OUCU Financial Credit Union


Overview / Commentary
740-597-2800
944 E State St
Athens, OH 45701

OUCU Financial Credit Union is headquartered in Athens and is the 18th largest credit union in the state of Ohio. It is also the 735th largest credit union in the nation. It was established in 1955 and as of March of 2025, it had grown to 109 employees and 26,037 members at 4 locations. OUCU Financial Credit Union has an A health rating.

Field of Membership Restrictions

OUCU Financial Credit Union is open to anyone who lives, works, worships, or goes to school in the Ohio counties of Athens, Fairfield, Hocking, Meigs, Morgan, Perry, Vinton, or Washington. Members of the Ohio University Friends of the Libraries (minimum $30), Athens Friends of the Library, Athens County Area Beekeepers Association, Athens Amvets Post 76, Albany Amvets Post 93, Athens County Club, Athens Elks, Athens Masonic Bodies, or Career Connections Alumni Association are also eligible to join. Employees/Retirees, students or alumni of an Ohio University or Hocking College, and family members of current credit union members are also welcome.
See current membership details

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Health

Health Grade Components

Overall
NCUA #61048
Year Chartered1955
Employees109
Primary Regulator
Profit Margin
Return on Assets - YTD0.49%
Return on Equity - YTD4.81%
Annual Interest Income$6.2MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$519MM$483.4MM
LoansQ1 2025vs Q1 2024$393.5MM$373.8MM
DepositsQ1 2025vs Q1 2024$434.1MM$404.1MM
Equity CapitalQ1 2025vs Q1 2024$52.5MM$47.8MM
Loan Loss AllowanceQ1 2025vs Q1 2024$3.7MM$2.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$3MM$1.3MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates

Rates for OUCU Financial Credit Union are currently being reviewed.

Locations


OUCU Financial Credit Union Locations
Branch Office90 S Shafer StAthens, OH 45701-2309
Branch Office944 E State StAthens, OH 45701
Branch Office12 W Union StAthens, OH 45701
Branch Office96 W Hunter StLogan, OH 43138

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