Oswego County Federal Credit Union


Overview / Commentary
315-343-7822
90 E Bridge St
Oswego, NY 13126

Oswego County Federal Credit Union is headquartered in Oswego and is the 77th largest credit union in the state of New York. It is also the 1,649th largest credit union in the nation. It was established in 1975 and as of December of 2019, it had grown to 40 employees and 12,439 members at 6 locations. Oswego County Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details

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Health
C+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oswego County Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21927
Year Chartered1975
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD13.56%
Annual Interest Income$5.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$97.9MM$85.0MM
LoansQ4 2019vs Q4 2018$79.5MM$73.9MM
DepositsQ4 2019vs Q4 2018$89.3MM$76.8MM
Equity CapitalQ4 2019vs Q4 2018$8.1MM$7.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$733.00K$578.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.3MM$1.4MM
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates

Rates for Oswego County Federal Credit Union are currently being reviewed.

Locations


Oswego County Federal Credit Union Locations
Branch Office5800 Scenic AveMexico, NY 13114
Branch Office90 E Bridge StOswego, NY 13126
Branch Office300 W 1st StOswego, NY 13126
Branch Office707 s 4th stFulton, NY 13069
Corporate Office3 W Seneca St South SuiteOswego, NY 13126
Branch Office179 County Route 64Mexico, NY 13114

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