Our Community Credit Union is headquartered in Shelton and is the 25th largest credit union in the state of Washington. It is also the 661st largest credit union in the nation. It was established in 1941 and as of December of 2024, it had grown to 100 employees and 32,034 members at 8 locations. Our Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Our Community Credit Union is open to those who live, work, or attend school in the State of Washington.
See current membership details
Horrible Credit Union In NW
I wanted to buy another car from a Daytona Auto in Lynnwood but when I went there to test drive the car wasn't good so I called the credit Union to stop the transaction. They refused. Now, may 1st. I got a notification that they did hard pull of mortgage finance but I wasn't buying any house, so May 2nd, I called them and they transferred me to Ruth who told me that they have the right to pull my credit whenever they want. Don't do business with such credit unions
Data as of Q4 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68609 |
| Year Chartered | 1941 |
| Employees | 100 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.81% |
| Return on Equity - YTD | 7.61% |
| Annual Interest Income | $28.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2024vs Q4 2023 | $613.3MM$594.9MM |
| Loans | Q4 2024vs Q4 2023 | $256.3MM$253.1MM |
| Deposits | Q4 2024vs Q4 2023 | $540.4MM$527.6MM |
| Equity Capital | Q4 2024vs Q4 2023 | $65.2MM$58MM |
| Loan Loss Allowance | Q4 2024vs Q4 2023 | $3.3MM$3.2MM |
| Unbacked Noncurrent Loans | Q4 2024vs Q4 2023 | $1.2MM$1.7MM |
| Real Estate Owned | Q4 2024vs Q4 2023 | $0$0 |