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Our Community Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.ourcu.com
360-426-9701
526 W Cedar St
Shelton, WA 98584

Our Community Credit Union is headquartered in Shelton and is the 25th largest credit union in the state of Washington. It is also the 660th largest credit union in the nation. It was established in 1941 and as of March of 2025, it had grown to 98 employees and 32,284 members at 8 locations. Our Community Credit Union's CD rates are 4X the national average, and it boasts an A+ health rating.

Field of Membership Restrictions

Membership in Our Community Credit Union is open to those who live, work, or attend school in the State of Washington.
See current membership details

Reviews (1)

Horrible Credit Union In NW

Posted by: |

I wanted to buy another car from a Daytona Auto in Lynnwood but when I went there to test drive the car wasn't good so I called the credit Union to stop the transaction. They refused. Now, may 1st. I got a notification that they did hard pull of mortgage finance but I wasn't buying any house, so May 2nd, I called them and they transferred me to Ruth who told me that they have the right to pull my credit whenever they want. Don't do business with such credit unions

2


Health
A+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #68609
Year Chartered1941
Employees98
Primary Regulator
Profit Margin
Return on Assets - YTD1.52%
Return on Equity - YTD13.81%
Annual Interest Income$7.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$623.3MM$599.7MM
LoansQ1 2025vs Q1 2024$255.2MM$245.8MM
DepositsQ1 2025vs Q1 2024$548MM$531.8MM
Equity CapitalQ1 2025vs Q1 2024$68.2MM$59.6MM
Loan Loss AllowanceQ1 2025vs Q1 2024$2.9MM$3.5MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$956K$1.7MM
Real Estate OwnedQ1 2025vs Q1 2024$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not Our Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Our Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$10k*-Savings
OTHER TIERS: 0.05% → $1k - $10k
0.10%*$10k*-Business Savings
OTHER TIERS: 0.05% → $1k - $10k

Our Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
6.00%*$0$10kSky High Yield
OTHER TIERS: 0.10% → $10k+
0.20%*$100k*-e-Checking
OTHER TIERS: 0.05% → $1k - $20k | 0.10% → $20k - $100k
0.20%*$100k*-Summit Checking
OTHER TIERS: 0.05% → $1k - $20k | 0.10% → $20k - $100k
0.20%*$100k*-Elevation Checking
OTHER TIERS: 0.05% → $1k - $20k | 0.10% → $20k - $100k

Our Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$1k-6 Month Bump Share Certificate
3.77%$1k-1 Year Bump Share Certificate
3.77%$500-1 Year Launch Savings Bump Certificate
3.77%$1k-9 Month Bump Share Certificate
3.30%$1k-13 Month Share Certificate
2.84%$1k-2 Year Bump Share Certificate
2.63%$1k-3 Year Share Certificate
2.58%$1k-4 Year Share Certificate

Our Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.82%$1k-6 Month Bump IRA Certificate
3.77%$1k-1 Year Bump IRA Certificate
3.77%$1k-9 Month Bump IRA Certificate
3.30%$1k-13 Month IRA Certificate
2.84%$1k-2 Year Bump IRA Certificate
2.63%$1k-3 Year IRA Certificate
2.58%$1k-4 Year IRA Certificate
0.50%$50-IRA Savings
Locations


Our Community Credit Union Locations
Branch Office306 S 7th Street PO BOX 618Elma, WA 98541
Branch Office320 E Dalby Rd Ste AUnion, WA 98592
Branch Office211 E Pioneer Ave STE BMontesano, WA 98563
Branch Office526 W Cedar StShelton, WA 98584
Branch Office2948 Olympic Hwy NShelton, WA 98584
Branch Office424 W Simpson AveMcCleary, WA 98557
Branch Office9710 SW Bank Rd PO BOX 1529Vashon, WA 98070
Branch Office6541 Sexton Dr NW Ste 103Olympia, WA 98502-9222

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