Overview / Commentary
Oxford Bank is headquartered in OXFORD and is the 22nd largest bank in the state of Michigan. It is also the 1,206th largest bank in the nation. It was established in 1884 and as of June of 2024, it had grown to 146 employees at 9 locations. Oxford Bank has a B+ health rating.
Reviews (1)
Oxford Bank Will Not Protect Your Money
Posted by: Scribbles707 | Nov 20, 2023
Oxford Bank refuses to thoroughly investigate fraudulent charges with their provided debit card. The disputed amount for a clearly fraudulent charge from IKEA was $1229.18. They refuse to let me talk with their fraud department, explain why the clearly fraudulent transaction went through, and what they did to investigate the charge. Oxford Bank refuses to give me my money and claims that it was a legitimate charge even when it clearly was not.
Health
B+
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 9719 |
| Year Established | 1884 |
| Employees | 146 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.39% |
| Return on Equity - YTD | 12.74% |
| Annual Interest Income | $25.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $821.2MM$817.2MM |
| Loans | Q2 2024vs Q2 2023 | $588.5MM$484.7MM |
| Deposits | Q2 2024vs Q2 2023 | $705.5MM$728.5MM |
| Equity Capital | Q2 2024vs Q2 2023 | $94.5MM$82.5MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $6.7MM$5.6MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $9.1MM$11.3MM |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |