Ouachita Valley Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.66% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.30% | Savings | 2.20% - Barclays Online Savings Account |
| 2.78% | 4-year CD | 2.90% - Barclays 48 Month Online CD |
Ouachita Valley Federal Credit Union is headquartered in West Monroe and is the 15th largest credit union in the state of Louisiana. It is also the 973rd largest credit union in the nation. It was established in 1955 and as of December of 2018, it had grown to 99 employees and 30,508 members at 5 locations. Ouachita Valley Federal Credit Union's CD rates are 84% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in the parishes of Ouachita, Lincoln, Jackson, Caldwell, Franklin, Morehouse or Richland.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 10181 |
| Year Chartered | 1955 |
| Employees | 99 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.76% |
| Return on Equity - YTD | 6.34% |
| Annual Interest Income | $9.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $228.5MM$211.8MM |
| Loans | Q4 2018vs Q4 2017 | $173.8MM$161.4MM |
| Deposits | Q4 2018vs Q4 2017 | $195.5MM$182.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $27.2MM$25.8MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $904.00K$672.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $1.9MM$1.8MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Ouachita Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
Ouachita Valley Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.26% | - | - | IRA Share | |
| 0.30% | $25 | - | Regular Shares | |
| 0.30% | $5 | - | Valley Youth Savers | |
| 0.30% | $5 | - | Christmas Club | |
| 0.30% | $5 | - | Vacation Club | |
| 0.30% | $5 | - | Special Savings | |
| 0.20% | $25 | - | Business Share |
Ouachita Valley Federal Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.15% | $1k | - | Checking |
Ouachita Valley Federal Credit Union CD Rates
Ouachita Valley Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.27% | $2k | - | 24 Month IRA Certificate | |
| 2.02% | $2k | - | 18 Month IRA Certificate |
| Ouachita Valley Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 3170 Sterlington Rd | Monroe, LA 71203 |
| Branch Office | 2831 Louisville Ave | Monroe, LA 71201 |
| Branch Office | 1420 Natchitoches St | West Monroe, LA 71292 |
| Branch Office | 135 Well Rd | West Monroe, LA 71291 |
| Branch Office | 1705 Martin Luther King Jr Dr | Monroe, LA 71202 |