00%--12 Month Platinum Plus CD
0.85%--36 Month CD
0.80%--24 Month CD
0.50%--12 Month CD
0.40%--6 Month CD
0.09%--6 Month Platinum Plus CD

Oswego County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%--36 Month Platinum Plus IRA
1.31%--24 Month Platinum Plus IRA
1.00%--12 Month Platinum Plus IRA
0.85%--36 Month IRA
0.80%--24 Month IRA
0.50%--12 Month IRA
0.40%--6 Month IRA
0.09%--6 Month Platinum Plus IRA
Locations


Oswego County Federal Credit Union Locations
Branch Office5800 Scenic AveMexico, NY 13114
Branch Office90 E Bridge StOswego, NY 13126
Branch Office300 W 1st StOswego, NY 13126
Branch Office707 s 4th stFulton, NY 13069