Otis Federal Credit Union

Overview / Commentary
170 Main St
Jay, ME 04239

Otis Federal Credit Union is headquartered in Jay and is the 18th largest credit union in the state of Maine. It is also the 1,131st largest credit union in the nation. It was established in 1954 and as of December of 2023, it had grown to 28 employees and 11,211 members at 1 location. Otis Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Otis Federal Credit Union is open to those who live, work, worship, or attend school in Franklin County, Maine, or in the Maine communities of Canton, Fayette, Hartford, Leeds, Livermore, Livermore Falls, Mount Vernon, Readfield, Turner, Vienna, or Wayne.
See current membership details


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Health Grade Components

NCUA #9349
Year Chartered1954
Primary Regulator
Profit Margin
Return on Assets - YTD1.64%
Return on Equity - YTD10.58%
Annual Interest Income$9.4MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$242.2MM$238.9MM
LoansQ4 2023vs Q4 2022$95.4MM$84MM
DepositsQ4 2023vs Q4 2022$202.8MM$203.9MM
Equity CapitalQ4 2023vs Q4 2022$37.7MM$33MM
Loan Loss AllowanceQ4 2023vs Q4 2022$302K$275K
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$343K$409K
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Otis Federal Credit Union are currently being reviewed.


Otis Federal Credit Union Locations
Branch Office170 Main StJay, ME 04239-4902

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