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Oswego County Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
1.30% - Barclays 12 Month Online CDAdvertisement
0.25%SavingsSavings Account
1.05% - Ally Bank Online Savings AccountAdvertisement
0.85%3-year CD36 Month CD
1.60% - Ally Bank High Yield 3 Year CDAdvertisement
View all Oswego County Federal Credit Union rates »

Overview / Commentary
www.oswegofcu.org
315-343-7822
90 E Bridge St
Oswego, NY 13126

Oswego County Federal Credit Union is headquartered in Oswego and is the 92nd largest credit union in the state of New York. It is also the 1,879th largest credit union in the nation. It was established in 1975 and as of December of 2016, it had grown to 33 employees and 11,576 members at 4 locations. Oswego County Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details

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Health
C+

Data as of Q4 2016

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oswego County Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21927
Year Chartered1975
Employees33
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD7.22%
Annual Interest Income$3.9MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$74.7MM$68.5MM
LoansQ4 2016vs Q4 2015$61.2MM$56.7MM
DepositsQ4 2016vs Q4 2015$67.3MM$63.1MM
Equity CapitalQ4 2016vs Q4 2015$5.8MM$5.4MM
Loan Loss AllowanceQ4 2016vs Q4 2015$489.00K$385.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.3MM$873.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oswego County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$100$2,500Round Up Savings Account
0.25%*$10k*-Savings Account
OTHER TIERS: 0.15% → $100 - $2,500 | 0.20% → $2,500 - $10k
0.25%*$10k*-IRA Savings Account
OTHER TIERS: 0.15% → $100 - $2,500 | 0.20% → $2,500 - $10k

Oswego County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%--36 Month Platinum Plus CD
1.31%--24 Month Platinum Plus CD
1.00%--12 Month Platinum Plus CD
0.90%--6 Month Platinum Plus CD
0.85%--36 Month CD
0.80%--24 Month CD
0.50%--12 Month CD
0.40%--6 Month CD

Oswego County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%--36 Month Platinum Plus IRA
1.31%--24 Month Platinum Plus IRA
1.00%--12 Month Platinum Plus IRA
0.90%--6 Month Platinum Plus IRA
0.85%--36 Month IRA
0.80%--24 Month IRA
0.50%--12 Month IRA
0.40%--6 Month IRA
Locations


Oswego County Federal Credit Union Locations
Branch Office5800 Scenic AveMexico, NY 13114
Branch Office90 E Bridge StOswego, NY 13126
Branch Office300 W 1st StOswego, NY 13126
Branch Office707 s 4th stFulton, NY 13069