Overview / Commentary
Owen County State Bank is headquartered in Spencer and is the 53rd largest bank in the state of Indiana. It is also the 2,527th largest bank in the nation. It was established in 1934 and as of September of 2020, it had grown to 77 employees at 7 locations. Owen County State Bank has an A+ health rating.
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Health
A+
Data as of Q3 2020
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 13112 |
| Year Established | 1934 |
| Employees | 77 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 5.76% |
| Annual Interest Income | $7.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2020vs Q3 2019 | $270.9MM$235.3MM |
| Loans | Q3 2020vs Q3 2019 | $172.0MM$169.9MM |
| Deposits | Q3 2020vs Q3 2019 | $221.1MM$193.5MM |
| Equity Capital | Q3 2020vs Q3 2019 | $29.9MM$22.8MM |
| Loan Loss Allowance | Q3 2020vs Q3 2019 | $2.1MM$1.8MM |
| Unbacked Noncurrent Loans | Q3 2020vs Q3 2019 | $455.00K$1.2MM |
| Real Estate Owned | Q3 2020vs Q3 2019 | $0$0 |