Owen County State Bank
Overview / Commentary
Owen County State Bank is headquartered in Spencer and is the 59th largest bank in the state of Indiana. It is also the 2,763rd largest bank in the nation. It was established in 1934 and as of June of 2018, it had grown to 69 employees at 5 locations. Owen County State Bank has an A health rating.
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Health
A
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 13112 |
| Year Established | 1934 |
| Employees | 69 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.87% |
| Return on Equity - YTD | 8.95% |
| Annual Interest Income | $4.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $215.8MM$208.7MM |
| Loans | Q2 2018vs Q2 2017 | $153.5MM$144.2MM |
| Deposits | Q2 2018vs Q2 2017 | $183.5MM$172.1MM |
| Equity Capital | Q2 2018vs Q2 2017 | $20.5MM$20.0MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.8MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $1.8MM$269.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$100.00K |
Rates
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Locations
| Owen County State Bank Locations | ||
|---|---|---|
| Owen County State Bank | 201 West Morgan Street | Spencer, IN 47460 |
| Bloomington Branch | 3419 West State Road 46 | Bloomington, IN 47401 |
| Gosport Branch | West Main Street | Gosport, IN 47433 |
| Walnut Street Bloomington In Branch | 2421 South Walnut Street | Bloomington, IN 47401 |
| Linton Banking Center | 1600 A Street N.E. Suite 25 | Linton, IN 47441 |