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  2. Otis Federal Credit Union

Otis Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.00%5-year CD60 Month Share Certificate
2.35% - Synchrony Bank 60 Month CDAdvertisement
0.85%1-year CD12-23 Month Share Certificate
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.20%SavingsMembership Share
1.20% - Goldman Sachs Bank USA Online SavingsAdvertisement
View all Otis Federal Credit Union rates »

Overview / Commentary
www.otisfcu.coop
207-897-0900
170 Main St
Jay, ME 04239-4902

Otis Federal Credit Union is headquartered in Jay and is the 20th largest credit union in the state of Maine. It is also the 1,195th largest credit union in the nation. It was established in 1954 and as of March of 2017, it had grown to 25 employees and 10,817 members at 1 location. Otis Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna or Wayne.
See current membership details

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Health
A+

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #9349
Year Chartered1954
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.14%
Return on Equity - YTD6.87%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$159.4MM$147.6MM
LoansQ1 2017vs Q1 2016$67.0MM$68.8MM
DepositsQ1 2017vs Q1 2016$132.9MM$122.6MM
Equity CapitalQ1 2017vs Q1 2016$26.1MM$24.7MM
Loan Loss AllowanceQ1 2017vs Q1 2016$208.00K$250.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$771.00K$765.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$195.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Otis Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-Health Savings
OTHER TIERS: 0.20% → Up to $2k | 0.30% → $2k - $20k
0.25%$25-IRA Share
0.25%$25-Roth IRA Share
0.25%$25-Coverdell Educational IRA Share
0.20%$25-Membership Share
0.20%--Coindexter Club
0.20%--Club Accounts
0.20%--Holiday Club

Otis Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$20k*-Money Management
OTHER TIERS: 0.05% → Up to $2k | 0.30% → $2k - $20k

Otis Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-60 Month Share Certificate
1.70%$500-48-59 Month Share Certificate
1.50%$500-36-47 Month Share Certificate
1.20%$500-24-35 Month Share Certificate
0.85%$500-12-23 Month Share Certificate
0.65%$500-6-11 Month Share Certificate

Otis Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%$500-60 Month IRA Certificate
1.70%$500-48-59 Month IRA Certificate
1.50%$500-36-47 Month IRA Certificate
1.20%$500-24-35 Month IRA Certificate
0.85%$500-12-23 Month IRA Certificate
0.65%$500-6-11 Month IRA Certificate
Locations


Otis Federal Credit Union Locations
Branch Office170 Main StJay, ME 04239-4902