Overview / Commentary
812-829-4811
201 West Morgan Street
Spencer, IN 47460

Owen County State Bank is headquartered in Spencer and is the 59th largest bank in the state of Indiana. It is also the 2,763rd largest bank in the nation. It was established in 1934 and as of June of 2018, it had grown to 69 employees at 5 locations. Owen County State Bank has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #13112
Year Established1934
Employees69
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.95%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$215.8MM$208.7MM
LoansQ2 2018vs Q2 2017$153.5MM$144.2MM
DepositsQ2 2018vs Q2 2017$183.5MM$172.1MM
Equity CapitalQ2 2018vs Q2 2017$20.5MM$20.0MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.8MM$1.7MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$1.8MM$269.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$100.00K
Rates

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Locations


Owen County State Bank Locations
Owen County State Bank201 West Morgan StreetSpencer, IN 47460
Bloomington Branch3419 West State Road 46Bloomington, IN 47401
Gosport BranchWest Main StreetGosport, IN 47433
Walnut Street Bloomington In Branch2421 South Walnut StreetBloomington, IN 47401
Linton Banking Center1600 A Street N.E. Suite 25Linton, IN 47441

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