Ouachita Valley Federal Credit Union is headquartered in West Monroe and is the 15th largest credit union in the state of Louisiana. It is also the 948th largest credit union in the nation. It was established in 1955 and as of September of 2019, it had grown to 103 employees and 31,418 members at 5 locations. Ouachita Valley Federal Credit Union's CD rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Ouachita Valley Credit Union is open to those who live, work, worship, or attend school in the Louisiana parishes of Caldwell, Franklin, Jackson, Lincoln, Morehouse, Ouachita, or Richland.
See current membership details
Data as of Q3 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10181 |
| Year Chartered | 1955 |
| Employees | 103 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 9.11% |
| Annual Interest Income | $7.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $244.1MM$228.1MM |
| Loans | Q3 2019vs Q3 2018 | $186.2MM$172.0MM |
| Deposits | Q3 2019vs Q3 2018 | $207.6MM$195.4MM |
| Equity Capital | Q3 2019vs Q3 2018 | $29.3MM$27.0MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $917.00K$846.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $1.7MM$1.8MM |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ouachita Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ouachita Valley Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | - | - | IRA Share | |
| 0.30% | $25 | - | Regular Shares | |
| 0.30% | $5 | - | Valley Youth Savers | |
| 0.30% | $5 | - | Christmas Club | |
| 0.30% | $5 | - | Vacation Club | |
| 0.30% | $5 | - | Special Savings | |
| 0.20% | $25 | - | Business Share |
Ouachita Valley Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Checking |
Ouachita Valley Federal Credit Union CD Rates
Ouachita Valley Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $2k | - | 24 Month IRA Certificate | |
| 2.02% | $2k | - | 18 Month IRA Certificate |
| Ouachita Valley Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3170 Sterlington Rd | Monroe, LA 71203 |
| Branch Office | 2831 Louisville Ave | Monroe, LA 71201 |
| Branch Office | 1420 Natchitoches St | West Monroe, LA 71292 |
| Branch Office | 135 Well Rd | West Monroe, LA 71291 |
| Branch Office | 1705 Martin Luther King Jr Dr | Monroe, LA 71202 |