Otis Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month Share Certificate 2.90% - Goldman Sachs Bank USA High-yield 5 Year CD
0.70%	1-year CD	12-23 Month Share Certificate 2.45% - Synchrony Bank 14 Month CD Special
0.20%	Savings	Membership Share 1.65% - Barclays Online Savings Account

View all Otis Federal Credit Union rates »

Overview / Commentary

www.otisfcu.coop

207-897-0900

170 Main St
Jay, ME 04239-4902

Otis Federal Credit Union is headquartered in Jay and is the 20^th largest credit union in the state of Maine. It is also the 1,184^th largest credit union in the nation. It was established in 1954 and as of March of 2018, it had grown to 24 employees and 10,868 members at 1 location. Otis Federal Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Franklin County, Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna or Wayne.
See current membership details

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Health

A+

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	9349
Year Chartered	1954
Employees	24
Primary Regulator

Profit Margin
Return on Assets - YTD	0.8%
Return on Equity - YTD	4.75%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$166.2MM$159.4MM
Loans	Q1 2018vs Q1 2017	$68.7MM$67.0MM
Deposits	Q1 2018vs Q1 2017	$137.9MM$132.9MM
Equity Capital	Q1 2018vs Q1 2017	$27.4MM$26.1MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$262.00K$208.00K
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$628.00K$771.00K
Real Estate Owned	Q1 2018vs Q1 2017	$0$0

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Otis Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%	$25	-	IRA Share
0.25%	$25	-	Roth IRA Share
0.25%	$25	-	Coverdell Educational IRA Share
0.25%^*	$20k^*	-	Health Savings
OTHER TIERS: 0.20% → Up to $20k
0.20%	$25	-	Membership Share
0.20%	-	-	Coindexter Club
0.20%	-	-	Club Accounts
0.20%	-	-	Holiday Club

Otis Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$20k^*	-	Money Management
OTHER TIERS: 0.05% → Up to $2k \| 0.20% → $2k - $20k

Otis Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$500	-	60 Month Share Certificate
1.70%	$500	-	48-59 Month Share Certificate
1.40%	$500	-	36-47 Month Share Certificate
1.10%	$500	-	24-35 Month Share Certificate
0.70%	$500	-	12-23 Month Share Certificate
0.50%	$500	-	6-11 Month Share Certificate

Otis Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$500	-	60 Month IRA Certificate
1.70%	$500	-	48-59 Month IRA Certificate
1.40%	$500	-	36-47 Month IRA Certificate
1.10%	$500	-	24-35 Month IRA Certificate
0.70%	$500	-	12-23 Month IRA Certificate
0.50%	$500	-	6-11 Month IRA Certificate

Locations

Otis Federal Credit Union Locations
Branch Office	170 Main St	Jay, ME 04239-4902

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