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Overview / Commentary
248-628-2533
60 South Washington Street
Oxford, MI 48371

Oxford Bank is headquartered in Oxford and is the 34th largest bank in the state of Michigan. It is also the 2,034th largest bank in the nation. It was established in 1884 and as of March of 2016, it had grown to 78 employees at 10 locations. Oxford Bank has an A health rating.

Reviews (1)

Horrible Bank

Posted by: Anonymous | Jun 1, 2012

I cannot express how frustrated I am with Oxford Bank. I have tried to have them resolve an issue from Feb 22-June 1 and they have still not fixed it! I am currently refinancing my house and the bank required clarification on a loan we had with Oxford. It had been misreported to our credit report as a collection account, a mortgage, with incorrect payment amount and balance. It was not a mortgage and we had not missed a payment in 5 years. Literally everything on the credit report was wrong except that the loan was with Oxford Bank. Fast forward 100 days and they still have not gotten the necessary paperwork to the refinance bank and it is still on my credit report- incorrectly!!

To sum up my experience- incompetent, will not return phone calls/emails, will not follow up or take initiative to help a customer, I had to climb the ladder and threaten a letter to the president and CFO before action was taken, and it's still not finished! Put your money somewhere else. You will be happy you did.

They are horrible. I wish I could go back in time and go somewhere else. I would give them 0 stars but it won't let me.



Health
A

Health Grade Components

Overall
FDIC Certificate #9719
Year Established1884
Employees78
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD6.1%
Annual Interest Income$2.9MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$328.0MM$282.2MM
LoansQ1 2016vs Q1 2015$220.3MM$197.8MM
DepositsQ1 2016vs Q1 2015$294.2MM$255.2MM
Equity CapitalQ1 2016vs Q1 2015$32.8MM$26.0MM
Loan Loss AllowanceQ1 2016vs Q1 2015$3.3MM$3.3MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$970.00K$1.8MM
Real Estate OwnedQ1 2016vs Q1 2015$2.6MM$3.6MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Oxford Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%*$50k*-Savings Accounts
OTHER TIERS: 0.05% Up to $20k | 0.06% $20k - $50k

Oxford Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*$100k*-Goal Checking
OTHER TIERS: 0.40% $5k - $100k

Oxford Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.10%$500-72 Month CD
1.00%$500-60 Month CD
0.75%$500-48 Month CD
0.55%$500-36 Month CD
0.35%$500-24 Month CD
0.35%$500-30 Month CD
0.30%$500-18 Month CD
0.25%$500-12 Month CD
0.20%$500-9 Month CD
0.15%$500-6 Month CD
0.10%$500-3 Month CD
Locations


Oxford Bank Locations
Lake Orion Branch1115 South Lapeer RoadLake Orion, MI 48360
Ortonville Branch345 Ortonville RoadOrtonville, MI 48462
Addison-Oaks Branch35 Rochester RoadOakland Township, MI 48363
Dryden Branch5459 Main StreetDryden, MI 48428
Oxford Bank60 South Washington StreetOxford, MI 48371
Davison Branch600 North State RoadDavison, MI 48423
Clarkston Branch7199 North Main StreetClarkston, MI 48346
Goodrich Branch8125 State RoadGoodrich, MI 48438