Ouachita Valley Federal Credit Union is headquartered in West Monroe and is the 14th largest credit union in the state of Louisiana. It is also the 883rd largest credit union in the nation. It was established in 1955 and as of December of 2023, it had grown to 111 employees and 35,118 members at 5 locations. Ouachita Valley Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.
Membership in Ouachita Valley Credit Union is open to those who live, work, worship, or attend school in the Louisiana parishes of Caldwell, Franklin, Jackson, Lincoln, Morehouse, Ouachita, or Richland.
See current membership details
Overall | |
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NCUA # | 10181 |
Year Chartered | 1955 |
Employees | 111 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 1.22% |
Return on Equity - YTD | 10.83% |
Annual Interest Income | $16.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2023vs Q4 2022 | $370.5MM$342.2MM |
Loans | Q4 2023vs Q4 2022 | $264.4MM$235MM |
Deposits | Q4 2023vs Q4 2022 | $327.5MM$297MM |
Equity Capital | Q4 2023vs Q4 2022 | $41.6MM$37.7MM |
Loan Loss Allowance | Q4 2023vs Q4 2022 | $2.5MM$1.4MM |
Unbacked Noncurrent Loans | Q4 2023vs Q4 2022 | $2.2MM$2.7MM |
Real Estate Owned | Q4 2023vs Q4 2022 | $34K$34K |
Always verify rates and promotions with the bank or credit union. We are not Ouachita Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
1.76% | - | - | IRA Share | |
0.50% | $25 | - | Regular Shares | |
0.50% | $5 | - | Valley Youth Savers | |
0.50% | $5 | - | Christmas Club | |
0.50% | $5 | - | Vacation Club | |
0.50% | $5 | - | Special Savings | |
0.35% | $25 | - | Business Share |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.15% | $1k | - | Checking |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
4.59% | $2k | - | 24 Month IRA Certificate | |
4.33% | $2k | - | 18 Month IRA Certificate |
Ouachita Valley Federal Credit Union Locations | ||
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Branch Office | 3170 Sterlington Rd | Monroe, LA 71203 |
Branch Office | 1420 Natchitoches St | West Monroe, LA 71292 |
Branch Office | 135 Well Rd | West Monroe, LA 71291 |
Branch Office | 1705 Martin Luther King Jr Dr | Monroe, LA 71202 |
Branch Office | 2400 Louisville Ave | Monroe, LA 71201 |