Owen County State Bank


Overview / Commentary
812-829-4811
201 West Morgan Street
Spencer, IN 47460-0151

Owen County State Bank is headquartered in Spencer and is the 53rd largest bank in the state of Indiana. It is also the 2,490th largest bank in the nation. It was established in 1934 and as of June of 2020, it had grown to 78 employees at 7 locations. Owen County State Bank has an A+ health rating.

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Health
A+

Health Grade Components

Overall
FDIC Certificate #13112
Year Established1934
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.54%
Return on Equity - YTD5.39%
Annual Interest Income$5.2MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$276.1MM$235.9MM
LoansQ2 2020vs Q2 2019$166.4MM$166.5MM
DepositsQ2 2020vs Q2 2019$226.4MM$194.7MM
Equity CapitalQ2 2020vs Q2 2019$29.4MM$22.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$2.0MM$1.9MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$490.00K$1.8MM
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Rates

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Locations


Owen County State Bank Locations
Owen County State Bank201 West Morgan StreetSpencer, IN 47460
Bloomington Branch3419 West State Road 46Bloomington, IN 47401
Gosport BranchWest Main StreetGosport, IN 47433
Walnut Street Bloomington In Branch2421 South Walnut StreetBloomington, IN 47401
Linton Banking Center1600 A Street N.E. Suite 25Linton, IN 47441
East Main St. Branch34 E. Main St.Bloomfield, IN 47424
Bedford Branch2115 W. 16th St.Bedford, IN 47421

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