Our Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 1.25% | 1-year CD | 1.38% - National Average |
| 2.25% | 4-year CD | 1.99% - National Average |
| 2.00% | 3-year CD | 1.88% - National Average |
Our Community Credit Union is headquartered in Shelton and is the 25th largest credit union in the state of Washington. It is also the 656th largest credit union in the nation. It was established in 1941 and as of December of 2018, it had grown to 95 employees and 32,541 members at 8 locations. Our Community Credit Union's CD rates are 39% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Membership is open to those who live, attend school or work in the state of Washington.
See current membership details
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Our Community Credit Union, Shelton, WA
I have done business with this credit union since 1974. I love it. I have never had anything but great service, always! I feel very safe and secure putting my money here. I have used all their services over the years and have not one complaint. I am grateful that it is available for me to use in this small town. They do an excellent job and are listed at number 25 of the top 200 credit unions in the country-congratulations OCCU and thank you!
Worst Credit Union Ever
I just have to say right off the bat this is the worst credit union ever. The worst customer service I have ever dealt with. They boldly lie to your face, double pull from your account for the same thing without any reason just so they can get their money quicker. I have moved everything from their credit union to another and now I'm happy again. Years ago they were simpson credit union and now they have changed owners and have become the worst credit union I have ever dealt with. The people in my town agree as well.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 68609 |
| Year Chartered | 1941 |
| Employees | 95 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.07% |
| Return on Equity - YTD | 9.3% |
| Annual Interest Income | $14.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $400.1MM$362.6MM |
| Loans | Q4 2018vs Q4 2017 | $172.3MM$166.2MM |
| Deposits | Q4 2018vs Q4 2017 | $341.5MM$303.9MM |
| Equity Capital | Q4 2018vs Q4 2017 | $45.6MM$43.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.2MM$1.1MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $397.00K$372.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$100.00K |
Always verify rates and promotions with the bank or credit union. We are not Our Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Our Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.01% | $50 | - | IRA Savings | ||
| 0.30%* | $10k* | - | Savings | ||
| OTHER TIERS: 0.10% → $1k - $10k | |||||
Our Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $100k* | - | Premium Checking | ||
| OTHER TIERS: 0.10% → $1k - $20k | 0.30% → $20k - $100k | |||||
| 0.40%* | $100k* | - | Plus Checking | ||
| OTHER TIERS: 0.10% → $1k - $20k | 0.30% → $20k - $100k | |||||
| 0.40%* | $100k* | - | e-Checking | ||
| OTHER TIERS: 0.10% → $1k - $20k | 0.30% → $20k - $100k | |||||
Our Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $1k | - | 4 Year Share Certificate | |
| 2.25% | $25k | - | 3 Year Jumbo CD | |
| 2.00% | $1k | - | 3 Year Share Certificate | |
| 1.50% | $1k | - | 2 Year Bump Share Certificate | |
| 1.25% | $1k | - | 1 Year Bump Share Certificate | |
| 1.10% | $500 | - | 1 Year Launch Savings Bump Certificate | |
| 0.60% | $1k | - | 6 Month Bump Share Certificate |
Our Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.25% | $1k | - | 4 Year IRA Certificate | |
| 2.00% | $1k | - | 3 Year IRA Certificate | |
| 1.50% | $1k | - | 2 Year Bump IRA Certificate | |
| 1.25% | $1k | - | 1 Year Bump IRA Certificate | |
| 0.60% | $1k | - | 6 Month Bump IRA Certificate |
| Our Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 306 S 7th Street PO BOX 618 | Elma, WA 98541 |
| Branch Office | 320 E Dalby Rd Ste A | Union, WA 98592 |
| Branch Office | 211 E Pioneer Ave STE B | Montesano, WA 98563 |
| Branch Office | 526 W Cedar St | Shelton, WA 98584 |
| Branch Office | 2948 Olympic Hwy N | Shelton, WA 98584 |
| Branch Office | 424 W Simpson Ave | McCleary, WA 98557 |
| Branch Office | 9710 SW Bank Rd PO BOX 1529 | Vashon, WA 98070 |
| Branch Office | 6541 Sexton Dr NW Ste 103 | Olympia, WA 98502-9222 |