Otero Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.60%	1-year CD	12 Month Share Certificate 1.40% - Synchrony Bank 12 Month CD
0.15%	Savings	Regular Savings Account 1.20% - Synchrony Bank High Yield Savings
1.61%	4-year CD	48 Month Share Certificate 1.80% - Goldman Sachs Bank USA 4 Year CD

View all Otero Federal Credit Union rates »

Overview / Commentary

www.oterofcu.org

800-376-9000

1200 10th St
Alamogordo, NM 88310

Otero Federal Credit Union is headquartered in Alamogordo and is the 10^th largest credit union in the state of New Mexico. It is also the 771^st largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 89 employees and 32,480 members at 6 locations. Otero Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the counties of Chaves, Eddy, Lincoln, and Otero, New Mexico; spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers within the community, members of their immediate families; and organizations of such persons.
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Reviews (1)

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Worst Experience Ever

Posted by: Bobby24 | Jun 12, 2017

Worst customer service of any bank I have ever be in. Im currently having to get a lawyer because they shorted me four hundred dollars, and were unable to correct it. I can't use names, but the head boss in Alamogordo told me it wasn't enough money for her to even look into why it went missing. They are a nightmare, stay clear.

Comment

1

Health

A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	8475
Year Chartered	1953
Employees	89
Primary Regulator

Profit Margin
Return on Assets - YTD	0.67%
Return on Equity - YTD	4.81%
Annual Interest Income	$2.1MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$307.0MM$298.4MM
Loans	Q1 2017vs Q1 2016	$139.5MM$139.9MM
Deposits	Q1 2017vs Q1 2016	$262.2MM$255.4MM
Equity Capital	Q1 2017vs Q1 2016	$41.9MM$40.4MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$755.00K$608.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$372.00K$598.00K
Real Estate Owned	Q1 2017vs Q1 2016	$58.00K$19.00K

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Otero Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%	-	-	Regular Savings Account
0.15%	$100	-	IRA Share Account
0.15%	-	-	Health Savings Account

Otero Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.40%^*	$25k^*	-	Money Market Account
OTHER TIERS: 0.25% → $2,500 - $25k

Otero Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%	$1k	-	48 Month Share Certificate
1.41%	$1k	-	36 Month Share Certificate
1.26%	$1k	-	30 Month Share Certificate
1.16%	$1k	-	24 Month Share Certificate
0.80%	$1k	-	18 Month Share Certificate
0.60%	$1k	-	12 Month Share Certificate
0.45%	$1k	-	6 Month Share Certificate

Otero Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.61%	$1k	-	48 Month IRA Certificate
1.41%	$1k	-	36 Month IRA Certificate
1.26%	$1k	-	30 Month IRA Certificate
1.16%	$1k	-	24 Month IRA Certificate
0.80%	$1k	-	18 Month IRA Certificate
0.60%	$1k	-	12 Month IRA Certificate
0.45%	$1k	-	6 Month IRA Certificate

Locations

Otero Federal Credit Union Locations
Branch Office	1200 10th St	Alamogordo, NM 88310
Branch Office	PO BOX 1058 Bldg 786	Holloman AFB, NM 88330
Branch Office	2211 N Main St	Roswell, NM 88201-6458
Branch Office	1900 S Main St	Roswell, NM 88203-1837
Branch Office	211 Highway 70	Ruidoso, NM 88345-6042
Branch Office	3300 N White Sands Blvd Unit A	Alamogordo, NM 88310