Overview / Commentary
Otoe-Missouria Federal Credit Union is headquartered in Red Rock and is the 51st largest credit union in the state of Oklahoma. It is also the 4,109th largest credit union in the nation. It was established in 2019 and as of March of 2025, it had grown to 4 employees and 698 members at 1 location. Otoe-Missouria Federal Credit Union's CD rates are 5X the national average, but it has a C health rating.
Field of Membership Restrictions
Otoe-Missouria Federal Credit Union is open to enrolled members of the Otoe-Missouria Tribe, employees of an Otoe-Missouria tribal business, and family members of current OMFCU members.
See current membership details
Health
C
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Otoe-Missouria Federal Credit Union has a very low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 24910 |
| Year Chartered | 2019 |
| Employees | 4 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.01% |
| Return on Equity - YTD | -0.13% |
| Annual Interest Income | $71K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $3.5MM$3.4MM |
| Loans | Q1 2025vs Q1 2024 | $2.4MM$2.3MM |
| Deposits | Q1 2025vs Q1 2024 | $3.1MM$3MM |
| Equity Capital | Q1 2025vs Q1 2024 | $398K$374K |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $58K$48K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $133K$58K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |