OUCU Financial Credit Union


Overview / Commentary
740-597-2800
944 E State St
Athens, OH 45701

OUCU Financial Credit Union is headquartered in Athens and is the 19th largest credit union in the state of Ohio. It is also the 740th largest credit union in the nation. It was established in 1955 and as of September of 2024, it had grown to 101 employees and 26,531 members at 4 locations. OUCU Financial Credit Union has an A health rating.

Field of Membership Restrictions

OUCU Financial Credit Union is open to anyone who lives, works, worships, or goes to school in the Ohio counties of Athens, Fairfield, Hocking, Meigs, Morgan, Perry, Vinton, or Washington. Members of the Ohio University Friends of the Libraries (minimum $30), Athens Friends of the Library, Athens County Area Beekeepers Association, Athens Amvets Post 76, Albany Amvets Post 93, Athens County Club, Athens Elks, Athens Masonic Bodies, or Career Connections Alumni Association are also eligible to join. Employees/Retirees, students or alumni of an Ohio University or Hocking College, and family members of current credit union members are also welcome.
See current membership details

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Health

Health Grade Components

Overall
NCUA #61048
Year Chartered1955
Employees101
Primary Regulator
Profit Margin
Return on Assets - YTD0.43%
Return on Equity - YTD4.08%
Annual Interest Income$17.8MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$492.1MM$504.8MM
LoansQ3 2024vs Q3 2023$383.1MM$364.9MM
DepositsQ3 2024vs Q3 2023$404.3MM$391.1MM
Equity CapitalQ3 2024vs Q3 2023$52.1MM$45.3MM
Loan Loss AllowanceQ3 2024vs Q3 2023$3.8MM$2.6MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$2.2MM$1.6MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
Rates

Rates for OUCU Financial Credit Union are currently being reviewed.

Locations


OUCU Financial Credit Union Locations
Branch Office90 S Shafer StAthens, OH 45701-2309
Branch Office944 E State StAthens, OH 45701
Branch Office12 W Union StAthens, OH 45701
Branch Office96 W Hunter StLogan, OH 43138

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