Featured Savings Rates
Featured Accounts

Otero Federal Credit Union

Popular Accounts at this Credit Union

0.60%1-year CD12 Month Share Certificate
0.10%SavingsRegular Savings Account
1.61%4-year CD48 Month Share Certificate

Overview / Commentary
1200 10th St
Alamogordo, NM 88310

Otero Federal Credit Union is headquartered in Alamogordo and is the 10th largest credit union in the state of New Mexico. It is also the 771st largest credit union in the nation. It was established in 1953 and as of December of 2016, it had grown to 94 employees and 32,460 members at 6 locations. Otero Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in the counties of Chaves, Eddy, Lincoln, and Otero, New Mexico; spouses of persons who died while within the field of membership of this credit union; employees of this credit union; volunteers within the community, members of their immediate families; and organizations of such persons.
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Health Grade Components

NCUA #8475
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD4.56%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$297.4MM$289.2MM
LoansQ4 2016vs Q4 2015$139.7MM$138.8MM
DepositsQ4 2016vs Q4 2015$253.1MM$247.1MM
Equity CapitalQ4 2016vs Q4 2015$41.4MM$39.6MM
Loan Loss AllowanceQ4 2016vs Q4 2015$789.00K$542.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$463.00K$380.00K
Real Estate OwnedQ4 2016vs Q4 2015$124.00K$103.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Otero Federal Credit Union Savings Account Rates

0.10%--Regular Savings Account
0.10%$100-IRA Share Account
0.10%--Health Savings Account

Otero Federal Credit Union Money Market Rates

0.40%*$25k*-Money Market Account
OTHER TIERS: 0.25% $2,500 - $25k

Otero Federal Credit Union CD Rates

1.61%$1k-48 Month Share Certificate
1.41%$1k-36 Month Share Certificate
1.26%$1k-30 Month Share Certificate
1.16%$1k-24 Month Share Certificate
0.80%$1k-18 Month Share Certificate
0.60%$1k-12 Month Share Certificate
0.45%$1k-6 Month Share Certificate

Otero Federal Credit Union IRA Rates

1.61%$1k-48 Month IRA Certificate
1.41%$1k-36 Month IRA Certificate
1.26%$1k-30 Month IRA Certificate
1.16%$1k-24 Month IRA Certificate
0.80%$1k-18 Month IRA Certificate
0.60%$1k-12 Month IRA Certificate
0.45%$1k-6 Month IRA Certificate

Otero Federal Credit Union Locations
Branch Office1200 10th StAlamogordo, NM 88310
Branch OfficePO BOX 1058 Bldg 786Holloman AFB, NM 88330
Branch Office2211 N Main StRoswell, NM 88201-6458
Branch Office1900 S Main StRoswell, NM 88203-1837
Branch Office211 Highway 70Ruidoso, NM 88345-6042
Branch Office3300 N White Sands Blvd Unit AAlamogordo, NM 88310