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Otero Federal Credit Union

Popular Accounts at this Credit Union

0.75%1-year CD12 Month Share Certificate
0.15%SavingsRegular Savings Account
1.62%4-year CD48 Month Share Certificate

Overview / Commentary
1200 10th St
Alamogordo, NM 88310

Otero Federal Credit Union is headquartered in Alamogordo and is the 10th largest credit union in the state of New Mexico. It is also the 771st largest credit union in the nation. It was established in 1953 and as of June of 2017, it had grown to 96 employees and 32,748 members at 6 locations. Otero Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the counties of Chaves, Eddy, Lincoln, and Otero, New Mexico; spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers within the community, members of their immediate families; and organizations of such persons.
See current membership details

Reviews (1)

Worst Experience Ever

Posted by: Bobby24 | Jun 12, 2017

Worst customer service of any bank I have ever be in. Im currently having to get a lawyer because they shorted me four hundred dollars, and were unable to correct it. I can't use names, but the head boss in Alamogordo told me it wasn't enough money for her to even look into why it went missing. They are a nightmare, stay clear.


Health Grade Components

NCUA #8475
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD4.96%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$310.1MM$296.0MM
LoansQ2 2017vs Q2 2016$144.5MM$138.6MM
DepositsQ2 2017vs Q2 2016$264.9MM$252.4MM
Equity CapitalQ2 2017vs Q2 2016$42.1MM$40.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$751.00K$706.00K
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$378.00K$363.00K
Real Estate OwnedQ2 2017vs Q2 2016$92.00K$15.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Otero Federal Credit Union Savings Account Rates

0.15%--Regular Savings Account
0.15%$100-IRA Share Account
0.15%--Health Savings Account

Otero Federal Credit Union Money Market Rates

0.40%*$25k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k

Otero Federal Credit Union CD Rates

1.62%$1k-48 Month Share Certificate
1.42%$1k-36 Month Share Certificate
1.31%$1k-30 Month Share Certificate
1.26%$1k-24 Month Share Certificate
1.00%$1k-18 Month Share Certificate
0.75%$1k-12 Month Share Certificate
0.45%$1k-6 Month Share Certificate

Otero Federal Credit Union IRA Rates

1.62%$1k-48 Month IRA Certificate
1.42%$1k-36 Month IRA Certificate
1.31%$1k-30 Month IRA Certificate
1.26%$1k-24 Month IRA Certificate
1.00%$1k-18 Month IRA Certificate
0.75%$1k-12 Month IRA Certificate
0.45%$1k-6 Month IRA Certificate

Otero Federal Credit Union Locations
Branch Office1200 10th StAlamogordo, NM 88310
Branch OfficePO BOX 1058 Bldg 786Holloman AFB, NM 88330
Branch Office2211 N Main StRoswell, NM 88201-6458
Branch Office1900 S Main StRoswell, NM 88203-1837
Branch Office211 Highway 70Ruidoso, NM 88345-6042
Branch Office3300 N White Sands Blvd Unit AAlamogordo, NM 88310