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Oswego County Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.50%1-year CD12 Month CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.25%SavingsSavings Account
1.20% - Goldman Sachs Bank USA Online SavingsAdvertisement
0.85%3-year CD36 Month CD
1.85% - Synchrony Bank 36 Month CDAdvertisement
View all Oswego County Federal Credit Union rates »

Overview / Commentary
www.oswegofcu.org
315-343-7822
90 E Bridge St
Oswego, NY 13126

Oswego County Federal Credit Union is headquartered in Oswego and is the 91st largest credit union in the state of New York. It is also the 1,872nd largest credit union in the nation. It was established in 1975 and as of March of 2017, it had grown to 32 employees and 11,945 members at 4 locations. Oswego County Federal Credit Union's CD rates are 11% higher than the national average, and it has a C+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Oswego County.
See current membership details

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Health
C+

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Oswego County Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #21927
Year Chartered1975
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD8.67%
Annual Interest Income$982.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$77.1MM$70.8MM
LoansQ1 2017vs Q1 2016$60.3MM$56.1MM
DepositsQ1 2017vs Q1 2016$70.3MM$65.3MM
Equity CapitalQ1 2017vs Q1 2016$6.0MM$5.5MM
Loan Loss AllowanceQ1 2017vs Q1 2016$493.00K$436.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.3MM$718.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oswego County Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$100$2,500Round Up Savings Account
0.25%*$10k*-Savings Account
OTHER TIERS: 0.15% → $100 - $2,500 | 0.20% → $2,500 - $10k
0.25%*$10k*-IRA Savings Account
OTHER TIERS: 0.15% → $100 - $2,500 | 0.20% → $2,500 - $10k

Oswego County Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%--36 Month Platinum Plus CD
1.31%--24 Month Platinum Plus CD
1.00%--12 Month Platinum Plus CD
0.90%--6 Month Platinum Plus CD
0.85%--36 Month CD
0.80%--24 Month CD
0.50%--12 Month CD
0.40%--6 Month CD

Oswego County Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.36%--36 Month Platinum Plus IRA
1.31%--24 Month Platinum Plus IRA
1.00%--12 Month Platinum Plus IRA
0.90%--6 Month Platinum Plus IRA
0.85%--36 Month IRA
0.80%--24 Month IRA
0.50%--12 Month IRA
0.40%--6 Month IRA
Locations


Oswego County Federal Credit Union Locations
Branch Office5800 Scenic AveMexico, NY 13114
Branch Office90 E Bridge StOswego, NY 13126
Branch Office300 W 1st StOswego, NY 13126
Branch Office707 s 4th stFulton, NY 13069