Our Community Credit Union is headquartered in Shelton and is the 24th largest credit union in the state of Washington. It is also the 661st largest credit union in the nation. It was established in 1941 and as of December of 2022, it had grown to 93 employees and 30,870 members at 8 locations. Our Community Credit Union's CD rates are 3X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, attend school or work in the state of Washington.
See current membership details
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Our Community Credit Union, Shelton, WA
I have done business with this credit union since 1974. I love it. I have never had anything but great service, always! I feel very safe and secure putting my money here. I have used all their services over the years and have not one complaint. I am grateful that it is available for me to use in this small town. They do an excellent job and are listed at number 25 of the top 200 credit unions in the country-congratulations OCCU and thank you!
Horrible Credit Union In NW
I wanted to buy another car from a Daytona Auto in Lynnwood but when I went there to test drive the car wasn't good so I called the credit Union to stop the transaction. They refused. Now, may 1st. I got a notification that they did hard pull of mortgage finance but I wasn't buying any house, so May 2nd, I called them and they transferred me to Ruth who told me that they have the right to pull my credit whenever they want. Don't do business with such credit unions
Worst Credit Union Ever
I just have to say right off the bat this is the worst credit union ever. The worst customer service I have ever dealt with. They boldly lie to your face, double pull from your account for the same thing without any reason just so they can get their money quicker. I have moved everything from their credit union to another and now I'm happy again. Years ago they were simpson credit union and now they have changed owners and have become the worst credit union I have ever dealt with. The people in my town agree as well.
Data as of Q4 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68609 |
| Year Chartered | 1941 |
| Employees | 93 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1% |
| Return on Equity - YTD | 11.65% |
| Annual Interest Income | $16.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2022vs Q4 2021 | $590.5MM$583.3MM |
| Loans | Q4 2022vs Q4 2021 | $251.0MM$197.3MM |
| Deposits | Q4 2022vs Q4 2021 | $523.3MM$523.8MM |
| Equity Capital | Q4 2022vs Q4 2021 | $50.6MM$55.2MM |
| Loan Loss Allowance | Q4 2022vs Q4 2021 | $1.1MM$1.3MM |
| Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $1.2MM$406.00K |
| Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |