Overview / Commentary
Ouachita Valley Federal Credit Union is headquartered in West Monroe and is the 15th largest credit union in the state of Louisiana. It is also the 956th largest credit union in the nation. It was established in 1955 and as of December of 2019, it had grown to 102 employees and 31,468 members at 5 locations. Ouachita Valley Federal Credit Union's CD rates are 84% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership in Ouachita Valley Credit Union is open to those who live, work, worship, or attend school in the Louisiana parishes of Caldwell, Franklin, Jackson, Lincoln, Morehouse, Ouachita, or Richland.
See current membership details
Health
B+
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10181 |
| Year Chartered | 1955 |
| Employees | 102 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.98% |
| Return on Equity - YTD | 8.31% |
| Annual Interest Income | $10.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $245.7MM$228.5MM |
| Loans | Q4 2019vs Q4 2018 | $188.2MM$173.8MM |
| Deposits | Q4 2019vs Q4 2018 | $210.4MM$195.5MM |
| Equity Capital | Q4 2019vs Q4 2018 | $29.0MM$27.2MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $1.0MM$904.00K |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $4.5MM$1.9MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$0 |