Ouachita Valley Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.21% | 1-year CD | 12 Month Share Certificate 0.82% - National Average |
| 0.30% | Savings | Regular Shares |
| 2.22% | 4-year CD | 48 Month Share Certificate |
Ouachita Valley Federal Credit Union is headquartered in West Monroe and is the 15th largest credit union in the state of Louisiana. It is also the 1,005th largest credit union in the nation. It was established in 1955 and as of December of 2017, it had grown to 92 employees and 29,619 members at 4 locations. Ouachita Valley Federal Credit Union's CD rates are 34% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in the parishes of Ouachita, Lincoln, Jackson, Caldwell, Franklin, Morehouse or Richland.
See current membership details
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10181 |
| Year Chartered | 1955 |
| Employees | 92 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.64% |
| Return on Equity - YTD | 5.34% |
| Annual Interest Income | $8.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $211.8MM$208.5MM |
| Loans | Q4 2017vs Q4 2016 | $161.4MM$145.1MM |
| Deposits | Q4 2017vs Q4 2016 | $182.0MM$178.8MM |
| Equity Capital | Q4 2017vs Q4 2016 | $25.8MM$24.6MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $672.00K$680.00K |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $1.8MM$1.7MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ouachita Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ouachita Valley Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.16% | - | - | IRA Share | |
| 0.30% | $25 | - | Regular Shares | |
| 0.30% | - | - | Valley Youth Savers | |
| 0.30% | - | - | Christmas Club | |
| 0.30% | - | - | Vacation Club | |
| 0.20% | $25 | - | Business Share |
Ouachita Valley Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Checking |
Ouachita Valley Federal Credit Union CD Rates
Ouachita Valley Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.71% | $2k | - | 24 Month IRA Certificate | |
| 1.46% | $2k | - | 18 Month IRA Certificate |
| Ouachita Valley Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3170 Sterlington Rd | Monroe, LA 71203 |
| Branch Office | 2831 Louisville Ave | Monroe, LA 71201 |
| Branch Office | 1420 Natchitoches St | West Monroe, LA 71292 |
| Branch Office | 135 Well Rd | West Monroe, LA 71291 |