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Our Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.60%1-year CD1 Year Share Certificate
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
1.55%4-year CD4 Year Share Certificate
1.50% - Ally Bank Raise Your Rate 4-Year CDAdvertisement
1.05%3-year CD3 Year Share Certificate
1.85% - Synchrony Bank 36 Month CDAdvertisement
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Overview / Commentary
www.ourcu.com
800-426-5657
526 W Cedar St
Shelton, WA 98584

Our Community Credit Union is headquartered in Shelton and is the 26th largest credit union in the state of Washington. It is also the 695th largest credit union in the nation. It was established in 1941 and as of June of 2017, it had grown to 90 employees and 29,414 members at 7 locations. Our Community Credit Union has an A+ health rating.

Field of Membership Restrictions

Membership is open to those who live, attend school or work in the state of Washington.
See current membership details

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Reviews (1)

Worst Credit Union Ever

Posted by: ChrisW | Feb 27, 2015

I just have to say right off the bat this is the worst credit union ever. The worst customer service I have ever dealt with. They boldly lie to your face, double pull from your account for the same thing without any reason just so they can get their money quicker. I have moved everything from their credit union to another and now I'm happy again. Years ago they were simpson credit union and now they have changed owners and have become the worst credit union I have ever dealt with. The people in my town agree as well.

4


Health
A+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #68609
Year Chartered1941
Employees90
Primary Regulator
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD7.71%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$351.8MM$329.7MM
LoansQ2 2017vs Q2 2016$167.9MM$149.9MM
DepositsQ2 2017vs Q2 2016$294.3MM$267.0MM
Equity CapitalQ2 2017vs Q2 2016$42.0MM$37.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$1.2MM$1.2MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$707.00K$535.00K
Real Estate OwnedQ2 2017vs Q2 2016$100.00K$100.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Our Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$50-IRA Savings
0.30%*$10k*-Savings
OTHER TIERS: 0.10% → $1k - $10k

Our Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$100k*-Premium Checking
OTHER TIERS: 0.10% → $1k - $20k | 0.30% → $20k - $100k
0.40%*$100k*-Plus Checking
OTHER TIERS: 0.10% → $1k - $20k | 0.30% → $20k - $100k
0.40%*$100k*-e-Checking
OTHER TIERS: 0.10% → $1k - $20k | 0.30% → $20k - $100k

Our Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$1k-4 Year Share Certificate
1.05%$1k-3 Year Share Certificate
0.85%$1k-2 Year Share Certificate
0.70%$500-1 Year Launch Savings Certificate
0.60%$1k-1 Year Share Certificate
0.30%$1k-6 Month Share Certificate

Our Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.55%$1k-4 Year IRA Certificate
1.05%$1k-3 Year IRA Certificate
0.85%$1k-2 Year IRA Certificate
0.60%$1k-1 Year IRA Certificate
0.30%$1k-6 Month IRA Certificate
Locations


Our Community Credit Union Locations
Branch Office306 S 7th Street PO BOX 618Elma, WA 98541
Branch Office320 E Dalby Rd Ste AUnion, WA 98592
Branch Office211 E Pioneer Ave STE BMontesano, WA 98563
Branch Office526 W Cedar StShelton, WA 98584
Branch Office2948 Olympic Hwy NShelton, WA 98584
Branch Office424 W Simpson AveMcCleary, WA 98557
Branch Office9710 SW Bank Rd PO BOX 1529Vashon, WA 98070