Featured Savings Rates
Featured Accounts

Owen County State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.05%5-year CD60 Month CD
0.40%1-year CD12 Month CD
0.05%SavingsStatement Savings

Overview / Commentary
812-829-4811
201 West Morgan Street
Spencer, IN 47460

Owen County State Bank is headquartered in Spencer and is the 65th largest bank in the state of Indiana. It is also the 3,059th largest bank in the nation. It was established in 1934 and as of March of 2016, it had grown to 65 employees at 4 locations. Owen County State Bank has an A health rating.

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Health
A

Health Grade Components

Overall
FDIC Certificate #13112
Year Established1934
Employees65
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.66%
Return on Equity - YTD6.75%
Annual Interest Income$1.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$194.2MM$181.3MM
LoansQ1 2016vs Q1 2015$131.8MM$117.8MM
DepositsQ1 2016vs Q1 2015$163.8MM$151.5MM
Equity CapitalQ1 2016vs Q1 2015$19.2MM$18.7MM
Loan Loss AllowanceQ1 2016vs Q1 2015$1.3MM$1.1MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$622.00K$691.00K
Real Estate OwnedQ1 2016vs Q1 2015$0$10.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Owen County State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%--Christmas Club
0.05%--Statement Savings
0.05%--Business Statement Savings

Owen County State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.13%*$100k*-Choice Money Market Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $100k
0.13%*$100k*-Business Choice Money Market Savings
OTHER TIERS: 0.05% Up to $2,500 | 0.10% $2,500 - $100k
0.01%--Business Money Management Checking
0.01%--Money Management Checking

Owen County State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%--Classic Choice PLUS
0.05%--First Choice PLUS
0.01%--First Choice
0.01%--Classic Choice

Owen County State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$25k*-60 Month CD
OTHER TIERS: 0.95% $500 - $25k
0.80%*$25k*-48 Month CD
OTHER TIERS: 0.70% $500 - $25k
0.65%*$25k*-36 Month CD
OTHER TIERS: 0.55% $500 - $25k
0.55%*$25k*-30 Month CD
OTHER TIERS: 0.45% $500 - $25k
0.50%*$25k*-24 Month CD
OTHER TIERS: 0.40% $500 - $25k
0.45%*$25k*-18 Month CD
OTHER TIERS: 0.35% $500 - $25k
0.40%*$25k*-12 Month CD
OTHER TIERS: 0.30% $500 - $25k
0.15%$1k-6 Month CD
0.10%$1k-3 Month CD
0.05%$1k-32 - 90 Day CD

Owen County State Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.05%*$25k*-60 Month IRA
OTHER TIERS: 0.95% $500 - $25k
0.80%*$25k*-48 Month IRA
OTHER TIERS: 0.70% $500 - $25k
0.65%*$25k*-36 Month IRA
OTHER TIERS: 0.55% $500 - $25k
0.55%*$25k*-30 Month IRA
OTHER TIERS: 0.45% $500 - $25k
0.50%*$25k*-24 Month IRA
OTHER TIERS: 0.40% $500 - $25k
0.45%*$25k*-18 Month IRA
OTHER TIERS: 0.35% $500 - $25k
0.40%*$25k*-12 Month IRA
OTHER TIERS: 0.30% $500 - $25k
0.15%$1k-6 Month IRA
0.10%$1k-3 Month IRA
0.05%$1k-32 - 90 Day IRA
Locations


Owen County State Bank Locations
Owen County State Bank201 West Morgan StreetSpencer, IN 47460
Bloomington Branch3419 West State Road 46Bloomington, IN 47401
Gosport BranchWest Main StreetGosport, IN 47433
Walnut Street Bloomington In Branch2421 South Walnut StreetBloomington, IN 47401